Velocity Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	98.96	49.9	40.57	45.25	35.97	13.27
Loans & Lease Receivables	6,591	5,273	4,192	3,589	2,584	1,950
Other Receivables	49.31	36.8	35.98	30.02	15.62	87.24
Property, Plant & Equipment	1.48	1.94	2.95	3.21	3.64	4.33
Goodwill	6.78	6.78	6.78	6.78	6.78	-
Other Intangible Assets	12.6	15.92	10.96	11.81	11.09	4.6
Restricted Cash	18.85	20.93	21.36	16.81	11.64	7.02
Other Current Assets	39.36	39.19	29.14	26.75	21	1.26
Long-Term Deferred Tax Assets	16.63	13.61	2.34	5.03	16.6	6.65
Long-Term Deferred Charges	-	0.84	0.5	0.5	0.5	-
Other Long-Term Assets	121.23	68.18	44.43	13.66	17.86	15.77
Total Assets	6,959	5,527	4,405	3,749	2,812	2,103
Accounts Payable	166.24	144.97	119.2	88.7	88.05	58.26
Short-Term Debt	-	-	3.67	-	-	-
Current Portion of Long-Term Debt	332.39	348.08	334.76	330.81	301.07	75.92
Current Portion of Leases	-	0.73	-	-	-	-
Long-Term Debt	5,818	4,511	3,507	2,946	2,075	1,654
Long-Term Leases	-	1.97	2.7	2.7	4	5.1
Other Current Liabilities	4.34	0.14	0.07	0.12	0.14	-
Total Liabilities	6,321	5,007	3,968	3,368	2,468	1,793
Common Stock	0.4	0.34	0.33	0.33	0.32	0.2
Additional Paid-In Capital	379.4	322.95	306.74	300.31	296.36	204.19
Retained Earnings	267.58	197.33	128.91	76.63	44.42	15.2
Comprehensive Income & Other	-2.92	-0.81	-1.21	-	-	-
Total Common Equity	634.26	516.94	433.44	376.81	341.11	219.59
Minority Interest	3.2	3.27	3.43	3.69	3.38	-
Shareholders' Equity	637.46	520.22	436.87	380.5	344.49	309.59
Total Liabilities & Equity	6,959	5,527	4,405	3,749	2,812	2,103
Total Debt	6,151	4,862	3,848	3,280	2,380	1,735
Net Cash (Debt)	-6,052	-4,812	-3,808	-3,234	-2,344	-1,722
Net Cash Per Share	-161.86	-134.57	-110.42	-94.76	-68.97	-85.71
Filing Date Shares Outstanding	38.9	34.02	32.97	32.62	32.49	20.57
Total Common Shares Outstanding	38.9	33.55	32.87	32.49	32.29	20.09
Working Capital	6,297	4,926	3,879	3,288	2,367	1,937
Book Value Per Share	16.30	15.41	13.19	11.60	10.56	10.93
Tangible Book Value	627.48	507.96	424.29	367.47	330.4	214.99
Tangible Book Value Per Share	16.13	15.14	12.91	11.31	10.23	10.70

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

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