Affirm Holdings Statistics
Total Valuation
AFRM has a market cap or net worth of $19.98 billion. The enterprise value is $25.53 billion.
Important Dates
The next estimated earnings date is Thursday, February 6, 2025, after market close.
| Earnings Date | Feb 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
AFRM has 314.06 million shares outstanding. The number of shares has increased by 4.99% in one year.
| Current Share Class | 271.92M |
| Shares Outstanding | 314.06M |
| Shares Change (YoY) | +4.99% |
| Shares Change (QoQ) | +0.87% |
| Owned by Insiders (%) | 6.36% |
| Owned by Institutions (%) | 67.50% |
| Float | 258.39M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 8.02 |
| Forward PS | 6.10 |
| PB Ratio | 7.16 |
| P/TBV Ratio | 8.88 |
| P/FCF Ratio | 53.36 |
| P/OCF Ratio | 37.04 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 10.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 67.09 |
Financial Position
The company has a current ratio of 17.58, with a Debt / Equity ratio of 2.51.
| Current Ratio | 17.58 |
| Quick Ratio | 14.93 |
| Debt / Equity | 2.51 |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.71 |
| Interest Coverage | -161.57 |
Financial Efficiency
Return on equity (ROE) is -16.52% and return on invested capital (ROIC) is -3.66%.
| Return on Equity (ROE) | -16.52% |
| Return on Assets (ROA) | -3.59% |
| Return on Capital (ROIC) | -3.66% |
| Revenue Per Employee | $1.16M |
| Profits Per Employee | -$205,526 |
| Employee Count | 2,171 |
| Asset Turnover | 0.27 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFRM has paid $3.09 million in taxes.
| Income Tax | 3.09M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +28.79% in the last 52 weeks. The beta is 3.67, so AFRM's price volatility has been higher than the market average.
| Beta (5Y) | 3.67 |
| 52-Week Price Change | +28.79% |
| 50-Day Moving Average | 58.81 |
| 200-Day Moving Average | 40.01 |
| Relative Strength Index (RSI) | 47.46 |
| Average Volume (20 Days) | 6,888,714 |
Short Selling Information
The latest short interest is 15.02 million, so 4.78% of the outstanding shares have been sold short.
| Short Interest | 15.02M |
| Short Previous Month | 16.69M |
| Short % of Shares Out | 4.78% |
| Short % of Float | 5.81% |
| Short Ratio (days to cover) | 1.66 |
Income Statement
In the last 12 months, AFRM had revenue of $2.52 billion and -$446.20 million in losses. Loss per share was -$1.42.
| Revenue | 2.52B |
| Gross Profit | 1.07B |
| Operating Income | -533.18M |
| Pretax Income | -678.67M |
| Net Income | -446.20M |
| EBITDA | -291.77M |
| EBIT | -533.18M |
| Loss Per Share | -$1.42 |
Full Income StatementBalance Sheet
The company has $1.89 billion in cash and $7.12 billion in debt, giving a net cash position of -$5.23 billion or -$16.64 per share.
| Cash & Cash Equivalents | 1.89B |
| Total Debt | 7.12B |
| Net Cash | -5.23B |
| Net Cash Per Share | -$16.64 |
| Equity (Book Value) | 2.84B |
| Book Value Per Share | 9.03 |
| Working Capital | 2.46B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $548.10 million and capital expenditures -$167.63 million, giving a free cash flow of $380.47 million.
| Operating Cash Flow | 548.10M |
| Capital Expenditures | -167.63M |
| Free Cash Flow | 380.47M |
| FCF Per Share | $1.21 |
Full Cash Flow StatementMargins
Gross margin is 42.27%, with operating and profit margins of -21.12% and -17.67%.
| Gross Margin | 42.27% |
| Operating Margin | -21.12% |
| Pretax Margin | -17.55% |
| Profit Margin | -17.67% |
| EBITDA Margin | -11.56% |
| EBIT Margin | -21.12% |
| FCF Margin | 15.07% |
Dividends & Yields
AFRM does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.99% |
| Shareholder Yield | -4.99% |
| Earnings Yield | -2.20% |
| FCF Yield | 1.87% |
Dividend DetailsAnalyst Forecast
The average price target for AFRM is $58.76, which is -7.66% lower than the current price. The consensus rating is "Buy".
| Price Target | $58.76 |
| Price Target Difference | -7.66% |
| Analyst Consensus | Buy |
| Analyst Count | 18 |
| Revenue Growth Forecast (5Y) | 23.82% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
AFRM has an Altman Z-Score of 0.77 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.77 |
| Piotroski F-Score | 4 |