Velocity Financial, Inc. (VEL)

Velocity Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	608	565	313	442	125	-
Market Cap Growth	101.41%	80.46%	-29.29%	253.52%	-	-
Enterprise Value	4,597	4,345	3,528	2,771	1,835	1,978
PE Ratio	10.85	10.96	9.86	21.44	-4.01	-
PS Ratio	3.21	3.29	2.94	5.14	1.82	-
PB Ratio	1.34	1.30	0.83	1.30	0.57	-
P/FCF Ratio	8.47	11.60	6.47	7.72	2.35	-
P/OCF Ratio	8.53	11.56	6.43	7.68	2.28	-
EV/Sales Ratio	24.27	25.30	33.18	32.19	26.71	32.69
EV/EBITDA Ratio	56.12	59.19	76.09	65.65	71.74	70.99
EV/EBIT Ratio	57.76	61.10	79.73	69.63	79.33	77.89
EV/FCF Ratio	64.02	89.29	72.96	48.36	34.41	-18.43
Debt / Equity Ratio	8.94	8.86	8.70	6.96	7.88	13.12
Debt / EBITDA Ratio	49.42	52.34	70.68	56.29	67.64	71.98
Debt / FCF Ratio	56.37	78.97	67.78	41.47	32.44	-18.69
Asset Turnover	0.04	0.04	0.03	0.04	0.03	0.03
Return on Equity (ROE)	13.60%	12.60%	8.80%	7.90%	-14.10%	10.90%
Return on Assets (ROA)	1.40%	1.30%	0.90%	0.90%	-1.40%	0.90%
Return on Capital (ROIC)	1.31%	1.22%	0.89%	1.08%	0.91%	0.80%
Earnings Yield	9.55%	9.13%	10.14%	4.66%	-24.91%	-
FCF Yield	11.81%	8.62%	15.46%	12.95%	42.61%	-
Buyback Yield / Dilution	-4.07%	-1.03%	-0.44%	-69.17%	-5.72%	-
Total Shareholder Return	-4.07%	-1.03%	-0.44%	-69.17%	-5.72%	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).