Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
17.48
-0.24 (-1.35%)
Jul 30, 2026, 11:57 AM EDT - Market open
Velocity Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 112.05 | 249.24 | 70.83 | 61.93 | 62.06 | 47.6 |
Net Loans | 7,106 | 6,758 | 5,187 | 4,152 | 3,548 | 2,617 |
Net Property, Plant & Equipment | 1.32 | 1.42 | 1.65 | 2.79 | 3.36 | 3.83 |
Accrued Interest and Accounts Receivable | 196.3 | 202.48 | 160.09 | 120.87 | 87.18 | 89.3 |
Other Intangible Assets | 12.65 | 12.96 | 13.71 | 8.58 | 9.24 | 7.15 |
Goodwill | 6.78 | 6.78 | 6.78 | 6.78 | 6.78 | 6.78 |
Other Non-Earning Assets | 156.81 | 150.52 | 87.29 | 51.86 | 31.88 | 40.99 |
Total Assets | 7,591 | 7,382 | 5,527 | 4,405 | 3,749 | 2,812 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Interbank Borrowing and Repurchase Agreements | 98.01 | - | - | 334.76 | 330.81 | 301.07 |
Accounts Payable | 173.08 | 168.31 | 147.81 | 121.97 | 91.53 | 92.2 |
Long-Term Debt | 12,689 | 6,229 | 4,511 | 3,507 | 2,946 | 2,075 |
Other Liabilities | - | - | - | 3.67 | - | - |
Total Liabilities | 6,895 | 6,706 | 5,007 | 3,968 | 3,368 | 2,468 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.4 | 0.4 | 0.34 | 0.33 | 0.33 | 0.32 |
Treasury Stock | -14.74 | -10.2 | -2.87 | -1.32 | -0.46 | - |
Additional Paid-in Capital | 385.25 | 382.56 | 322.95 | 306.74 | 300.31 | 296.36 |
Accumulated Other Comprehensive Income | -2.31 | -2.6 | -0.81 | -1.21 | - | - |
Retained Earnings | 324.74 | 302.38 | 197.33 | 128.91 | 76.63 | 44.42 |
Total Common Shareholders' Equity | 693.35 | 672.54 | 516.94 | 433.44 | 376.81 | 341.11 |
Minority Interest | 3.06 | 3.15 | 3.27 | 3.43 | 3.69 | 3.38 |
Shareholders' Equity | 696.4 | 675.69 | 520.22 | 436.87 | 380.5 | 344.49 |
Total Liabilities & Equity | 7,591 | 7,382 | 5,527 | 4,405 | 3,749 | 2,812 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 12,689 | 6,229 | 4,511 | 3,507 | 2,946 | 2,075 |
Net Cash (Debt) | -12,689 | -6,229 | -4,511 | -3,507 | -2,946 | -2,075 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -327.45 | -163.16 | -126.16 | -101.71 | -86.32 | -61.05 |
Book Value | 693.35 | 672.54 | 516.94 | 433.44 | 376.81 | 341.11 |
Book Value Per Share | 17.89 | 17.62 | 14.46 | 12.57 | 11.04 | 10.04 |
Tangible Book Value | 673.93 | 652.8 | 496.46 | 418.09 | 360.8 | 327.18 |
Tangible Book Value Per Share | 17.39 | 17.10 | 13.88 | 12.12 | 10.57 | 9.63 |