World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Interest Income	439.81	435.39	422.38	420.3	457.87	452.24
Net Interest Income Growth	3.08%	3.08%	0.50%	-8.21%	1.24%	6.31%
Non-Interest Income	100.88	100.34	99.08	104.28	108.21	99.52
Non-Interest Income Growth	3.08%	1.27%	-4.99%	-3.63%	8.73%	29.45%
Revenues Before Loan Losses	540.69	535.72	521.46	524.58	566.08	551.76
Provision for Credit Losses	181.84	188.6	169.22	156.97	259.46	186.21
Revenue	358.84	347.12	352.25	367.6	306.62	365.55
Revenue Growth	2.46%	-1.46%	-4.18%	19.89%	-16.12%	-12.14%
Compensation Expenses	205.09	200.02	141.06	164.45	177.69	183.06
Selling, General & Admin	102.56	101.86	99.87	104.15	101.78	116.92
Total Non-Interest Expense	307.65	301.88	240.93	268.6	279.47	299.98
Pretax Income	51.19	45.24	111.31	99	27.15	65.58
Provision for Income Taxes	-	10.66	22.07	21.96	5.91	11.66
Net Income	51.19	34.59	89.24	77.05	21.23	53.92
Net Income to Common	39.35	34.59	89.24	77.05	21.23	53.92
Net Income Growth	-51.20%	-61.25%	15.83%	262.88%	-60.62%	-38.92%
Shares Outstanding (Basic)	5	5	5	6	6	6
Shares Outstanding (Diluted)	5	5	6	6	6	6
Shares Change	-11.81%	-8.74%	-6.05%	-0.62%	-7.31%	-4.62%
EPS (Basic)	8.46	7.00	16.45	13.40	3.69	8.88
EPS (Diluted)	8.46	6.88	16.21	13.14	3.60	8.47
EPS Growth	-42.91%	-57.56%	23.36%	265.00%	-57.50%	-35.98%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-	255.48	250.48	259.85	285.73	266.38
Free Cash Flow Growth	-	1.99%	-3.61%	-9.06%	7.26%	23.74%
Free Cash Flow Per Share	-	50.83	45.48	44.33	48.44	41.86
Profit Margin	14.27%	9.96%	25.34%	20.96%	6.92%	14.75%
FCF Margin	-	73.60%	71.11%	70.69%	93.19%	72.87%
Effective Tax Rate	-	23.55%	19.83%	22.18%	21.79%	17.78%

SEC Filings: 10-K · 10-Q