Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD
75.25
-1.40 (-1.83%)
At close: Oct 8, 2025, 4:00 PM EDT
75.36
+0.11 (0.15%)
After-hours: Oct 8, 2025, 7:59 PM EDT
-1.83%
Market Cap24.51B
Revenue (ttm)3.22B
Net Income (ttm)52.19M
Shares Out 325.65M
EPS (ttm)0.15
PE Ratio469.57
Forward PE30.47
Dividendn/a
Ex-Dividend Daten/a
Volume4,778,283
Open77.20
Previous Close76.65
Day's Range74.56 - 77.90
52-Week Range30.90 - 100.00
Beta3.58
AnalystsBuy
Price Target81.78 (+8.68%)
Earnings DateNov 6, 2025

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]

Sector Technology
IPO Date Jan 13, 2021
Employees 2,206
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 27 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $81.78, which is an increase of 8.68% from the latest price.

Price Target
$81.78
(8.68% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Axonic Insurance Adds iPipeline's AFFIRM® to Automate Annuity Sales Lifecycle, Introducing a New Proprietary Product for IMO Market in Conjunction with LIBRA

WAYNE, Pa.--(BUSINESS WIRE)--As part of its strategy to expand within the annuity market, Axonic InsuranceTM (“Axonic”), an annuity and investment solutions provider backed by Axonic Capital, and iPip...

17 hours ago - Business Wire

Affirm: Profitable Growth Story Gaining Speed

Affirm Holdings is rated a Buy with a $97 price target, reflecting 29% upside potential driven by strong BNPL market growth. AFRM delivered robust FQ4 2025 results, including 33% revenue growth, impro...

1 day ago - Seeking Alpha

Ace Hardware teams up with Affirm to offer flexible payment options for in-store purchases

OAK BROOK, Ill.--(BUSINESS WIRE)--Ace Hardware, the world's largest hardware cooperative, today announced a new partnership with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and ...

7 days ago - Business Wire

Down 17%, What's Next For Affirm Stock?

Affirm (NASDAQ: AFRM) stock has declined by 17.5% over 5 trading days. While company-specific news has been somewhat limited, insider selling appears to have weighed on the stock with a substantial sh...

9 days ago - Forbes

Affirm Holdings, Inc. - Special Call

Affirm Holdings, Inc. - Special Call Company Participants Robert O'Hare - Chief Financial Officer Conference Call Participants Kyle Joseph - Stephens Inc., Research Division Presentation Kyle Joseph S...

15 days ago - Seeking Alpha

Buy AFRM Stock or Paymentus?

Following a robust quarterly performance and an upbeat outlook, Affirm's stock (NASDAQ: AFRM) has soared over 20% in the last month. This growth was also fueled by a strategic expansion of its partner...

Other symbols: PAY
19 days ago - Forbes

Affirm to Power Pay-Over-Time Options for ServiceTitan and Vagaro

Affirm has announced partnerships in which it will power pay-over-time options for two software platforms for service providers: ServiceTitan, which serves commercial and residential trades, and Vagar...

Other symbols: TTAN
22 days ago - PYMNTS

Affirm partners with ServiceTitan to bring smart, flexible payment options to the trades

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps businesses grow, today announced a multi-year partnership with ServiceTitan (Nasdaq: TTAN),...

Other symbols: TTAN
22 days ago - Business Wire

Vagaro partners with Affirm to offer a smarter, more flexible way to pay for wellness and beauty services

SAN FRANCISCO--(BUSINESS WIRE)--Vagaro, the leading software for businesses in beauty, wellness, and fitness, today announced a partnership with Affirm (NASDAQ: AFRM), the payment network that empower...

22 days ago - Business Wire

Affirm live for in-store purchases with Apple Pay on iPhone

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants grow, today announced that its flexible, transparent payment options are now avai...

23 days ago - Business Wire

Consumers love buy now, pay later loans. Here's why banks and credit card companies are wary of them

Buy now, pay later loans pose a direct challenge to credit cards. Banks and financial institutions are also wary of how they affect consumers' credit profiles.

Other symbols: AXPCJPMKLARPYPLTREE
24 days ago - CNBC

Affirm Holdings, Inc. (AFRM) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Affirm Holdings, Inc. (NASDAQ:AFRM) Barclays 23rd Annual Global Financial Services Conference September 10, 2025 8:15 AM EDT Company Participants Brooke Major-Reid - Chief Capital Officer Zane Keller...

4 weeks ago - Seeking Alpha

Affirm Holdings, Inc. (AFRM) Presents At Goldman Sachs Communacopia + Technology Conference 2025 Transcript

Affirm Holdings, Inc. (NASDAQ:AFRM) Goldman Sachs Communacopia + Technology Conference 2025 September 9, 2025 6:05 PM EDT Company Participants Max Levchin - Founder, CEO & Chairman Conference Call Pa...

4 weeks ago - Seeking Alpha

Affirm to host CFO fireside chat on September 23, 2025

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that Rob O'Hare, CFO, will participa...

4 weeks ago - Business Wire

3 Bloated Software Stocks Screaming 'Short Me' At Insane Valuations

Three software stocks have landed in the bottom 10% of value percentile rankings this week, suggesting their valuations are out of sync with underlying fundamentals and could be poised for correction.

Other symbols: AVPTDCBO
4 weeks ago - Benzinga

Affirm: Valuation Potential Not Yet Realized

Affirm's strong growth in gross merchandise volume and operating income profitability highlights its robust momentum and improving financial profile. Q4 results beat expectations, with 43% GMV growth,...

4 weeks ago - Seeking Alpha

Opendoor and Affirm Move FinTech IPO Higher

A trading week shortened by the Labor Day holiday brought slight gains to the FinTech IPO Index, which gained 0.5% overall. Opendoor surged more than 48%, continuing a volatile streak of stock swings ...

Other symbols: OPEN
4 weeks ago - PYMNTS

Affirm's Inflection Proved BNPL Bears Wrong - Dip Buying Opportunity Ahead

The growing adoption of AFRM's BNPL offerings across different merchants, consumers, & funding partners have triggered a consistently improving operating scale. The same has been observed in the finte...

5 weeks ago - Seeking Alpha

Sell AFRM Stock At $85?

After a strong 40% year-to-date surge, including a recent boost from a positive earnings report, investors might be wondering if Affirm Holdings stock (NASDAQ: AFRM), a financial technology company th...

5 weeks ago - Forbes

Affirm Holdings: Sticky Product Moat To Drive Sustainable Profitability

Affirm's rapidly growing top-line and operating leverage witnessed in Q4 are likely to see it maintain its newly-founded full-year GAAP profitability in the coming years. Affirm's business momentum hi...

5 weeks ago - Seeking Alpha

Affirm Stock Jumps As Analyst Highlights Record Spending Volumes, Strong Credit Trends

Could a fintech giant's surprising strategy shift be the secret to doubling earnings and defying market expectations? Affirm Holdings Inc.'s AFRM latest financial results reveal a narrative that could...

5 weeks ago - Benzinga

Affirm CEO on earnings beat: We have 'absolutely not' lowered lending standards

Max Levchin, founder and CEO of Affirm, joins CNBC's 'Squawk on the Street' to discuss the company's most recent quarter.

5 weeks ago - CNBC Television

AFRM Rallies 20%, ADSK Surges, BABA Beats & ULTA Slides After Earnings

Sam Vadas distributes a heavy dose of earnings updates ahead of the long Labor Day weekend. Affirm (AFRM) rallied more than 20% after crediting a "strong uptake" in 0% APR loans for its growth.

Other symbols: ADSKULTABABA
5 weeks ago - Schwab Network

Affirm Stock 'Firing On All Pistons' After Record-Breaking Q4

Affirm Holdings, Inc. AFRM stock surged on Friday after the company delivered a record-breaking fourth quarter for fiscal 2025.

5 weeks ago - Benzinga

Affirm stock surges near 52-week high after earnings beat: should you buy?

Affirm stock skyrocketed 17% on Friday after a robust quarterly earnings report and optimistic guidance for the fiscal year 2026. What really got investors excited was the whole package.

5 weeks ago - Invezz