Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $755.44 million. The enterprise value is $6.81 billion.
Important Dates
The last earnings date was Thursday, November 6, 2025, after market close.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 38.90 million shares outstanding. The number of shares has increased by 5.37% in one year.
| Current Share Class | 38.90M |
| Shares Outstanding | 38.90M |
| Shares Change (YoY) | +5.37% |
| Shares Change (QoQ) | +2.67% |
| Owned by Insiders (%) | 3.73% |
| Owned by Institutions (%) | 48.38% |
| Float | 6.08M |
Valuation Ratios
The trailing PE ratio is 7.99 and the forward PE ratio is 7.61.
| PE Ratio | 7.99 |
| Forward PE | 7.61 |
| PS Ratio | 3.00 |
| Forward PS | n/a |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.20 |
| P/FCF Ratio | 13.59 |
| P/OCF Ratio | 13.51 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 75.87 |
| EV / Sales | 29.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 122.43 |
Financial Position
The company has a current ratio of 13.52, with a Debt / Equity ratio of 9.65.
| Current Ratio | 13.52 |
| Quick Ratio | 13.40 |
| Debt / Equity | 9.65 |
| Debt / EBITDA | n/a |
| Debt / FCF | 110.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.18%.
| Return on Equity (ROE) | 16.18% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $742,265 |
| Profits Per Employee | $290,343 |
| Employee Count | 309 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $37.19 million in taxes.
| Income Tax | 37.19M |
| Effective Tax Rate | 29.01% |
Stock Price Statistics
The stock price has decreased by -5.18% in the last 52 weeks. The beta is 0.77, so VEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | -5.18% |
| 50-Day Moving Average | 18.42 |
| 200-Day Moving Average | 18.16 |
| Relative Strength Index (RSI) | 70.27 |
| Average Volume (20 Days) | 59,854 |
Short Selling Information
The latest short interest is 336,887, so 0.87% of the outstanding shares have been sold short.
| Short Interest | 336,887 |
| Short Previous Month | 288,985 |
| Short % of Shares Out | 0.87% |
| Short % of Float | 5.54% |
| Short Ratio (days to cover) | 4.81 |
Income Statement
In the last 12 months, VEL had revenue of $229.36 million and earned $89.72 million in profits. Earnings per share was $2.43.
| Revenue | 229.36M |
| Gross Profit | 165.55M |
| Operating Income | 128.23M |
| Pretax Income | 128.23M |
| Net Income | 89.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.43 |
Full Income StatementBalance Sheet
The company has $98.98 million in cash and $6.15 billion in debt, giving a net cash position of -$6.05 billion or -$155.57 per share.
| Cash & Cash Equivalents | 98.98M |
| Total Debt | 6.15B |
| Net Cash | -6.05B |
| Net Cash Per Share | -$155.57 |
| Equity (Book Value) | 637.46M |
| Book Value Per Share | 16.30 |
| Working Capital | 6.30B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $55.92 million and capital expenditures -$323,000, giving a free cash flow of $55.60 million.
| Operating Cash Flow | 55.92M |
| Capital Expenditures | -323,000 |
| Free Cash Flow | 55.60M |
| FCF Per Share | $1.43 |
Full Cash Flow StatementMargins
Gross margin is 72.18%, with operating and profit margins of 55.91% and 39.61%.
| Gross Margin | 72.18% |
| Operating Margin | 55.91% |
| Pretax Margin | 55.91% |
| Profit Margin | 39.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.24% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -5.37% |
| Shareholder Yield | -5.37% |
| Earnings Yield | 11.88% |
| FCF Yield | 7.36% |
Analyst Forecast
The average price target for VEL is $21.75, which is 12.00% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.75 |
| Price Target Difference | 12.00% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
