Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $700.35 million. The enterprise value is $6.33 billion.
Important Dates
The next estimated earnings date is Thursday, November 6, 2025, after market close.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 38.44 million shares outstanding. The number of shares has increased by 4.15% in one year.
| Current Share Class | 38.44M |
| Shares Outstanding | 38.44M |
| Shares Change (YoY) | +4.15% |
| Shares Change (QoQ) | +2.66% |
| Owned by Insiders (%) | 3.78% |
| Owned by Institutions (%) | 48.64% |
| Float | 5.69M |
Valuation Ratios
The trailing PE ratio is 8.22 and the forward PE ratio is 7.41.
| PE Ratio | 8.22 |
| Forward PE | 7.41 |
| PS Ratio | 3.18 |
| Forward PS | n/a |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.18 |
| P/FCF Ratio | 26.35 |
| P/OCF Ratio | 26.04 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 78.83 |
| EV / Sales | 32.37 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 238.19 |
Financial Position
The company has a current ratio of 12.76, with a Debt / Equity ratio of 9.50.
| Current Ratio | 12.76 |
| Quick Ratio | 12.65 |
| Debt / Equity | 9.50 |
| Debt / EBITDA | n/a |
| Debt / FCF | 214.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.10%.
| Return on Equity (ROE) | 15.10% |
| Return on Assets (ROA) | 1.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $632,984 |
| Profits Per Employee | $259,896 |
| Employee Count | 309 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $32.86 million in taxes.
| Income Tax | 32.86M |
| Effective Tax Rate | 28.80% |
Stock Price Statistics
The stock price has decreased by -7.55% in the last 52 weeks. The beta is 1.08, so VEL's price volatility has been similar to the market average.
| Beta (5Y) | 1.08 |
| 52-Week Price Change | -7.55% |
| 50-Day Moving Average | 18.29 |
| 200-Day Moving Average | 18.31 |
| Relative Strength Index (RSI) | 41.50 |
| Average Volume (20 Days) | 103,802 |
Short Selling Information
The latest short interest is 352,355, so 0.92% of the outstanding shares have been sold short.
| Short Interest | 352,355 |
| Short Previous Month | 364,121 |
| Short % of Shares Out | 0.92% |
| Short % of Float | 6.19% |
| Short Ratio (days to cover) | 3.40 |
Income Statement
In the last 12 months, VEL had revenue of $195.59 million and earned $80.31 million in profits. Earnings per share was $2.22.
| Revenue | 195.59M |
| Gross Profit | 137.41M |
| Operating Income | 114.10M |
| Pretax Income | 114.10M |
| Net Income | 80.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.22 |
Full Income StatementBalance Sheet
The company has $79.56 million in cash and $5.71 billion in debt, giving a net cash position of -$5.63 billion or -$146.48 per share.
| Cash & Cash Equivalents | 79.56M |
| Total Debt | 5.71B |
| Net Cash | -5.63B |
| Net Cash Per Share | -$146.48 |
| Equity (Book Value) | 601.05M |
| Book Value Per Share | 15.62 |
| Working Capital | 5.84B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $26.90 million and capital expenditures -$322,000, giving a free cash flow of $26.58 million.
| Operating Cash Flow | 26.90M |
| Capital Expenditures | -322,000 |
| Free Cash Flow | 26.58M |
| FCF Per Share | $0.69 |
Full Cash Flow StatementMargins
Gross margin is 70.25%, with operating and profit margins of 58.33% and 41.55%.
| Gross Margin | 70.25% |
| Operating Margin | 58.33% |
| Pretax Margin | 58.33% |
| Profit Margin | 41.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.59% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.15% |
| Shareholder Yield | -4.15% |
| Earnings Yield | 11.47% |
| FCF Yield | 3.79% |
Analyst Forecast
The average price target for VEL is $21.67, which is 18.87% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.67 |
| Price Target Difference | 18.87% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
