Affirm Holdings Statistics
Total Valuation
AFRM has a market cap or net worth of $13.46 billion. The enterprise value is $18.99 billion.
Important Dates
The next confirmed earnings date is Thursday, November 7, 2024, after market close.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
AFRM has 314.00 million shares outstanding. The number of shares has increased by 4.91% in one year.
| Shares Outstanding | 314.00M |
| Shares Change (YoY) | +4.91% |
| Shares Change (QoQ) | +0.91% |
| Owned by Insiders (%) | 6.37% |
| Owned by Institutions (%) | 63.66% |
| Float | 233.80M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 5.72 |
| Forward PS | 4.72 |
| PB Ratio | 4.88 |
| P/FCF Ratio | 46.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 8.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 65.30 |
Financial Position
The company has a current ratio of 11.21, with a Debt / Equity ratio of 2.42.
| Current Ratio | 11.21 |
| Quick Ratio | 9.13 |
| Debt / Equity | 2.42 |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.74 |
| Interest Coverage | -178.63 |
Financial Efficiency
Return on equity (ROE) is -19.66% and return on invested capital (ROIC) is -4.38%.
| Return on Equity (ROE) | -19.66% |
| Return on Assets (ROA) | -4.30% |
| Return on Capital (ROIC) | -4.38% |
| Revenue Per Employee | $1.07M |
| Profits Per Employee | -$238,488 |
| Employee Count | 2,171 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFRM has paid $2.23 million in taxes.
| Income Tax | 2.23M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +153.22% in the last 52 weeks. The beta is 3.50, so AFRM's price volatility has been higher than the market average.
| Beta (5Y) | 3.50 |
| 52-Week Price Change | +153.22% |
| 50-Day Moving Average | 40.80 |
| 200-Day Moving Average | 35.42 |
| Relative Strength Index (RSI) | 51.43 |
| Average Volume (20 Days) | 8,785,634 |
Short Selling Information
The latest short interest is 19.37 million, so 6.17% of the outstanding shares have been sold short.
| Short Interest | 19.37M |
| Short Previous Month | 19.35M |
| Short % of Shares Out | 6.17% |
| Short % of Float | 8.28% |
| Short Ratio (days to cover) | 1.97 |
Income Statement
In the last 12 months, AFRM had revenue of $2.32 billion and -$517.76 million in losses. Loss per share was -$1.67.
| Revenue | 2.32B |
| Gross Profit | 994.47M |
| Operating Income | -607.33M |
| Pretax Income | -678.67M |
| Net Income | -517.76M |
| EBITDA | -365.21M |
| EBIT | -607.33M |
| Loss Per Share | -$1.67 |
Full Income StatementBalance Sheet
The company has $1.08 billion in cash and $6.61 billion in debt, giving a net cash position of -$5.53 billion or -$17.62 per share.
| Cash & Cash Equivalents | 1.08B |
| Total Debt | 6.61B |
| Net Cash | -5.53B |
| Net Cash Per Share | -$17.62 |
| Equity (Book Value) | 2.73B |
| Book Value Per Share | 8.78 |
| Working Capital | 1.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $450.14 million and capital expenditures -$159.30 million, giving a free cash flow of $290.84 million.
| Operating Cash Flow | 450.14M |
| Capital Expenditures | -159.30M |
| Free Cash Flow | 290.84M |
| FCF Per Share | $0.93 |
Full Cash Flow StatementMargins
Gross margin is 42.81%, with operating and profit margins of -26.14% and -22.29%.
| Gross Margin | 42.81% |
| Operating Margin | -26.14% |
| Pretax Margin | -22.19% |
| Profit Margin | -22.29% |
| EBITDA Margin | -15.72% |
| EBIT Margin | -26.14% |
| FCF Margin | 13.24% |
Dividends & Yields
AFRM does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.91% |
| Shareholder Yield | -4.91% |
| Earnings Yield | -3.85% |
| FCF Yield | 2.16% |
Dividend DetailsAnalyst Forecast
The average price target for AFRM is $43.19, which is 0.75% higher than the current price. The consensus rating is "Buy".
| Price Target | $43.19 |
| Price Target Difference | 0.75% |
| Analyst Consensus | Buy |
| Analyst Count | 20 |
| Revenue Growth Forecast (5Y) | 15.09% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
AFRM has an Altman Z-Score of 0.58 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.58 |
| Piotroski F-Score | 5 |