Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD
76.22
-0.15 (-0.20%)
Dec 19, 2025, 4:00 PM EST - Market closed
-0.20%
Market Cap25.16B
Revenue (ttm)3.46B
Net Income (ttm)233.10M
Shares Out 330.07M
EPS (ttm)0.67
PE Ratio113.96
Forward PE23.30
Dividendn/a
Ex-Dividend Daten/a
Volume8,519,879
Open77.16
Previous Close76.37
Day's Range76.13 - 78.50
52-Week Range30.90 - 100.00
Beta3.58
AnalystsBuy
Price Target85.26 (+11.86%)
Earnings DateFeb 5, 2026

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]

Sector Technology
IPO Date Jan 13, 2021
Employees 2,206
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 28 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $85.26, which is an increase of 11.86% from the latest price.

Price Target
$85.26
(11.86% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Affirm stock flashes bullish engulfing signal as analysts stay optimistic

Affirm stock price popped by over 10% on Tuesday as investors cheered the company's presentation at its event. It jumped to a high of $73.40, up sharply from last month's low of $60.40.

4 days ago - Invezz

Fashion Retailer Revolve Expands Affirm's Flexible Payment Options to Canada and UK

Revolve Group, a fashion retailer for millennial and Generation Z consumers, now offers Affirm's flexible payment options to shoppers in Canada and the United Kingdom. The offering marks an expansion ...

Other symbols: RVLV
5 days ago - PYMNTS

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

5 days ago - Seeking Alpha

Affirm CEO Max Levchin goes one-on-one with Jim Cramer

Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.

6 days ago - CNBC Television

Affirm CEO: System is designed to take advantage of those who don't want to do exponential math

Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.

6 days ago - CNBC Television

Affirm CEO details no-fee lending model: 'We have total alignment with our consumers'

Affirm CEO Max Levchin reviewed his company's strategy in a Monday interview with CNBC's Jim Cramer. Levchin suggested the buy now, pay later outfit benefits from not charging its customers late fees.

6 days ago - CNBC

Affirm: Strong Growth And Underwriting Discipline Signal A Buy (Rating Upgrade)

Affirm is upgraded to a BUY, driven by robust top-line growth, disciplined credit quality, and expanding partnerships with major tech platforms. AFRM's proprietary credit models, adaptive checkout, an...

15 days ago - Seeking Alpha

From fashion throwbacks to trendy new drops, Pacsun shoppers can now pay over time with Affirm

LOS ANGELES--(BUSINESS WIRE)--Holiday shopping just got a lot cooler. Pacsun is teaming up with Affirm to give shoppers a simple, transparent way to pay over time — just in time for the season's best ...

17 days ago - Business Wire

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

19 days ago - Seeking Alpha

Affirm to host CFO fireside chat on December 16, 2025

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that Rob O'Hare, CFO, will participa...

19 days ago - Business Wire

Jim Cramer Recommends Selling Klarna, Buying This Tech Stock

On CNBC's “Mad Money Lightning Round,” Jim Cramer recommended selling Klarna Group PLC (NYSE: KLAR) and buying Affirm Holdings Inc (NASDAQ: AFRM).

Other symbols: KLAR
19 days ago - Benzinga

Buy Now, Pay Later Companies Asked to Share Lending Practices

Attorneys general from seven states are launching an inquiry into buy now, pay later lenders including Affirm, Klarna and PayPal.

Other symbols: KLARPYPL
20 days ago - WSJ

Retail Stocks Usually Rise the Week After Black Friday. This BNPL Play Stands Out.

Affirm has surged an average of 9.1% in the week after Black Friday.

22 days ago - Barrons

Legal Threat Targets You're No Indian; Filmmakers Affirm Commitment to Accuracy and Dialogue

LOS ANGELES--(BUSINESS WIRE)--On November 24, 2025, the filmmakers of You're No Indian received a cease-and-desist letter from attorneys representing the Pechanga Band of Indians and Chairman Mark Mac...

25 days ago - Business Wire

Virtus Silvant Mid-Cap Growth Fund Q3 2025 Performance Review

The Virtus Silvant Mid-Cap Growth Fund returned +5.43% (Class INST) for the quarter, compared to the Russell Midcap Growth Index's return of +2.78%. Palantir Technologies (PLTR) and Roblox (RBLX) were...

25 days ago - Seeking Alpha

New survey finds Canadians believe credit card fine print is more confusing than taxes, medication labels, and furniture manuals

TORONTO--(BUSINESS WIRE)--Credit cards may be one of the most common ways Canadians pay for everyday expenses, but new research from Affirm (NASDAQ: AFRM) shows the terms and conditions behind them ar...

26 days ago - Business Wire

AI set to redefine shopping and payments, Affirm CEO says

Max Levchin, CEO and co-founder of Affirm, which offers buy now, pay later plans, said artificial intelligence is poised to transform shopping by taking over human tasks and making financial products ...

4 weeks ago - Reuters

Affirm: Soaring Growth At A Cheap Price

Affirm Holdings exceeded Q1 top line expectations with 33% Y/Y revenue growth and strong GMV expansion, prompting a raised FY 2026 outlook. The Fintech benefits from surging BNPL adoption, rapid merch...

4 weeks ago - Seeking Alpha

Resilient Fintech Stock Flashing Intriguing “Buy” Signal

Affirm (AFRM) stock is in a crowded fintech sector that can make it hard to stand out. The stock suffered a 7.3% haircut on Thursday and fell 3.6% Friday, but before that late-week drawdown, flashed a...

4 weeks ago - Forbes

Klarna And Affirm: The Best Of Times, The Worst Of Times, And Quarterly Performance

Klarna is expected to post solid short-term performance as consumers increasingly turn to Buy Now Pay Later programs amid economic stress. Both KLAR and Affirm show strong user and merchant growth, bu...

Other symbols: KLAR
5 weeks ago - Seeking Alpha

Affirm CEO discusses how AI fits into the future of shopping

Affirm (AFRM) CEO Max Levchin joins Yahoo Finance Invest with Executive Editor Brian Sozzi to talk about how artificial intelligence (AI) is transforming shopping and the fintech space, his expectatio...

5 weeks ago - Yahoo Finance

Affirm's Meltdown Triggers Great Buying Opportunity - Growth Prospects Remain Promising

Affirm is an even better Buy after the recent correction nearer to my Buy Zones, thanks to the expanding AMZN/BigTech/PSP partnerships. This is aided by the immense TAM across the US personal loan mar...

5 weeks ago - Seeking Alpha

Affirm: A Leader Is Born (Rating Upgrade)

Affirm features strong growth, improving profitability, and leadership in the buy now, pay later sector. AFRM posted 42% YoY GMV growth and 34% revenue growth, with GAAP operating margins exceeding ex...

5 weeks ago - Seeking Alpha

Affirm surges on beat, Block plunges on margin concerns

CNBC's MacKenzie Sigalos joins "Money Movers" to unpack the mixed signals coming out of fintech after fresh results from Affirm and Block.

Other symbols: XYZ
6 weeks ago - CNBC Television

Affirm CEO Says Consumer ‘Really Healthy'

Affirm CEO Max Levchin says consumers are shopping, paying their bills and are energized for the holiday season. He discusses Affirm's earnings and outlook with Caroline Hyde and Ed Ludlow on “Bloombe...

6 weeks ago - Bloomberg Technology