CrediaBank S.A. (ATH:CREDIA)
Greece · Delayed Price · Currency is EUR 0.9940
+0.0140 (1.43%)
At close: Aug 12, 2026
CrediaBank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 281.84 | 260.8 | 196.97 | 120.66 | 65.57 | 76.31 |
Interest Paid on Deposits | 93.43 | 92.52 | 90.22 | 45.17 | 24.93 | 30.82 |
Net Interest Income | 188.41 | 168.27 | 106.75 | 75.49 | 40.64 | 45.49 |
Net Interest Income Growth | 30.06% | 57.64% | 41.41% | 85.73% | -10.64% | -16.21% |
Gain (Loss) on Sale of Investments | 11.49 | 11.98 | 7.54 | 6.61 | -0.73 | -59.49 |
Other Non-Interest Income | 79.22 | 88.96 | 28.22 | 21.85 | 6.93 | 10.97 |
Total Non-Interest Income | 90.71 | 100.94 | 35.76 | 28.46 | 6.2 | -48.52 |
Non-Interest Income Growth | 51.04% | 182.28% | 25.63% | 359.36% | - | - |
Revenues Before Loan Losses | 279.12 | 269.21 | 142.51 | 103.95 | 46.84 | -3.04 |
Provision for Loan Losses | 25.68 | 21.67 | 398.39 | -0.61 | 306.97 | 22.77 |
| 253.44 | 247.54 | -255.89 | 104.56 | -260.13 | -25.81 | |
Revenue Growth | - | - | - | - | - | - |
Salaries and Employee Benefits | 80.26 | 75.91 | 52.91 | 34.42 | 33.88 | 33.13 |
Occupancy Expenses | 32.13 | 32.26 | 20.37 | 15.74 | 17.13 | 16.03 |
Selling, General & Administrative | 8.58 | 9.41 | 7.32 | 6.79 | 5.45 | 6.43 |
Other Non-Interest Expense | 39.56 | 33.68 | 25.57 | 21.11 | 40.97 | 24.65 |
Total Non-Interest Expense | 159.75 | 150.31 | 106.54 | 77.8 | 97.94 | 79.54 |
EBT Excluding Unusual Items | 93.69 | 97.23 | -362.43 | 26.76 | -358.07 | -105.35 |
Asset Writedown | 9.27 | 9.27 | 4.63 | 7.12 | 1.44 | 0.97 |
Other Unusual Items | -6.99 | -6.99 | - | - | - | - |
Pretax Income | 83.11 | 64.09 | -367.62 | 28.6 | -356.63 | -104.37 |
Income Tax Expense | 49.79 | 48.88 | -42.16 | 0.98 | 29.94 | 0.67 |
Earnings From Continuing Operations | 33.31 | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 |
Net Income | 33.31 | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 |
Preferred Dividends & Other Adjustments | 4.29 | - | - | - | - | - |
Net Income to Common | 29.03 | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 |
Net Income Growth | - | - | - | - | - | - |
Basic Shares Outstanding | 1,705 | 1,618 | 414 | 414 | 0 | 0 |
Diluted Shares Outstanding | 1,705 | 1,618 | 414 | 414 | 0 | 0 |
Shares Change | 321.44% | 291.29% | 0.00% | 548551.55% | 176.74% | - |
EPS (Basic) | 0.02 | 0.01 | -0.79 | 0.07 | -5129.13 | -3857.13 |
EPS (Diluted) | 0.02 | 0.01 | -0.79 | 0.07 | -5129.13 | -3857.13 |
EPS Growth | - | - | - | - | - | - |
Effective Tax Rate | 59.91% | 76.26% | - | 3.43% | - | - |