Affirm Holdings, Inc. (AFRM)
| Market Cap | 21.87B +29.5% |
| Revenue (ttm) | 3.97B +32.1% |
| Net Income | 382.42M |
| EPS | 1.06 |
| Shares Out | 334.90M |
| PE Ratio | 61.70 |
| Forward PE | 17.09 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,307,418 |
| Open | 64.41 |
| Previous Close | 64.41 |
| Day's Range | 62.83 - 65.37 |
| 52-Week Range | 42.10 - 100.00 |
| Beta | 3.72 |
| Analysts | Buy |
| Price Target | 82.97 (+27.06%) |
| Earnings Date | May 7, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to 31 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $82.97, which is an increase of 27.06% from the latest price.
News
Affirm’s (AFRM) GMV Targets Suddenly Look More Believable. I’m Staying Bullish
Affirm Holdings’ ($AFRM) growth targets suddenly look more believable and less ambitious, as the momentum builds, keeping me bullish on this fintech buy-now-pay-later (BNPL) leader. The company has re...
Affirm Holdings put volume heavy and directionally bearish
Bearish flow noted in Affirm (AFRM) Holdings with 7,171 puts trading, or 1.6x expected. Most active are Aug-26 50 puts and Jan-27 60 puts, with total volume in those strikes…
Affirm price target raised to $100 from $95 at Mizuho
Mizuho analyst Dan Dolev raised the firm’s price target on Affirm (AFRM) to $100 from $95 and keeps an Outperform rating on the shares. The highlight of the analyst day…
Affirm Seeing Real, Scalable Growth, CEO Says
Agentic commerce and international expansion is the new focus for Affirm, which laid out a bold roadmap to $100 billion in annual volume at the company's 2026 Investor Forum. Affirm CEO Max Levchin jo...
Affirm CEO Max Levchin on growth outlook: We will grow as fast as our risk policies allow
Max Levchin, Affirm founder and CEO, told CNBC's Andrew Ross Sorkin that concerns regarding BNPL have been "greatly exaggerated as far as Affirm is concerned."
Affirm Targets Card Networks With Broader Payments Push
As buy now, pay later (BNPL) firms compete to move beyond checkout financing, Affirm used its investor forum Tuesday (May 12) to argue that growth and share of spend across consumer payments will be ...
Affirm Brings Pay-Over-Time Options to Google AI Platforms
Affirm's pay-over-time options will be integrated into the Gemini app and Google Search, including AI Mode, through Google Pay in the coming weeks. The companies are working together on the integratio...
Affirm Holdings Transcript: Status update
Affirm outlined its strategy to leverage network effects, AI-driven underwriting, and product innovation to drive growth across merchant, direct-to-consumer, and international channels. The company targets $100B GMV, 25%+ annual growth, and 30-35% adjusted operating margins, supported by diversified funding and the launch of Affirm Bank.
Affirm Holdings Slides: Status update
Affirm Holdings has posted slides in relation to its latest quarterly earnings report, which was published on May 12, 2026.
Affirm working with Google to roll out its payment options into Google Search
Affirm (AFRM) said it is expanding its work with Google (GOOG) to start rolling out its payment options into Google Search, including AI Mode, and the Gemini app when checking…
Affirm stock forms a bullish setup as BoFA hints at a surge ahead
Affirm stock price has remained in a tight range in the past few weeks, and its recent earnings provided no boost. It was trading at $65.45 on Tuesday, inside the narrow range where it has remained at...
Affirm works with Google to make AI shopping payments clear and simple
SAN FRANCISCO--(BUSINESS WIRE)--AI is changing how people discover and decide what to buy. But those decisions can't turn into purchases without a clear and trustworthy way to pay. At the moment of pa...
Affirm survey: 90% of small businesses are confident in growth outlook and turning to flexible payments to compete
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) today released results from its inaugural Small Business Sentiment Survey. The findings show small business owners are navigating a more demanding...
Affirm price target raised to $88 from $82 at BofA
BofA analyst Matthew O’Neill raised the firm’s price target on Affirm (AFRM) to $88 from $82 and keeps a Buy rating on the shares following “clean beat and raise” in…
Affirm price target raised to $79 from $76 at Morgan Stanley
Morgan Stanley analyst James Faucette raised the firm’s price target on Affirm (AFRM) to $79 from $76 and keeps an Overweight rating on the shares. The company posted its 10th…
The American consumer is unbelievably resilient, says Affirm CEO
Affirm CEO Max Levchin joins 'Mad Money' host Jim Cramer to talk quarterly results, the state of the U.S. consumer, and more.
Affirm price target raised to $90 from $85 at Needham
Needham raised the firm’s price target on Affirm (AFRM) to $90 from $85 and keeps a Buy rating on the shares.
Affirm price target raised to $75 from $55 at Stephens
Stephens raised the firm’s price target on Affirm (AFRM) to $75 from $55 and keeps an Equal Weight rating on the shares following what the firm calls “another very strong…
Affirm price target raised to $70 from $55 at Baird
Baird analyst David Koning raised the firm’s price target on Affirm (AFRM) to $70 from $55 and keeps a Neutral rating on the shares. The firm updated its model following…
Affirm price target raised to $87 from $83 at Oppenheimer
Oppenheimer raised the firm’s price target on Affirm (AFRM) to $87 from $83 and keeps an Outperform rating on the shares. The firm notes Affirm reported solid Q3 results, with…
Affirm price target raised to $80 from $79 at JPMorgan
JPMorgan raised the firm’s price target on Affirm (AFRM) to $80 from $79 and keeps an Overweight rating on the shares.
Affirm Earnings Put Consumer Credit, Private Credit in Focus
Affirm's latest quarter earnings call landed at a revealing moment for consumer finance. The company plays at the intersection of two of the most important and most uncertain areas of the economy: con...
Affirm sees FY26 revenue $4.18B-$4.21B, consensus $4.14B
16:17 EDT Affirm (AFRM) sees FY26 revenue $4.18B-$4.21B, consensus $4.14B
Affirm sees Q4 revenue $1.08B-$1.11B, consensus $1.08B
16:17 EDT Affirm (AFRM) sees Q4 revenue $1.08B-$1.11B, consensus $1.08B
Affirm Holdings Earnings Call Transcript: Q3 2026
Record Q3 results driven by robust growth in Pay-in-X and Affirm Card, stable credit performance, and strong funding markets. Merchant and consumer engagement surged, with continued operational efficiency and no AI-related layoffs planned.