Affirm Holdings, Inc. (AFRM)
| Market Cap | 24.13B -9.1% |
| Revenue (ttm) | 4.26B +32.2% |
| Net Income | 1.93B +3,597.9% |
| EPS | 5.53 +3,515.0% |
| Shares Out | 337.42M |
| PE Ratio | 12.93 |
| Forward PE | 35.90 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 2,568,524 |
| Open | 72.11 |
| Previous Close | 71.57 |
| Day's Range | 70.19 - 72.34 |
| 52-Week Range | 42.10 - 90.44 |
| Beta | 3.61 |
| Analysts | Buy |
| Price Target | 99.09 (+38.55%) |
| Est. Earnings | Nov 5, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of in... [Read more]
Financial Performance
In fiscal year 2026, Affirm Holdings's revenue was $4.26 billion, an increase of 32.15% compared to the previous year's $3.22 billion. Earnings were $1.93 billion, an increase of 3597.91%.
Financial StatementsAnalyst Summary
According to 34 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $99.09, which is an increase of 38.55% from the latest price.
News
Amazon Expands UK BNPL Footprint With Affirm Partnership
Amazon is teaming with Affirm to offer installment payment options to its U.K. customers. The partnership, announced Wednesday (Sept.
Affirm Bets on Where Borrowers Are Headed
Watch more: Monday Conversation With Affirm's Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit.
Never had to cut staff to buy more AI tokens, says Affirm CEO as it rolls out AI underwriting
Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk its new AI underwriting system, his optimism around the technology, why he says Affirm has not had to cut staff to implement AI, and more...
New Bank Approvals Are Surging. What's Behind the Boom.
Over the past 18 months, 40 wannabe bankers have filed for charters with the Comptroller of the Currency. So far, 21 have been approved.
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can't See
Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no F...
Affirm launches transformer-based machine learning model for real-time underwriting
SAN FRANCISCO--(BUSINESS WIRE)--For 14 years, Affirm (NASDAQ: AFRM) has underwritten every purchase individually, in real time, using machine learning models built in-house. That approach is central t...
Bitcoin and crypto stocks remain down after US senate fails to advance regulatory bill
Bitcoin and crypto-related stocks remained lower on Tuesday after the U.S. Senate failed to advance comprehensive cryptocurrency legislation in a major blow for digital asset companies and Re...
Options Corner: AFRM Needs to Reaffirm Technical Strength
Affirm (AFRM) still has some technical repair ahead following the company's post-earnings rally and selloff on the same day, says Rick Ducat. He takes investors through his technical analysis of the s...
US CPI today: 5 stocks that could explode if inflation delivers a surprise
Wall Street is waiting for Friday's CPI report, which could determine whether the Federal Reserve raises interest rates next week. August CPI is expected to rise 0.4% from July and 3.4% from a year ea...
Jim Cramer says investors are too focused on AI stocks. Here's where he says to look instead
CNBC's Jim Cramer said investors should look beyond the AI data-center trade as compelling opportunities emerge in other areas of the market. He highlighted aerospace, fintech, health care and energy ...
Affirm Holdings Transcript: Goldman Sachs Communacopia + Technology Conference 2026
A multi-pronged growth strategy targets $100B GMV through product innovation, AI-driven efficiency, and expansion in the U.S. and internationally. Leadership changes have enabled greater focus on new product development, while wallet, ISV, and merchant partnerships drive customer acquisition and engagement.
Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb
The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can't, can't ignore that,” Max Levchin said in a...
Affirm surges on strong outlook, CEO says high gas prices are hitting U.S. shoppers
Buy now, pay later company Affirm reported strong fiscal fourth-quarter earnings and a better-than-expected outlook. CEO Max Levchin told CNBC that high gas prices are weighing on U.S. consumers.
Friday's First Moves: AFRM & GAP Soar on Earnings, ULTA Shows Blemish
Diane King Hall turns to the key earnings movers to close out an overall strong earnings week on Wall Street. She explains why Affirm (AFRM) investors see the fintech firm's report as a big step up fo...
Affirm stock jumps after record profit: why BofA sees a nearly 35% upside
Affirm Holdings AFRM shares rose about 11% in trading on Friday after the buy-now, pay-later company reported stronger-than-expected fourth-quarter results and delivered its most profitable quarter on...
Why These Analysts See a ‘Breakout on Tap' for Affirm Stock
Is a “breakout on tap” for shares of Affirm?
Affirm Stock Jumps After Earnings. This Key Number Crushed Estimates.
Affirm posts better-than-expected revenue and gross merchandise volume in its fiscal fourth quarter.
Affirm and Shopify Take Shop Pay Installments to Australia
Australian shoppers can now select installment payments powered by Affirm when they click on Shopify's Shop Pay button, Affirm said in a Thursday (Aug. 27) press release. This capability is enabled by...
Affirm Makes Smaller Purchases BNPL's Next Growth Test
Affirm's latest quarter shows buy now, pay later (BNPL) moving deeper into everyday spending, where affordability depends less on financing one large purchase and more on giving consumers flexibility ...
Affirm Holdings Earnings Call Transcript: Q4 2026
Achieved record profitability in Q4, driven by strong product growth, expanding merchant partnerships, and robust consumer engagement. Outlook for fiscal 2027 is positive, with stable take rates, continued innovation, and significant runway in both e-commerce and offline markets.
Affirm Holdings Slides: Q4 2026
Affirm Holdings has posted slides in relation to its Q4 2026 quarterly earnings report, which was published on August 27, 2026.
Affirm Holdings Shareholder letter: Q4 2026
Affirm Holdings has published a letter to shareholders covering Q4 2026, which was released on August 27, 2026.
Affirm Holdings Annual report: Q4 2026
Affirm Holdings has published its Q4 2026 annual report on August 27, 2026.
Affirm reports fourth fiscal quarter 2026 results
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm”) today reported financial results for its fiscal 2026 fourth quarter ended June 30, 2026. The results, which include a sh...
Affirm and Shopify launch Shop Pay Installments in Australia
SYDNEY--(BUSINESS WIRE)--Affirm expands its global partnership with Shopify to launch Shop Pay Installments in Australia. Powered exclusively by Affirm, it provides Australians the added flexibility t...