Affirm Holdings, Inc. (AFRM)

NASDAQ: AFRM · Real-Time Price · USD
51.09
-0.73 (-1.41%)
At close: Feb 20, 2026, 4:00 PM EST
50.85
-0.24 (-0.47%)
After-hours: Feb 20, 2026, 6:46 PM EST
Market Cap17.02B -9.0%
Revenue (ttm)3.72B +32.7%
Net Income282.33M
EPS0.79
Shares Out 333.11M
PE Ratio64.30
Forward PE14.40
Dividendn/a
Ex-Dividend Daten/a
Volume4,810,444
Open50.59
Previous Close51.82
Day's Range50.25 - 52.89
52-Week Range30.90 - 100.00
Beta3.58
AnalystsBuy
Price Target83.65 (+63.73%)
Earnings DateFeb 5, 2026

About AFRM

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]

Sector Financials
IPO Date Jan 13, 2021
Employees 2,206
Stock Exchange NASDAQ
Ticker Symbol AFRM
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 29 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $83.65, which is an increase of 63.73% from the latest price.

Price Target
$83.65
(63.73% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Affirm to participate in upcoming investor conferences

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that the Company will participate in the following investor conferences: On March 3 and...

2 days ago - Business Wire

Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?

Chart created using Benzinga Pro

2 days ago - Benzinga

The Optimist Fund Q4 2025 Portfolio Review

The Optimist Fund Q4 2025 Portfolio Review

2 days ago - Seeking Alpha

Affirm: The Stock Keeps Dropping, Free Cash Flow Jumps Higher

Affirm is delivering strong revenue growth and improving profitability. AFRM guides for 29% y/y revenue growth in fiscal 2026, with adjusted operating margin potentially reaching 28%. The company's ba...

3 days ago - Seeking Alpha

Affirm and Lowe's team up to give home improvement customers more flexible ways to pay

SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) and Lowe's (NYSE: LOW) today announced a new partnership designed to give Lowe's customers more clarity and control when paying for home improveme...

Other symbols: LOW
3 days ago - Business Wire

Wall Street Breakfast Podcast: Buy Now, Pay Later: A Split Decision

Affirm (AFRM) and Klarna (KLAR) are leading Buy Now, Pay Later (BNPL) providers, with analysts split on which offers better risk-adjusted returns. BNPL usage skews younger, with higher late payment ra...

Other symbols: KLARPYPL
7 days ago - Seeking Alpha

Affirm: Inflection Point From 'Story Stock' To GAAP Profit Machine Is Here

Affirm is upgraded to a "Strong Buy," driven by sustained GAAP profitability and robust incremental operating margins. AFRM's valuation is now de-risked after recent volatility, trading at 4x forward ...

8 days ago - Seeking Alpha

Analysts Deem Affirm's Outlook Conservative

Buy-now-pay-later company Affirm beat second quarter revenue expectations from Wall Street but offered what some analysts thought was conservative guidance. Affirm CEO Max Levchin joins Caroline Hyde ...

14 days ago - Bloomberg Technology

Friday's Earnings Movers: RBLX Rallies, MOH "Shockingly Weak," AFRM Beats

Roblox (RBLX) rose to more than 144 million daily active users, a metric Diane King Hall attributes to the stock's post-earnings surge. Molina Healthcare (MOH) posted guidance that she calls "shocking...

Other symbols: RBLXMOH
14 days ago - Schwab Network

Affirm CEO Max Levchin on the company's record retailer growth

Max Levchin, co-founder and CEO of Affirm, joins 'Squawk on the Street' to discuss the company's latest earnings report, the impacts of artificial intelligence, and more.

14 days ago - CNBC Television

Affirm Stock Slips After Earnings. Analysts Say That's Unwarranted.

Affirm Holdings posts revenue and gross merchandise volume that easily tops Wall Street estimates.

14 days ago - Barrons

Affirm stock price falls as credit losses jump: is it a good buy today?

Affirm stock price continued its recent downward trend after the company published its financial results on Thursday. AFRM moved to a low of $56, down by 40% from its highest level in 2025.

14 days ago - Invezz

Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers

LONDON--(BUSINESS WIRE)--Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O...

14 days ago - Business Wire

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

14 days ago - Seeking Alpha

Affirm BNPL Volumes Jump 36% as 0% Loans Drive Broader Use

Affirm's fiscal second quarter illustrated how buy now, pay later is becoming embedded in routine commerce, where paying over time was once reserved for occasional large purchases. The company said Th...

14 days ago - PYMNTS

Affirm Stock Slips Despite Q2 Earnings Beat, Strong Guidance

Affirm Holdings, Inc. (NASDAQ: AFRM) shares slipped in Thursday's extended trading after the company released its second-quarter earnings report

15 days ago - Benzinga

Affirm Sales Jump Driven by Higher Gross Merchandise Volume

The buy now, pay later company saw revenue increase 30% to $1.12 billion in its second quarter as its gross merchandise volume grew.

15 days ago - WSJ

Affirm reports second fiscal quarter 2026 results

SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today reported financial results for its fiscal 2026 second quarter ended December 31, 2025. The result...

15 days ago - Business Wire

Affirm and Wayfair expand partnership to the UK and Canada

TORONTO & LONDON--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) today announced the expansion of its partnership with Wayfair (NYSE: W), bringing its honest financial products to shoppers in the UK and Canad...

Other symbols: W
15 days ago - Business Wire

Intuit Partners with Affirm to Provide Pay-Over-Time Offering for QuickBooks Online

MOUNTAIN VIEW, Calif. & SAN FRANCISCO--(BUSINESS WIRE)--Intuit (NASDAQ: INTU), the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, and Mailchimp, today annou...

Other symbols: INTU
18 days ago - Business Wire

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

Affirm is now the exclusive provider of buy now, pay later (BNPL) payment options for lodging and packages on the Expedia Group brands Expedia, Hotels.com and Vrbo in the United States. In addition, A...

Other symbols: EXPE
21 days ago - PYMNTS

Expedia Group and Affirm deepen partnership, with US exclusivity and plans for further expansion

SEATTLE & TORONTO--(BUSINESS WIRE)--Expedia Group (NASDAQ: EXPE) and Affirm (NASDAQ: AFRM) are making it easier for travelers to move from planning to booking with confidence. The companies today anno...

Other symbols: EXPE
21 days ago - Business Wire

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market

Affirm Holdings, Inc. remains a Buy due to sustained GAAP profitability, robust 42% GMV growth, and expanding margins despite regulatory and valuation headwinds. AFRM's active consumers rose to 24.1 m...

24 days ago - Seeking Alpha

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network

SAN FRANCISCO, Jan. 27, 2026 /PRNewswire/ -- Bolt , the checkout, identity and payments leader powering faster, smarter commerce, today announced a new strategic partnership with Affirm (NASDAQ: AFRM)...

24 days ago - PRNewsWire

Affirm and Fiserv Team to Bring BNPL to Debit Programs

Payments and financial services company Fiserv has launched a partnership with pay-over-time provider Affirm. This collaboration is designed to bring buy now, pay later (BNPL) capabilities to the debi...

Other symbols: FISV
25 days ago - PYMNTS