Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD
43.81
-0.62 (-1.40%)
At close: Mar 20, 2026, 4:00 PM EDT
44.35
+0.54 (1.24%)
After-hours: Mar 20, 2026, 7:59 PM EDT
Market Cap14.59B -13.4%
Revenue (ttm)3.72B +32.7%
Net Income282.33M
EPS0.79
Shares Out 333.11M
PE Ratio55.13
Forward PE11.87
Dividendn/a
Ex-Dividend Daten/a
Volume5,387,040
Open44.04
Previous Close44.43
Day's Range43.24 - 45.45
52-Week Range30.90 - 100.00
Beta3.73
AnalystsBuy
Price Target83.65 (+90.94%)
Earnings DateMay 7, 2026

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]

Sector Financials
IPO Date Jan 13, 2021
Employees 2,206
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 29 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $83.65, which is an increase of 90.94% from the latest price.

Price Target
$83.65
(90.94% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Affirm stock dropped after concerns about private-credit liquidity tied to LENDX. Analysts say funding demand and loan performance remain strong.

Other symbols: LCUPSTXYZ
23 hours ago - Barrons

Affirm Stock Falls Wednesday As Fed Signals Higher Inflation Outlook

The cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement.

2 days ago - Benzinga

Private Credit's Investor Exodus Spreads to Consumer Loans

A fund holding consumer and small-business loans made by companies including Affirm and Block is the latest corner of the private-credit market to come under stress.

Other symbols: XYZ
2 days ago - WSJ

Affirm Holdings, Inc. (AFRM) Discusses Consumer Demand, Credit Trends and Macroeconomic Risks Transcript

Affirm Holdings, Inc. (AFRM) Discusses Consumer Demand, Credit Trends and Macroeconomic Risks Transcript

3 days ago - Seeking Alpha

Affirm's Bottom Is Here - Robust Acquisition Trends At Higher Margins

AFRM's twice-raised FY2026 guidance, robust YTD performance, and strong merchant/consumer acquisition trends signal resilient, profitable growth prospects, despite macro headwinds. The stock trades at...

3 days ago - Seeking Alpha

Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript

Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript

9 days ago - Seeking Alpha

Affirm Holdings, Inc. (AFRM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

Affirm Holdings, Inc. (AFRM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

17 days ago - Seeking Alpha

Affirm to host CFO fireside chat on March 17, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that Rob O'Hare, CFO, will participate in a shareholder fireside chat on Tuesday, March...

17 days ago - Business Wire

Affirm and Stripe Team to Combine BNPL and Agentic AI

Pay later provider Affirm is expanding its partnership with payments company Stripe. The expanded collaboration is designed to support shared payment tokens (SPT), which allow AI agents to make purcha...

17 days ago - PYMNTS

Affirm expands Stripe partnership to support Shared Payment Tokens for agentic commerce

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) is expanding its long-standing partnership with Stripe to soon support Shared Payment Tokens (SPT), which let AI agents initiate purchases using a...

17 days ago - Business Wire

H&R Block Canada taps Affirm to make tax season less taxing

TORONTO--(BUSINESS WIRE)--Nobody's favorite season just got a serious upgrade. Affirm (NASDAQ: AFRM) and H&R Block Canada, Inc. today announced a new partnership that brings flexible payment options t...

22 days ago - Business Wire

Affirm to participate in upcoming investor conferences

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that the Company will participate in the following investor conferences: On March 3 and...

4 weeks ago - Business Wire

Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?

Chart created using Benzinga Pro

4 weeks ago - Benzinga

The Optimist Fund Q4 2025 Portfolio Review

The Optimist Fund Q4 2025 Portfolio Review

4 weeks ago - Seeking Alpha

Affirm: The Stock Keeps Dropping, Free Cash Flow Jumps Higher

Affirm is delivering strong revenue growth and improving profitability. AFRM guides for 29% y/y revenue growth in fiscal 2026, with adjusted operating margin potentially reaching 28%. The company's ba...

4 weeks ago - Seeking Alpha

Affirm and Lowe's team up to give home improvement customers more flexible ways to pay

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) and Lowe's (NYSE: LOW) today announced a new partnership designed to give Lowe's customers more clarity and control when paying for home improveme...

Other symbols: LOW
4 weeks ago - Business Wire

Wall Street Breakfast Podcast: Buy Now, Pay Later: A Split Decision

Affirm (AFRM) and Klarna (KLAR) are leading Buy Now, Pay Later (BNPL) providers, with analysts split on which offers better risk-adjusted returns. BNPL usage skews younger, with higher late payment ra...

Other symbols: KLARPYPL
5 weeks ago - Seeking Alpha

Affirm: Inflection Point From 'Story Stock' To GAAP Profit Machine Is Here

Affirm is upgraded to a "Strong Buy," driven by sustained GAAP profitability and robust incremental operating margins. AFRM's valuation is now de-risked after recent volatility, trading at 4x forward ...

5 weeks ago - Seeking Alpha

Analysts Deem Affirm's Outlook Conservative

Buy-now-pay-later company Affirm beat second quarter revenue expectations from Wall Street but offered what some analysts thought was conservative guidance. Affirm CEO Max Levchin joins Caroline Hyde ...

6 weeks ago - Bloomberg Technology

Friday's Earnings Movers: RBLX Rallies, MOH "Shockingly Weak," AFRM Beats

Roblox (RBLX) rose to more than 144 million daily active users, a metric Diane King Hall attributes to the stock's post-earnings surge. Molina Healthcare (MOH) posted guidance that she calls "shocking...

Other symbols: RBLXMOH
6 weeks ago - Schwab Network

Affirm CEO Max Levchin on the company's record retailer growth

Max Levchin, co-founder and CEO of Affirm, joins 'Squawk on the Street' to discuss the company's latest earnings report, the impacts of artificial intelligence, and more.

6 weeks ago - CNBC Television

Affirm Stock Slips After Earnings. Analysts Say That's Unwarranted.

Affirm Holdings posts revenue and gross merchandise volume that easily tops Wall Street estimates.

6 weeks ago - Barrons

Affirm stock price falls as credit losses jump: is it a good buy today?

Affirm stock price continued its recent downward trend after the company published its financial results on Thursday. AFRM moved to a low of $56, down by 40% from its highest level in 2025.

6 weeks ago - Invezz

Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers

LONDON--(BUSINESS WIRE)--Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O...

6 weeks ago - Business Wire

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

6 weeks ago - Seeking Alpha