Affirm Holdings, Inc. (AFRM)
| Market Cap | 25.62B +7.9% |
| Revenue (ttm) | 4.26B +32.2% |
| Net Income | 1.93B +3,597.9% |
| EPS | 5.53 +3,515.0% |
| Shares Out | 337.42M |
| PE Ratio | 13.72 |
| Forward PE | 37.91 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 5,922,302 |
| Open | 68.66 |
| Previous Close | 70.51 |
| Day's Range | 68.36 - 76.17 |
| 52-Week Range | 42.10 - 90.44 |
| Beta | 3.82 |
| Analysts | Buy |
| Price Target | 98.59 (+29.86%) |
| Earnings Date | Nov 5, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of in... [Read more]
Financial Performance
In fiscal year 2026, Affirm Holdings's revenue was $4.26 billion, an increase of 32.15% compared to the previous year's $3.22 billion. Earnings were $1.93 billion, an increase of 3597.91%.
Financial StatementsAnalyst Summary
According to 34 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $98.59, which is an increase of 29.86% from the latest price.
News
Affirm stock slips after US inflation data: here's why it may fall to $60 soon
Affirm's stock fell more than 11.5% on Wednesday to its lowest level since October 1, leaving it down 25% from its high for the year. The selloff extended after strong US inflation data pushed bond yi...
Affirm price target lowered to $103 from $115 at Goldman Sachs
Goldman Sachs lowered the firm’s price target on Affirm (AFRM) to $103 from $115 and keeps a Buy rating on the shares. Payments stocks enter Q3 earnings with an attractive…
Affirm price target lowered to $110 from $124 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Affirm (AFRM) to $110 from $124 and keeps a Buy rating on the shares. The firm adjusted targets in…
Affirm partners with Ant International’s Antom
Antom, Ant International’s global merchant payment and digitization platform, is bringing Affirm (AFRM) to its merchants in the US. This month, Antom’s merchants will be able to offer Affirm at…
Affirm partners with Ant International's Antom to bring pay-over-time to US customers
SAN FRANCISCO--(BUSINESS WIRE)--Antom, Ant International's global merchant payment and digitisation platform, is bringing Affirm (NASDAQ: AFRM) to its merchants in the US, giving them a simple way to ...
Affirm to announce first quarter fiscal year 2027 results on November 5, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will publish its first quarter fiscal year 2027 shareholder letter, including its financial results, on its inve...
Affirm lands MAJOR Crate & Barrel deal
Affirm co-founder and CEO Max Levchin joins ‘The Claman Countdown' to discuss the buy now, pay later company's new partnership with Crate & Barrel. #fox #media #breakingnews #us #usa #new #news #break...
Crate & Barrel Holdings partners with Affirm to offer flexible ways to pay
CHICAGO & SAN FRANCISCO & TORONTO--(BUSINESS WIRE)--Today Crate & Barrel Holdings, Inc., comprising Crate & Barrel, Crate & Barrel Kids and CB2, announced a strategic partnership with Affirm (NASDAQ: ...
Amazon Expands UK BNPL Footprint With Affirm Partnership
Amazon is teaming with Affirm to offer installment payment options to its U.K. customers. The partnership, announced Wednesday (Sept.
3 Financial Stocks with Recent Buy Ratings and More Than 30% Upside
Affirm Holdings ($AFRM), Atlanticus Holdings ($ATLC), and TransUnion ($TRU) recently received bullish analyst coverage. These three financial services stocks could offer more than 30% potential upside...
Affirm Bets on Where Borrowers Are Headed
Watch more: Monday Conversation With Affirm's Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit.
Never had to cut staff to buy more AI tokens, says Affirm CEO as it rolls out AI underwriting
Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk its new AI underwriting system, his optimism around the technology, why he says Affirm has not had to cut staff to implement AI, and more...
New Bank Approvals Are Surging. What's Behind the Boom.
Over the past 18 months, 40 wannabe bankers have filed for charters with the Comptroller of the Currency. So far, 21 have been approved.
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can't See
Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no F...
Affirm launches transformer-based machine learning model for real-time underwriting
SAN FRANCISCO--(BUSINESS WIRE)--For 14 years, Affirm (NASDAQ: AFRM) has underwritten every purchase individually, in real time, using machine learning models built in-house. That approach is central t...
Bitcoin and crypto stocks remain down after US senate fails to advance regulatory bill
Bitcoin and crypto-related stocks remained lower on Tuesday after the U.S. Senate failed to advance comprehensive cryptocurrency legislation in a major blow for digital asset companies and Re...
Options Corner: AFRM Needs to Reaffirm Technical Strength
Affirm (AFRM) still has some technical repair ahead following the company's post-earnings rally and selloff on the same day, says Rick Ducat. He takes investors through his technical analysis of the s...
Affirm upgraded to Outperform from Peer Perform at Wolfe Research
Wolfe Research upgraded Affirm (AFRM) to Outperform from Peer Perform with a $90 price target The stock’s risk/reward is more favorable following the underperformance since the “strong” fiscal Q4 repo...
US CPI today: 5 stocks that could explode if inflation delivers a surprise
Wall Street is waiting for Friday's CPI report, which could determine whether the Federal Reserve raises interest rates next week. August CPI is expected to rise 0.4% from July and 3.4% from a year ea...
Affirm or SoFi: Why Loop Capital Favors AFRM With a “Buy,” While SOFI Stock Gets a “Hold”
Affirm Holdings ($AFRM) and SoFi Technologies ($SOFI) are both consumer fintech companies, but Loop Capital analyst Reginald Smith sees a better risk-reward setup in Affirm. Smith initiated coverage o...
Loop starts Affirm with Buy on under-penetrated payment opportunity
Loop Capital analyst Reginald Smith initiated coverage of Affirm (AFRM) with a Buy rating and $105 price target The firm views Affirm as one of the highest-quality growth stories in…
Jim Cramer says investors are too focused on AI stocks. Here's where he says to look instead
CNBC's Jim Cramer said investors should look beyond the AI data-center trade as compelling opportunities emerge in other areas of the market. He highlighted aerospace, fintech, health care and energy ...
Affirm Holdings Transcript: Goldman Sachs Communacopia + Technology Conference 2026
A multi-pronged growth strategy targets $100B GMV through product innovation, AI-driven efficiency, and expansion in the U.S. and internationally. Leadership changes have enabled greater focus on new product development, while wallet, ISV, and merchant partnerships drive customer acquisition and engagement.
Affirm initiated with a Buy at Loop Capital
Loop Capital analyst Reginald Smith initiated coverage of Affirm (AFRM) with a Buy rating and $105 price target
Affirm price target raised to $85 from $83 at Truist
Truist analyst Matthew Coad raised the firm’s price target on Affirm (AFRM) to $85 from $83 and keeps a Buy rating on the shares. The firm is updating its model…