Velocity Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	249.24	70.83	61.93	62.06	47.6
Net Loans	6,758	5,187	4,152	3,548	2,617
Net Property, Plant & Equipment	1.42	1.65	2.79	3.36	3.83
Accrued Interest and Accounts Receivable	202.48	160.09	120.87	87.18	89.3
Other Intangible Assets	12.96	13.71	8.58	9.24	7.15
Goodwill	6.78	6.78	6.78	6.78	6.78
Other Non-Earning Assets	150.52	87.29	51.86	31.88	40.99
Total Assets	7,382	5,527	4,405	3,749	2,812
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	334.76	330.81	301.07
Accounts Payable	168.31	147.81	121.97	91.53	92.2
Long-Term Debt	6,229	4,511	3,507	2,946	2,075
Other Liabilities	-	-	3.67	-	-
Total Liabilities	6,706	5,007	3,968	3,368	2,468
Common Stock	0.4	0.34	0.33	0.33	0.32
Treasury Stock	-10.2	-2.87	-1.32	-0.46	-
Additional Paid-in Capital	382.56	322.95	306.74	300.31	296.36
Accumulated Other Comprehensive Income	-2.6	-0.81	-1.21	-	-
Retained Earnings	302.38	197.33	128.91	76.63	44.42
Total Common Shareholders' Equity	672.54	516.94	433.44	376.81	341.11
Minority Interest	3.15	3.27	3.43	3.69	3.38
Shareholders' Equity	675.69	520.22	436.87	380.5	344.49
Total Liabilities & Equity	7,382	5,527	4,405	3,749	2,812
Total Debt	6,229	4,511	3,507	2,946	2,075
Net Cash (Debt)	-6,229	-4,511	-3,507	-2,946	-2,075
Net Cash Per Share	-163.16	-126.16	-101.71	-86.32	-61.05
Book Value	672.54	516.94	433.44	376.81	341.11
Book Value Per Share	17.62	14.46	12.57	11.04	10.04
Tangible Book Value	652.8	496.46	418.09	360.8	327.18
Tangible Book Value Per Share	17.10	13.88	12.12	10.57	9.63

Updated Mar 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q