Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
15.98
-0.13 (-0.81%)
Nov 13, 2026, 4:00 PM EST - Market closed
Velocity Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 86.75 | 92.1 | 49.9 | 40.57 | 45.25 | 35.97 |
Trading Asset Securities | 3.78 | 0.07 | - | - | - | - |
Loans & Lease Receivables | 7,774 | 6,870 | 5,273 | 4,192 | 3,589 | 2,584 |
Other Receivables | 59.92 | 53.14 | 36.59 | 35.98 | 30.02 | 15.62 |
Property, Plant & Equipment | 1.21 | 2.08 | 1.94 | 2.95 | 3.21 | 3.64 |
Goodwill | 6.78 | 6.78 | 6.78 | 6.78 | 6.78 | 6.78 |
Other Intangible Assets | 16.41 | 15.13 | 15.92 | 10.96 | 11.81 | 11.09 |
Restricted Cash | 22.53 | 157.13 | 20.93 | 21.36 | 16.81 | 11.64 |
Other Current Assets | 41.89 | 41.67 | 39.39 | 29.14 | 26.75 | 21 |
Long-Term Deferred Tax Assets | 14.14 | 22.71 | 13.61 | 2.34 | 5.03 | 16.6 |
Long-Term Deferred Charges | - | 0.64 | 0.84 | 0.5 | 0.5 | 0.5 |
Other Long-Term Assets | 166.36 | 120 | 68.19 | 44.43 | 13.66 | 17.86 |
Total Assets | 8,250 | 7,382 | 5,527 | 4,405 | 3,749 | 2,812 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 183.01 | 165.07 | 144.97 | 119.2 | 88.7 | 88.05 |
Short-Term Debt | - | - | - | 3.67 | - | - |
Current Portion of Long-Term Debt | 548.16 | 308.51 | 348.08 | 334.76 | 330.81 | 301.07 |
Current Portion of Leases | - | 0.99 | - | - | - | - |
Long-Term Debt | 6,758 | 6,229 | 4,511 | 3,507 | 2,946 | 2,075 |
Long-Term Leases | - | 2.11 | 2.7 | 2.7 | 2.7 | 4 |
Other Current Liabilities | 2.54 | 0.14 | 0.14 | 0.07 | 0.12 | 0.14 |
Total Liabilities | 7,492 | 6,706 | 5,007 | 3,968 | 3,368 | 2,468 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.41 | 0.4 | 0.34 | 0.33 | 0.33 | 0.32 |
Additional Paid-In Capital | 393.66 | 382.56 | 322.95 | 306.74 | 300.31 | 296.36 |
Retained Earnings | 376.32 | 302.38 | 197.33 | 128.91 | 76.63 | 44.42 |
Comprehensive Income & Other | 0.75 | -2.6 | -0.81 | -1.21 | - | - |
Total Common Equity | 753.3 | 672.54 | 516.94 | 433.44 | 376.81 | 341.11 |
Minority Interest | 4.43 | 3.15 | 3.27 | 3.43 | 3.69 | 3.38 |
Shareholders' Equity | 757.73 | 675.69 | 520.22 | 436.87 | 380.5 | 344.49 |
Total Liabilities & Equity | 8,250 | 7,382 | 5,527 | 4,405 | 3,749 | 2,812 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 7,306 | 6,541 | 4,862 | 3,848 | 3,280 | 2,380 |
Net Cash (Debt) | -7,216 | -6,448 | -4,812 | -3,808 | -3,234 | -2,344 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -183.51 | -168.90 | -134.57 | -110.42 | -94.76 | -68.97 |
Filing Date Shares Outstanding | 39.35 | 39.24 | 34.02 | 32.97 | 32.62 | 32.49 |
Total Common Shares Outstanding | 39.35 | 38.97 | 33.55 | 32.87 | 32.49 | 32.29 |
Working Capital | 7,282 | 6,739 | 4,927 | 3,879 | 3,288 | 2,367 |
Book Value Per Share | 19.14 | 17.26 | 15.41 | 13.19 | 11.60 | 10.56 |
Tangible Book Value | 746.52 | 663.6 | 507.96 | 424.29 | 367.47 | 330.4 |
Tangible Book Value Per Share | 18.97 | 17.03 | 15.14 | 12.91 | 11.31 | 10.23 |