Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
15.30
+0.09 (0.59%)
Oct 23, 2026, 4:00 PM EDT - Market closed

Velocity Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
604808648565313442
Market Cap Growth
-12.94%24.68%14.74%80.46%-29.29%253.52%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.567.799.5810.969.8621.44
PS Ratio
2.133.583.654.603.325.16
PB Ratio
0.831.201.251.290.821.28
P/FCF Ratio
26.8245.1717.2911.606.477.70
P/OCF Ratio
26.5144.4717.1611.566.437.68

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
9.739.689.358.818.626.91
Debt / FCF Ratio
313.04365.81129.7779.1067.8341.40
Net Debt / Equity Ratio
9.629.549.258.728.506.80
Net Debt / FCF Ratio
309.66360.65128.4478.2666.9040.77
Quick Ratio
15.1414.7810.879.338.736.77
Current Ratio
15.5515.2010.999.488.847.08
Asset Turnover
0.040.040.040.030.030.04
Return on Equity (ROE)
16.32%17.56%14.31%12.80%8.97%8.94%
Return on Assets (ROA)
1.50%1.63%1.38%1.28%0.99%1.19%
Return on Invested Capital (ROIC)
1.42%1.67%1.42%1.32%1.02%1.23%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
17.98%13.01%10.56%9.26%10.30%6.61%
FCF Yield
3.73%2.21%5.78%8.62%15.46%12.99%
Buyback Yield / Dilution
-6.79%-6.76%-3.70%-1.03%-0.44%-69.17%
SEC Filings: 10-K · 10-Q