Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
19.78
-0.19 (-0.95%)
At close: Mar 11, 2025, 4:00 PM
21.69
+1.91 (9.66%)
Pre-market: Mar 12, 2025, 4:30 AM EST
Velocity Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Net Income | - | 52.27 | 32.21 | 29.22 | 17.78 | |
| Depreciation & Amortization | - | 2.3 | 2.12 | 2.41 | 2.45 | |
| Other Amortization | - | 18.62 | 28.29 | 20.22 | 16.16 | |
| Gain on Sale of Loans & Receivables | - | 3.99 | 3.31 | -0.27 | -2.65 | |
| Asset Writedown & Restructuring Costs | - | 3.9 | 0.36 | 1.76 | 1.73 | |
| Provision for Credit Losses | - | -45.21 | -7.29 | -0.4 | 5.5 | |
| Stock-Based Compensation | - | 4.13 | 3.34 | 2.16 | 0.97 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | -12.22 | 0.9 | 1.17 | 2.98 | |
| Change in Accounts Payable | - | 21.69 | -2.56 | 16.45 | 11.06 | |
| Change in Other Net Operating Assets | - | 8.36 | -8.04 | -0.36 | 4.14 | |
| Other Operating Activities | - | 4.96 | 6.39 | -11.07 | 1 | |
| Operating Cash Flow | - | 48.84 | 48.67 | 57.62 | 54.89 | |
| Operating Cash Flow Growth | - | 0.33% | -15.53% | 4.97% | - | |
| Capital Expenditures | - | -0.18 | -0.33 | -0.14 | -0.73 | |
| Cash Acquisitions | - | - | - | -10.76 | - | |
| Investment in Securities | - | - | - | 1.18 | - | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -615.51 | -929.07 | -665.42 | 85.69 | |
| Other Investing Activities | - | 9.21 | 0.91 | 9.2 | -3.84 | |
| Investing Cash Flow | - | -584.73 | -908.24 | -656.48 | 87.74 | |
| Long-Term Debt Issued | - | 2,168 | 3,272 | 2,369 | 956.88 | |
| Long-Term Debt Repaid | - | -1,630 | -2,373 | -1,715 | -1,240 | |
| Net Debt Issued (Repaid) | - | 537.67 | 899.46 | 653.62 | -283.12 | |
| Issuance of Preferred Stock | - | - | - | - | 41.04 | |
| Issuance of Common Stock | - | 2.31 | 0.61 | 0.14 | 100.8 | |
| Repurchase of Common Stock | - | -0.86 | -0.46 | - | - | |
| Other Financing Activities | - | -3.34 | -25.59 | -27.58 | -8.61 | |
| Financing Cash Flow | - | 535.77 | 874.02 | 626.17 | -149.89 | |
| Net Cash Flow | - | -0.13 | 14.45 | 27.31 | -7.26 | |
| Free Cash Flow | - | 48.66 | 48.35 | 57.49 | 54.17 | |
| Free Cash Flow Growth | - | 0.63% | -15.90% | 6.13% | - | |
| Free Cash Flow Margin | - | 36.94% | 51.26% | 67.03% | 77.43% | |
| Free Cash Flow Per Share | - | 1.41 | 1.42 | 1.69 | 2.70 | |
| Cash Interest Paid | - | 180.36 | 118.71 | 85.02 | 85.41 | |
| Cash Income Tax Paid | - | 7.65 | 23.04 | 9.65 | 0.97 | |
Source: S&P Capital IQ. Financial Services template.
Financial Sources.