Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $714.08 million. The enterprise value is $7.16 billion.
Important Dates
The last earnings date was Wednesday, March 11, 2026, after market close.
| Earnings Date | Mar 11, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 39.24 million shares outstanding. The number of shares has increased by 6.76% in one year.
| Current Share Class | 39.24M |
| Shares Outstanding | 39.24M |
| Shares Change (YoY) | +6.76% |
| Shares Change (QoQ) | +1.14% |
| Owned by Insiders (%) | 4.32% |
| Owned by Institutions (%) | 47.53% |
| Float | 5.56M |
Valuation Ratios
The trailing PE ratio is 6.55 and the forward PE ratio is 6.51.
| PE Ratio | 6.55 |
| Forward PE | 6.51 |
| PS Ratio | 3.13 |
| Forward PS | n/a |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 39.54 |
| P/OCF Ratio | 38.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 69.00 |
| EV / Sales | 31.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 400.19 |
Financial Position
The company has a current ratio of 15.20, with a Debt / Equity ratio of 9.68.
| Current Ratio | 15.20 |
| Quick Ratio | 14.78 |
| Debt / Equity | 9.68 |
| Debt / EBITDA | n/a |
| Debt / FCF | 365.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.56% and return on invested capital (ROIC) is 1.50%.
| Return on Equity (ROE) | 17.56% |
| Return on Assets (ROA) | 1.63% |
| Return on Invested Capital (ROIC) | 1.50% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.83% |
| Revenue Per Employee | $608,124 |
| Profits Per Employee | $279,531 |
| Employee Count | 371 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $41.26 million in taxes.
| Income Tax | 41.26M |
| Effective Tax Rate | 28.21% |
Stock Price Statistics
The stock price has decreased by -2.86% in the last 52 weeks. The beta is 0.75, so VEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | -2.86% |
| 50-Day Moving Average | 18.91 |
| 200-Day Moving Average | 18.65 |
| Relative Strength Index (RSI) | 49.13 |
| Average Volume (20 Days) | 127,476 |
Short Selling Information
The latest short interest is 1.05 million, so 2.69% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short Previous Month | 941,658 |
| Short % of Shares Out | 2.69% |
| Short % of Float | 18.96% |
| Short Ratio (days to cover) | 8.52 |
Income Statement
In the last 12 months, VEL had revenue of $225.61 million and earned $103.71 million in profits. Earnings per share was $2.75.
| Revenue | 225.61M |
| Gross Profit | 159.46M |
| Operating Income | 146.24M |
| Pretax Income | 146.24M |
| Net Income | 103.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.75 |
Full Income StatementBalance Sheet
The company has $92.17 million in cash and $6.54 billion in debt, with a net cash position of -$6.45 billion or -$164.35 per share.
| Cash & Cash Equivalents | 92.17M |
| Total Debt | 6.54B |
| Net Cash | -6.45B |
| Net Cash Per Share | -$164.35 |
| Equity (Book Value) | 675.69M |
| Book Value Per Share | 17.26 |
| Working Capital | 6.74B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.16 million and capital expenditures -$281,000, giving a free cash flow of $17.88 million.
| Operating Cash Flow | 18.16M |
| Capital Expenditures | -281,000 |
| Depreciation & Amortization | 2.02M |
| Net Borrowing | 1.64B |
| Free Cash Flow | 17.88M |
| FCF Per Share | $0.46 |
Full Cash Flow StatementMargins
Gross margin is 70.68%, with operating and profit margins of 64.82% and 46.56%.
| Gross Margin | 70.68% |
| Operating Margin | 64.82% |
| Pretax Margin | 64.82% |
| Profit Margin | 46.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 7.93% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.76% |
| Shareholder Yield | -6.76% |
| Earnings Yield | 14.67% |
| FCF Yield | 2.53% |
Analyst Forecast
The average price target for VEL is $22.00, which is 20.88% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $22.00 |
| Price Target Difference | 20.88% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
