Affirm Holdings, Inc. (AFRM)
| Market Cap | 23.08B -2.1% |
| Revenue (ttm) | 4.59B +32.7% |
| Net Income | 2.01B +763.7% |
| EPS | 5.76 +763.7% |
| Shares Out | 339.01M |
| PE Ratio | 11.82 |
| Forward PE | 31.07 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 9,642,330 |
| Open | 66.49 |
| Previous Close | 69.66 |
| Day's Range | 66.49 - 71.50 |
| 52-Week Range | 42.10 - 90.44 |
| Beta | 3.71 |
| Analysts | Buy |
| Price Target | 97.87 (+43.76%) |
| Earnings Date | Nov 5, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of in... [Read more]
Financial Performance
In fiscal year 2026, Affirm Holdings's revenue was $4.26 billion, an increase of 32.15% compared to the previous year's $3.22 billion. Earnings were $1.93 billion, an increase of 3597.91%.
Financial StatementsAnalyst Summary
According to 36 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $97.87, which is an increase of 43.76% from the latest price.
News
Late Payments Overshadow Affirm's Earnings Beat. Wall Street Sees More Run to Run.
Some Wall Street analysts say the credit anxieties have been overblown.
Affirm price target lowered to $83 from $96 at RBC Capital
RBC Capital analyst Daniel Perlin lowered the firm’s price target on Affirm (AFRM) to $83 from $96 and keeps a Sector Perform rating on the shares. Amid a strong quarter…
Affirm price target raised to $95 from $90 at Monness Crespi
Monness Crespi raised the firm’s price target on Affirm (AFRM) to $95 from $90 and keeps a Buy rating on the shares. Affirm cleared the top of every fiscal Q1…
Affirm price target raised to $97 from $95 at Scotiabank
Scotiabank raised the firm’s price target on Affirm (AFRM) to $97 from $95 and keeps an Outperform rating on the shares. The company reported another “strong” top-line quarter, but the…
Affirm price target lowered to $95 from $105 at JPMorgan
JPMorgan analyst Connor Allen lowered the firm’s price target on Affirm (AFRM) to $95 from $105 and keeps an Overweight rating on the shares.
Affirm price target lowered to $105 from $115 at Piper Sandler
Piper Sandler analyst Bill Carcache lowered the firm’s price target on Affirm (AFRM) to $105 from $115 and keeps an Overweight rating on the shares. After reporting Q1 results and…
Affirm price target lowered to $80 from $90 at Stephens
Stephens lowered the firm’s price target on Affirm (AFRM) to $80 from $90 and keeps an Equal Weight rating on the shares.
Affirm price target raised to $109 from $104 at BofA
BofA analyst Matthew O’Neill raised the firm’s price target on Affirm (AFRM) to $109 from $104 and keeps a Buy rating on the shares as the firm lifted its GAAP…
Affirm price target lowered to $100 from $105 at Barclays
Barclays analyst Nik Cremo lowered the firm’s price target on Affirm (AFRM) to $100 from $105 and keeps an Overweight rating on the shares. The company reported a “beat and…
Affirm Holdings Earnings Call Transcript: Q1 2027
Q1 GMV grew 34%, and FY27 guidance sets a 30% growth floor, with early Q2 growth in the high 30s. Services, card expansion, underwriting advances and agentic commerce are key opportunities; funding costs, credit and fraud remain monitored risks.
Affirm Holdings Shareholder letter: Q1 2027
Affirm Holdings has published a letter to shareholders covering Q1 2027, which was released on November 5, 2026.
Affirm Holdings Quarterly report: Q1 2027
Affirm Holdings has published its Q1 2027 quarterly earnings report on November 5, 2026.
Affirm Holdings Slides: Q1 2027
Affirm Holdings has posted slides in relation to its Q1 2027 quarterly earnings report, which was published on November 5, 2026.
Affirm backs FY27 revenue growth view roughly 8.49%
16:15 EST Affirm (AFRM) backs FY27 revenue growth view roughly 8.49%
Affirm reports first fiscal quarter 2027 results
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm”) today reported financial results for its fiscal 2027 first quarter ended September 30, 2026. The results, which include ...
Sur la table and Affirm partner to give home cooks more choice in how they pay
SEATTLE--(BUSINESS WIRE)--A well-equipped kitchen is almost never bought in one trip. It accumulates. A first good sauté pan. The knife that finally made prep something to look forward to. Since Shirl...
Affirm to participate in upcoming investor conferences
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will participate in the following investor conferences: On November 9, 2026, Geddes Munson (SVP, Engineering), H...
Affirm initiated with a Buy at Monness Crespi
Monness Crespi initiated coverage of Affirm (AFRM) with a Buy rating and $90 price target The BNPL share of spending and neobanks’ share as a portion of spending and lending…
Affirm price target lowered to $79 from $82 at Morgan Stanley
Morgan Stanley lowered the firm’s price target on Affirm (AFRM) to $79 from $82 and keeps an Equal Weight rating on the shares. The firm expects Affirm to report fiscal…
Affirm Holdings Proxy statement: Proxy filing
Affirm Holdings filed a proxy statement on October 23, 2026, providing details for shareholder voting and corporate governance matters.
Affirm Holdings Proxy statement: Proxy filing
Affirm Holdings filed a proxy statement on October 23, 2026, providing details for shareholder voting and corporate governance matters.
Affirm price target raised to $88 from $85 at Truist
Truist raised the firm’s price target on Affirm (AFRM) to $88 from $85 and keeps a Buy rating on the shares as part of a broader research note updating the…
Affirm Inks Exclusive Deal with Sam's Club as Competition for BNPL Shoppers Intensifies
Affirm's new exclusive partnership with Sam's Club gives the buy now, pay later (BNPL) provider a new foothold in warehouse retail, where shoppers make purchases ranging from household essentials to b...
Affirm launches as exclusive pay-over-time provider at Sam’s Club
Affirm (AFRM) announced an exclusive, multi-year collaboration with Sam’s Club (WMT) that will give eligible shoppers a clear, predictable way to pay over time. Affirm will be available on SamsClub.co...
Affirm launches as exclusive pay-over-time provider at Sam's Club
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) today announced an exclusive, multi-year collaboration with Sam's Club that will give eligible shoppers a clear, predictable way to pay over time....