Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
64.74
-0.69 (-1.05%)
Jul 23, 2025, 10:23 AM - Market open
-1.05%
Market Cap20.89B
Revenue (ttm)3.01B
Net Income (ttm)-62.19M
Shares Out 322.60M
EPS (ttm)-0.19
PE Ration/a
Forward PE30.95
Dividendn/a
Ex-Dividend Daten/a
Volume720,974
Open66.00
Previous Close65.43
Day's Range64.04 - 66.02
52-Week Range22.25 - 82.53
Beta3.64
AnalystsBuy
Price Target68.68 (+6.09%)
Earnings DateAug 27, 2025

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its... [Read more]

Sector Technology
IPO Date Jan 13, 2021
Employees 2,006
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

In 2024, Affirm Holdings's revenue was $2.32 billion, an increase of 46.29% compared to the previous year's $1.59 billion. Losses were -$517.76 million, -47.45% less than in 2023.

Financial Statements

Analyst Summary

According to 23 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $68.68, which is an increase of 6.09% from the latest price.

Price Target
$68.68
(6.09% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Affirm and New Look Vision Group partner to offer flexible payment options across leading eyewear retailers in Canada

TORONTO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, and New Look Vision Group, a leading North American optical retailer with...

1 day ago - Business Wire

Michelin: Scope Ratings and Moody's both affirm Michelin's strong credit ratings

Clermont-Ferrand, July 15, 2025 COMPAGNIE GÉNÉRALE DES ÉTABLISSEMENTS MICHELIN Scope Ratings and Moody's both affirm Michelin's strong credit ratings On July 11, 2025, Scope affirmed Michelin's (Compa...

8 days ago - GlobeNewsWire

GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade

Goldman Sachs (GS) got a downgrade ahead of its earnings that will kick off earnings seasons alongside other big banks. There's a clash in the buy now, pay later space with PayPal (PYPL) getting an up...

Other symbols: PYPLGS
8 days ago - Schwab Network

Rumors of the demise of the American consumer are exaggerated, says Affirm CEO Max Levchin

Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk the health of consumer credit, the inclusion of Buy Now Pay Later loans in FICO scores, and more.

20 days ago - CNBC Television

Xsolla and Affirm partner to help game developers offer players a smarter, more flexible way to pay

LOS ANGELES--(BUSINESS WIRE)--Xsolla, a global leader in video game commerce, today announced a new partnership with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps mercha...

27 days ago - Business Wire

Affirm: Set For A Breakout (Rating Upgrade)

Affirm Holdings is nearing GAAP operating profitability, driven by strong gross merchandise volume growth and improving customer monetization. The expanding BNPL and e-commerce markets provide a signi...

27 days ago - Seeking Alpha

Affirm Forms Pay-Later Deal With Car Repair Platform Shopmokey

Auto shop management platform Shopmonkey has added Affirm as a pay-later provider. [contact-form-7] This arrangement, announced Wednesday (June 25), makes Affirm a default payment method for car repai...

27 days ago - PYMNTS

Shopmonkey selects Affirm to bring flexible and transparent payment options to auto shops

SAN FRANCISCO--(BUSINESS WIRE)--Shopmonkey, the cloud-based auto shop management platform, announced today that it has selected Affirm (NASDAQ: AFRM), the payment network that empowers consumers and h...

4 weeks ago - Business Wire

Final Trade: AFRM, C, USO, DAL

The final trades of the day with CNBC's Melissa Lee and the Fast Money traders.

Other symbols: CDALUSO
4 weeks ago - CNBC Television

Affirm and Moore Capital Management extend long-term capital partnership

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, and the Moore Specialty Credit ("MSC") Platform, the Private Asset ...

4 weeks ago - Business Wire

Affirm and PGIM Expand Capital Partnership to Support Pay-Over-Time Options

Affirm has announced a new revolving pass-through loan sale facility in which PGIM Fixed Income, a Prudential Financial company, will invest up to $3 billion over 36 months by purchasing up to $500 mi...

4 weeks ago - PYMNTS

Affirm and PGIM expand long-term capital partnership to invest up to $3 billion via revolving pass-through loan sale facility

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, and PGIM Fixed Income, a Prudential Financial (NYSE: PRU) company a...

Other symbols: PRU
5 weeks ago - Business Wire

Prudential Unit Lends $500 Million in Private Credit to Affirm

Nonbank lenders like Affirm are cultivating stables of large financing partners to ensure they have sufficient capital to lend, even when public debt markets freeze up.

5 weeks ago - WSJ

Concerned Stockholders Affirm Nomination of Director Candidates to Drive Change at Ionic

Reiterate Commitment to Fight for Liquidity and Transparency Against Entrenched Incumbents Set Record Straight on Ionic's Most Recent Misleading Statements Urge Their Fellow Stockholders to Learn More...

5 weeks ago - GlobeNewsWire

Affirm Competitor Profile Report 2025: Explore Affirm's Journey As a Leading Buy Now, Pay Later Pioneer with 21M Users and 337K Merchant Partners

Discover its product innovations, like "Pay in 2" and "Pay in 30," strategic acquisitions, and global market expansions. Understand its competitive positioning, financial highlights, and more. Discove...

5 weeks ago - GlobeNewsWire

DICK'S Sporting Goods and Affirm renew partnership

PITTSBURGH--(BUSINESS WIRE)--Today, DICK'S Sporting Goods (NYSE: DKS), a leading U.S. based full-line omni-channel sporting goods retailer, and Affirm (NASDAQ: AFRM), the payment network that empowers...

Other symbols: DKS
5 weeks ago - Business Wire

Affirm Holdings, Inc. (AFRM) Presents at Annual William Blair Growth Stock Conference Transcript

Affirm Holdings, Inc. (NASDAQ:AFRM) Annual William Blair Growth Stock Conference June 5, 2025 ET Company Participants Michael A. Linford - Chief Operating Officer Conference Call Participants Andrew ...

6 weeks ago - Seeking Alpha

Affirm Holdings: Get In Before Profits Start To Surge

Affirm's rapid growth in Gross Merchandise Volume and Affirm Card adoption underpins my 'buy' rating, with nearly 2 million active card users and strong sales momentum. Profitability is accelerating: ...

6 weeks ago - Seeking Alpha

Affirm Stock Down As Klarna's Buy Now, Pay Later Credit Loss Rises 17%

Despite recent growth, some investors see a darker future for the industry

7 weeks ago - Forbes

The Big 3: AFRM, UNH, FSLR

@ProsperTradingAcademy's Charles Moon goes in-depth on three stocks that have experience volatile price action so far in 2025. He points out what investors should keep on an eye on when it comes to Af...

Other symbols: FSLRUNH
7 weeks ago - Schwab Network

Affirm expands partnership with Williams-Sonoma, Inc. into Canada

TORONTO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced the expansion of its partnership with Williams-Sonoma, In...

Other symbols: WSM
7 weeks ago - Business Wire

Affirm and Kayak Extend Pay Later Partnership to Canada

Affirm continues to deepen its travel industry footprint by expanding its partnership with Kayak. The pay later company and the travel search engine have offered services to travelers in the United St...

2 months ago - PYMNTS

KAYAK and Affirm expand exclusive partnership into Canada

TORONTO--(BUSINESS WIRE)--Just in time for the busy summer travel season, KAYAK, the world's leading travel search engine, and Affirm (NASDAQ: AFRM), the payment network that empowers consumers and he...

2 months ago - Business Wire

Pay-over-time increasingly competes with credit cards, survey finds

SAN FRANCISCO--(BUSINESS WIRE)--New research from Affirm (NASDAQ: AFRM), the payment network that empowers consumers and drives growth for merchants, reveals that as Americans face ongoing economic pr...

2 months ago - Business Wire

Cali Pass and Affirm partner to offer flexible payment options for ski passes and lift tickets

SACRAMENTO, Calif.--(BUSINESS WIRE)--Cali Pass, California's premier multi-resort pass, today announced a new partnership with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and he...

2 months ago - Business Wire