Affirm Holdings, Inc. (AFRM)
| Market Cap | 24.41B -12.1% |
| Revenue (ttm) | 4.26B +32.2% |
| Net Income | 1.93B +3,597.9% |
| EPS | 5.53 +3,515.0% |
| Shares Out | 337.42M |
| PE Ratio | 13.08 |
| Forward PE | 36.70 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 3,867,804 |
| Open | 73.75 |
| Previous Close | 74.30 |
| Day's Range | 71.87 - 73.75 |
| 52-Week Range | 42.10 - 93.20 |
| Beta | 3.61 |
| Analysts | Buy |
| Price Target | 99.23 (+37.15%) |
| Earnings Date | Aug 27, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of in... [Read more]
Financial Performance
In fiscal year 2026, Affirm Holdings's revenue was $4.26 billion, an increase of 32.15% compared to the previous year's $3.22 billion. Earnings were $1.93 billion, an increase of 3597.91%.
Financial StatementsAnalyst Summary
According to 34 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $99.23, which is an increase of 37.15% from the latest price.
News
Affirm price target raised to $85 from $83 at Truist
Truist analyst Matthew Coad raised the firm’s price target on Affirm (AFRM) to $85 from $83 and keeps a Buy rating on the shares. The firm is updating its model…
Affirm vs. Klarna – Why Scotiabank Rates One Stock a Buy, the Other a Hold
Scotiabank analyst Lance Jessurun initiated coverage of buy now, pay later (BNPL) firms, with a more bullish view on Affirm Holdings ($AFRM) than Klarna ($KLAR). Jessurun prefers Affirm due to…
Scotiabank starts Affirm with an Outperform
As previously reported, Scotiabank initiated coverage of Affirm (AFRM) with an Outperform rating and $95 price target The market still values Affirm like a cyclical, funding-sensitive fintech lender, ...
Affirm initiated with an Outperform at Scotiabank
Scotiabank initiated coverage of Affirm (AFRM) with an Outperform rating and $95 price target
Affirm price target raised to $115 from $106 at Goldman Sachs
Goldman Sachs raised the firm’s price target on Affirm (AFRM) to $115 from $106 and keeps a Buy rating on the shares after its better than expected Q4 results. The…
Affirm price target raised to $97 from $88 at Cantor Fitzgerald
Cantor Fitzgerald raised the firm’s price target on Affirm (AFRM) to $97 from $88 and keeps an Overweight rating on the shares following Q4 earnings. The firm notes Q4 print…
Affirm price target raised to $110 from $100 at Bernstein
Bernstein raised the firm’s price target on Affirm (AFRM) to $110 from $100 and keeps an Outperform rating on the shares. Expectations are almost always high going into Affirm’s earnings…
Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb
The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can't, can't ignore that,” Max Levchin said in a...
Affirm surges on strong outlook, CEO says high gas prices are hitting U.S. shoppers
Buy now, pay later company Affirm reported strong fiscal fourth-quarter earnings and a better-than-expected outlook. CEO Max Levchin told CNBC that high gas prices are weighing on U.S. consumers.
Friday's First Moves: AFRM & GAP Soar on Earnings, ULTA Shows Blemish
Diane King Hall turns to the key earnings movers to close out an overall strong earnings week on Wall Street. She explains why Affirm (AFRM) investors see the fintech firm's report as a big step up fo...
Affirm stock jumps after record profit: why BofA sees a nearly 35% upside
Affirm Holdings AFRM shares rose about 11% in trading on Friday after the buy-now, pay-later company reported stronger-than-expected fourth-quarter results and delivered its most profitable quarter on...
Why These Analysts See a ‘Breakout on Tap' for Affirm Stock
Is a “breakout on tap” for shares of Affirm?
Affirm price target raised to $96 from $80 at RBC Capital
RBC Capital analyst Daniel Perlin raised the firm’s price target on Affirm (AFRM) to $96 from $80 and keeps a Sector Perform rating on the shares. The company’s Q4 Results,…
Affirm price target raised to $124 from $117 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Affirm (AFRM) to $124 from $117 and keeps a Buy rating on the shares. The firm said Q4 results…
Affirm price target raised to $110 from $105 at Susquehanna
Susquehanna raised the firm’s price target on Affirm (AFRM) to $110 from $105 and keeps a Positive rating on the shares. The firm said its FQ4 results and 2027 guidance…
Affirm price target raised to $101 from $86 at BMO Capital
BMO Capital raised the firm’s price target on Affirm (AFRM) to $101 from $86 and keeps an Outperform rating on the shares after its Q4 results. The company finished FY26…
Affirm price target raised to $104 from $100 at Oppenheimer
Oppenheimer raised the firm’s price target on Affirm (AFRM) to $104 from $100 and keeps an Outperform rating on the shares. The firm notes Affirm reported strong Q4 results, with…
Affirm price target raised to $100 from $90 at Needham
Needham analyst Kyle Peterson raised the firm’s price target on Affirm (AFRM) to $100 from $90 and keeps a Buy rating on the shares. The company reported strong Q4 results,…
Affirm price target raised to $90 from $82 at UBS
UBS analyst Timothy Chiodo raised the firm’s price target on Affirm (AFRM) to $90 from $82 and keeps a Neutral rating on the shares. The firm updated its model post…
Affirm price target raised to $105 from $90 at JPMorgan
JPMorgan analyst Connor Allen raised the firm’s price target on Affirm (AFRM) to $105 from $90 and keeps an Overweight rating on the shares. The company reported fiscal Q4 and…
Affirm price target raised to $115 from $103 at Piper Sandler
Piper Sandler raised the firm’s price target on Affirm (AFRM) to $115 from $103 and keeps an Overweight rating on the shares after the company reported Q4 results and hosted…
Affirm Stock Jumps After Earnings. This Key Number Crushed Estimates.
Affirm posts better-than-expected revenue and gross merchandise volume in its fiscal fourth quarter.
Affirm and Shopify Take Shop Pay Installments to Australia
Australian shoppers can now select installment payments powered by Affirm when they click on Shopify's Shop Pay button, Affirm said in a Thursday (Aug. 27) press release. This capability is enabled by...
Affirm Makes Smaller Purchases BNPL's Next Growth Test
Affirm's latest quarter shows buy now, pay later (BNPL) moving deeper into everyday spending, where affordability depends less on financing one large purchase and more on giving consumers flexibility ...
Affirm Holdings Earnings Call Transcript: Q4 2026
Achieved record profitability in Q4, driven by strong product growth, expanding merchant partnerships, and robust consumer engagement. Outlook for fiscal 2027 is positive, with stable take rates, continued innovation, and significant runway in both e-commerce and offline markets.