Yiren Digital Ltd. (YRD)
NYSE: YRD · Real-Time Price · USD
1.050
-0.040 (-3.67%)
At close: Aug 26, 2026, 4:00 PM EDT
1.100
+0.050 (4.76%)
After-hours: Aug 26, 2026, 7:50 PM EDT
Yiren Digital Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 5,080 | 5,719 | 5,806 | 4,896 | 3,435 | 4,478 |
Other Revenue | 0.26 | - | - | - | - | - |
| 5,080 | 5,719 | 5,806 | 4,896 | 3,435 | 4,478 | |
Revenue Growth | -15.09% | -1.49% | 18.59% | 42.54% | -23.30% | 13.02% |
Cost of Revenue | 759.2 | 786.39 | 882.96 | 976.17 | 776.84 | 760.86 |
Gross Profit | 4,321 | 4,933 | 4,923 | 3,919 | 2,658 | 3,717 |
Selling, General & Admin | 1,293 | 1,482 | 1,471 | 887.74 | 845.77 | 1,852 |
Research & Development | 429.55 | 406.57 | 411.88 | 148.75 | 151.92 | 208 |
Operating Expenses | 2,646 | 2,788 | 2,407 | 1,298 | 1,164 | 2,430 |
Operating Income | 1,675 | 2,145 | 2,516 | 2,622 | 1,493 | 1,287 |
Interest Expense | - | - | - | - | -26.3 | -73.38 |
Interest & Investment Income | 76.15 | 86.54 | 105.48 | 80.75 | - | - |
Earnings From Equity Investments | -4.43 | -4.56 | -0.44 | - | - | - |
Other Non Operating Income (Expenses) | -2,520 | -2,269 | -759.9 | -57.21 | 28.32 | -10.78 |
EBT Excluding Unusual Items | -774.12 | -42.58 | 1,861 | 2,645 | 1,495 | 1,203 |
Pretax Income | -774.12 | -42.58 | 1,861 | 2,645 | 1,495 | 1,203 |
Income Tax Expense | -86.43 | -97.11 | 279.18 | 565.16 | 300.51 | 170.19 |
Net Income | -686.52 | 54.53 | 1,582 | 2,080 | 1,195 | 1,033 |
Net Income to Common | -686.52 | 54.53 | 1,582 | 2,080 | 1,195 | 1,033 |
Net Income Growth | - | -96.55% | -23.94% | 74.09% | 15.67% | - |
Shares Outstanding (Basic) | 87 | 87 | 87 | 88 | 87 | 85 |
Shares Outstanding (Diluted) | 87 | 87 | 87 | 89 | 88 | 85 |
Shares Change | -0.02% | -0.01% | -2.23% | 1.88% | 2.81% | -5.39% |
EPS (Basic) | -7.89 | 0.63 | 18.27 | 23.54 | 13.68 | 12.22 |
EPS (Diluted) | -7.89 | 0.62 | 18.11 | 23.28 | 13.63 | 12.11 |
EPS Growth | - | -96.55% | -22.20% | 70.88% | 12.50% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -456.36 | 677.88 | 1,415 | 2,167 | 1,849 | 148.79 |
Free Cash Flow Per Share | -5.24 | 7.76 | 16.20 | 24.25 | 21.08 | 1.74 |
Dividend Per Share | 1.539 | 1.539 | 3.066 | - | - | - |
Dividend Growth | -49.80% | -49.80% | - | - | - | - |
Gross Margin | 85.06% | 86.25% | 84.79% | 80.06% | 77.38% | 83.01% |
Operating Margin | 32.96% | 37.50% | 43.34% | 53.55% | 43.48% | 28.75% |
Profit Margin | -13.51% | 0.95% | 27.25% | 42.49% | 34.79% | 23.07% |
Free Cash Flow Margin | -8.98% | 11.85% | 24.37% | 44.26% | 53.82% | 3.32% |
EBITDA | 1,689 | 2,158 | 2,525 | 2,629 | 1,520 | 1,331 |
EBITDA Margin | 33.24% | 37.72% | 43.49% | 53.70% | 44.25% | 29.71% |
D&A For EBITDA | 14.21 | 12.95 | 8.89 | 7.12 | 26.43 | 43.24 |
EBIT | 1,675 | 2,145 | 2,516 | 2,622 | 1,493 | 1,287 |
EBIT Margin | 32.96% | 37.50% | 43.34% | 53.55% | 43.48% | 28.75% |
Effective Tax Rate | - | - | 15.00% | 21.36% | 20.10% | 14.14% |