Esquire Financial Holdings, Inc. (ESQ)
NASDAQ: ESQ · Real-Time Price · USD
109.89
+0.36 (0.33%)
May 29, 2026, 4:00 PM EDT - Market closed
ESQ Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 127.88 | 121.48 | 99.93 | 83.77 | 59.35 | 43.7 |
Net Interest Income Growth | 22.17% | 21.57% | 19.29% | 41.16% | 35.79% | 16.73% |
Non-Interest Income | 25.94 | 25.08 | 24.9 | 29.75 | 24.93 | 21.02 |
Non-Interest Income Growth | 0.80% | 0.74% | -16.32% | 19.36% | 18.55% | 43.54% |
Revenues Before Loan Losses | 153.82 | 146.56 | 124.82 | 113.52 | 84.27 | 64.73 |
Provision for Credit Losses | 10.88 | 9.68 | 4.7 | 4.53 | 3.49 | 6.96 |
| 142.39 | 136.89 | 120.12 | 109 | 80.78 | 57.77 | |
Revenue Growth (YoY) | 14.70% | 13.95% | 10.21% | 34.93% | 39.83% | 26.04% |
Compensation Expenses | 44.47 | 42.31 | 37.85 | 32.48 | 25.77 | 21.74 |
Selling, General & Admin | 25.71 | 25.25 | 20 | 17.58 | 13.42 | 11.35 |
Other Non-Interest Expenses | 12.85 | 3.68 | 3 | 3.06 | 2.79 | 1.97 |
Total Non-Interest Expense | 75.14 | 71.23 | 60.84 | 53.12 | 41.98 | 35.06 |
Pretax Income | 67.24 | 65.65 | 59.28 | 55.88 | 38.8 | 22.71 |
Provision for Income Taxes | 15.62 | 14.83 | 15.62 | 14.87 | 10.28 | 4.78 |
Net Income | 51.63 | 50.82 | 43.66 | 41.01 | 28.52 | 17.93 |
Net Income to Common | 51.63 | 50.82 | 43.66 | 41.01 | 28.52 | 17.93 |
Net Income Growth | 14.71% | 16.41% | 6.45% | 43.81% | 59.10% | 42.06% |
Shares Outstanding (Basic) | 8 | 8 | 8 | 8 | 8 | 7 |
Shares Outstanding (Diluted) | 9 | 9 | 8 | 8 | 8 | 8 |
Shares Change (YoY) | 1.86% | 2.06% | 1.70% | 1.61% | 3.36% | 3.97% |
EPS (Basic) | 6.36 | 6.30 | 5.58 | 5.31 | 3.73 | 2.40 |
EPS (Diluted) | 5.95 | 5.87 | 5.14 | 4.91 | 3.73 | 2.40 |
EPS Growth | 12.48% | 14.20% | 4.68% | 31.64% | 55.42% | 41.18% |
Shares Outstanding | 8.64 | 8.55 | 8.35 | 8.29 | 8.2 | 8.09 |
Free Cash Flow | 61.35 | 56.68 | 41.5 | 41.8 | 38.72 | 29.08 |
Free Cash Flow Growth | 8.24% | 36.58% | -0.71% | 7.93% | 33.19% | 95.92% |
Free Cash Flow Per Share | 7.07 | 6.54 | 4.89 | 5.01 | 4.71 | 3.66 |
Dividends Per Share | 0.725 | 0.700 | 0.600 | 0.475 | 0.280 | - |
Dividend Growth | 3.57% | 16.67% | 26.32% | 69.64% | - | - |
Profit Margin | 36.26% | 37.13% | 36.34% | 37.63% | 35.30% | 31.03% |
FCF Margin | 43.09% | 41.41% | 34.55% | 38.35% | 47.94% | 50.33% |
EBITDA | 3.77 | 3.68 | 3.29 | 2.54 | 2.55 | 1.7 |
EBITDA Margin | 2.64% | 2.69% | 2.74% | 2.33% | 3.16% | 2.94% |
Effective Tax Rate | 23.22% | 22.59% | 26.35% | 26.61% | 26.50% | 21.06% |