Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
15.98
-0.13 (-0.81%)
Nov 13, 2026, 4:00 PM EST - Market closed

Velocity Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
629808648565313442
Market Cap Growth
-13.08%24.68%14.74%80.46%-29.29%253.52%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.787.799.5810.969.8621.44
PS Ratio
1.593.583.654.603.325.16
PB Ratio
0.841.201.251.290.821.28
P/FCF Ratio
-45.1717.2911.606.477.70
P/OCF Ratio
-44.4717.1611.566.437.68

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
9.649.689.358.818.626.91
Debt / FCF Ratio
-365.81129.7779.1067.8341.40
Net Debt / Equity Ratio
9.529.549.258.728.506.80
Net Debt / FCF Ratio
-6301.97360.65128.4478.2666.9040.77
Quick Ratio
10.8014.7810.879.338.736.77
Current Ratio
10.9215.2010.999.488.847.08
Asset Turnover
0.050.040.040.030.030.04
Return on Equity (ROE)
15.77%17.56%14.31%12.80%8.97%8.94%
Return on Assets (ROA)
1.45%1.63%1.38%1.28%0.99%1.19%
Return on Invested Capital (ROIC)
1.39%1.67%1.42%1.32%1.02%1.23%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
17.30%13.01%10.56%9.26%10.30%6.61%
FCF Yield
-0.18%2.21%5.78%8.62%15.46%12.99%
Buyback Yield / Dilution
-5.17%-6.76%-3.70%-1.03%-0.44%-69.17%
SEC Filings: 10-K · 10-Q