FSMK Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	47.35	43.83	39.98	36.16	31.81	30
Interest Income on Investments	17.83	17.63	14.67	14.38	13.23	10.64
Total Interest Income	65.18	61.46	54.65	50.54	45.04	40.64
Interest Paid on Deposits	23.04	24.61	28.73	20.07	6.15	5.83
Interest Paid on Borrowings	8.05	6.68	3.61	5.08	2.01	1.03
Total Interest Expense	31.09	31.29	32.35	25.16	8.16	6.86
Net Interest Income	34.09	30.17	22.31	25.38	36.88	33.78
Net Interest Income Growth	34.33%	35.24%	-12.10%	-31.18%	9.17%	9.50%
Trust Income	2.54	2.41	2.3	2.07	2.02	1.77
Gain (Loss) on Sale of Assets	-	-	3.27	-	-	-
Gain (Loss) on Sale of Investments	0.48	0.18	-0.34	-0.57	-0.89	1.54
Other Non-Interest Income	3.22	3.18	3.79	3.59	2.86	2.69
Total Non-Interest Income	8.87	8.4	12.01	7.67	5.89	7.57
Non-Interest Income Growth	15.65%	-30.08%	56.56%	30.20%	-22.18%	68.20%
Revenues Before Loan Losses	42.96	38.57	34.32	33.05	42.77	41.35
Provision for Loan Losses	0.9	0.75	0.09	0.7	0.37	1.76
Revenue	42.06	37.81	34.23	32.35	42.4	39.6
Revenue Growth	30.03%	10.47%	5.81%	-23.71%	7.09%	18.05%
Salaries and Employee Benefits	17.13	17.25	17.35	17.02	17.21	15.1
Occupancy Expenses	4.28	4.18	3.82	4.27	-	-
Federal Deposit Insurance	0.67	0.67	0.67	0.63	0.36	0.33
Selling, General & Administrative	6.03	5.59	5.55	4.19	5.99	5.56
Other Non-Interest Expense	4.83	4.58	4.2	4.46	5.45	5.41
Total Non-Interest Expense	32.95	32.26	31.59	30.57	29.32	26.72
EBT Excluding Unusual Items	9.12	5.55	2.64	1.78	13.09	12.88
Pretax Income	9.12	5.55	2.64	1.78	13.09	12.88
Income Tax Expense	0.95	0.21	-0.55	-0.87	1.58	1.57
Net Income	8.16	5.34	3.19	2.65	11.51	11.31
Net Income to Common	8.16	5.34	3.19	2.65	11.51	11.31
Net Income Growth	208.47%	67.18%	20.67%	-77.02%	1.84%	37.36%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	-3.48%	-2.60%	-0.45%	0.05%	-0.01%	-0.27%
EPS (Basic)	3.86	2.51	1.46	1.21	5.26	5.16
EPS (Diluted)	3.86	2.51	1.46	1.21	5.26	5.16
EPS Growth	219.60%	71.64%	21.22%	-77.03%	1.85%	37.73%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.860	1.720	1.720	1.720	1.710	1.670
Dividend Growth	-50.00%	0%	0%	0.58%	2.40%	3.73%
Effective Tax Rate	10.46%	3.84%	-	-	12.03%	12.20%