Velocity Financial, Inc. (VEL)

Velocity Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	58.88	51.52	31.72	20.64	-31.18	17.29
Depreciation & Amortization	2.32	2.3	2.12	2.41	2.45	2.47
Share-Based Compensation	4.5	4.13	3.34	2.16	0.97	0
Other Operating Activities	5.65	-9.86	11	23.83	33.7	-125.1
Operating Cash Flow	71.34	48.84	48.67	57.62	54.89	-105.34
Operating Cash Flow Growth	186.41%	0.33%	-15.53%	4.97%	-	-
Capital Expenditures	0.47	-0.18	-0.33	-0.33	-1.57	-2
Acquisitions	0	0	0	-10.76	0	0
Change in Investments	-734.26	-593.76	-906.57	-654.6	93.15	-309.92
Other Investing Activities	8.2	9.21	-1.34	9.2	-3.84	5.99
Investing Cash Flow	-725.6	-584.73	-908.24	-656.48	87.74	-305.93
Share Issuance / Repurchase	1.15	1.44	0.15	0.14	102.96	0
Debt Issued / Paid	656.24	534.6	873.87	626.6	-291.99	449.86
Other Financing Activities	-0.12	-0.28	-	-0.56	39.14	-27.71
Financing Cash Flow	657.27	535.77	874.02	626.17	-149.89	422.15
Net Cash Flow	3.01	-0.13	14.45	27.31	-7.26	10.88
Free Cash Flow	71.81	48.66	48.35	57.29	53.32	-107.34
Free Cash Flow Growth	191.89%	0.63%	-15.61%	7.45%	-	-
Free Cash Flow Margin	37.91%	28.33%	45.48%	66.57%	77.61%	-177.36%
Free Cash Flow Per Share	2.21	1.51	1.51	2.51	2.65	-5.65

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).