| Net Income | 70.06 | 68.42 | 52.27 | 32.21 | 29.22 | 17.78 | |
| Depreciation & Amortization | 2.08 | 2 | 2.3 | 2.12 | 2.41 | 2.45 | |
| Other Amortization | 11.85 | 12.24 | 18.62 | 28.29 | 20.22 | 16.16 | |
| Gain on Sale of Loans & Receivables | 3.59 | 3.18 | 3.99 | 3.31 | -0.27 | -2.65 | |
| Asset Writedown & Restructuring Costs | 6.47 | 6.12 | 3.9 | 0.36 | 1.76 | 1.73 | |
| Provision for Credit Losses | -68.54 | -54.13 | -45.21 | -7.29 | -0.4 | 5.5 | |
| Stock-Based Compensation | 6.75 | 6.16 | 4.13 | 3.34 | 2.16 | 0.97 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -4.48 | 0.4 | -12.22 | 0.9 | 1.17 | 2.98 | |
| Change in Accounts Payable | 28.77 | 26.28 | 19.66 | -2.56 | 16.45 | 11.06 | |
| Change in Other Net Operating Assets | 1.07 | -0.28 | 8.36 | -8.04 | -0.36 | 4.14 | |
| Other Operating Activities | -10.83 | -21.98 | 2.83 | 6.39 | -11.07 | 1 | |
| Operating Cash Flow | 30.71 | 37.76 | 48.84 | 48.67 | 57.62 | 54.89 | |
| Operating Cash Flow Growth | -56.95% | -22.69% | 0.33% | -15.53% | 4.97% | - | |
| Capital Expenditures | -0.33 | -0.29 | -0.18 | -0.33 | -0.14 | -0.73 | |
| Sale of Property, Plant & Equipment | - | 0.64 | - | - | - | - | |
| Cash Acquisitions | - | - | - | - | -10.76 | - | |
| Sale (Purchase) of Intangibles | -4.76 | -4.76 | - | - | - | - | |
| Investment in Securities | - | - | - | - | 1.18 | - | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,263 | -1,072 | -615.51 | -929.07 | -665.42 | 85.69 | |
| Other Investing Activities | -1.68 | -2.06 | 9.21 | 0.91 | 9.2 | -3.84 | |
| Investing Cash Flow | -1,234 | -1,045 | -584.73 | -908.24 | -656.48 | 87.74 | |
| Long-Term Debt Issued | - | 3,611 | 2,168 | 3,272 | 2,369 | 956.88 | |
| Long-Term Debt Repaid | - | -2,599 | -1,630 | -2,373 | -1,715 | -1,240 | |
| Net Debt Issued (Repaid) | 1,185 | 1,012 | 537.67 | 899.46 | 653.62 | -283.12 | |
| Issuance of Preferred Stock | - | - | - | - | - | 41.04 | |
| Issuance of Common Stock | 38.79 | 10.15 | 2.31 | 0.61 | 0.14 | 100.8 | |
| Repurchase of Common Stock | -2.43 | -1.55 | -0.86 | -0.46 | - | - | |
| Other Financing Activities | -2.25 | -4.29 | -3.34 | -25.59 | -27.58 | -8.61 | |
| Financing Cash Flow | 1,219 | 1,016 | 535.77 | 874.02 | 626.17 | -149.89 | |
| Net Cash Flow | 15.42 | 8.9 | -0.13 | 14.45 | 27.31 | -7.26 | |
| Free Cash Flow | 30.38 | 37.47 | 48.66 | 48.35 | 57.49 | 54.17 | |
| Free Cash Flow Growth | -57.31% | -23.00% | 0.64% | -15.90% | 6.13% | - | |
| Free Cash Flow Margin | 17.07% | 21.09% | 39.65% | 51.25% | 67.03% | 77.43% | |
| Free Cash Flow Per Share | 0.84 | 1.05 | 1.41 | 1.42 | 1.69 | 2.70 | |
| Cash Interest Paid | 270.69 | 251.26 | 180.36 | 118.71 | 85.02 | 85.41 | |
| Cash Income Tax Paid | 42.3 | 41.55 | 7.65 | 23.04 | 9.65 | 0.97 | |