Affirm Holdings Statistics
Total Valuation
Affirm Holdings has a market cap or net worth of $14.79 billion. The enterprise value is $21.04 billion.
Important Dates
The next estimated earnings date is Wednesday, May 7, 2025, before market open.
| Earnings Date | May 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Affirm Holdings has 320.10 million shares outstanding. The number of shares has increased by 5.00% in one year.
| Current Share Class | 279.29M |
| Shares Outstanding | 320.10M |
| Shares Change (YoY) | +5.00% |
| Shares Change (QoQ) | +8.47% |
| Owned by Insiders (%) | 6.23% |
| Owned by Institutions (%) | 67.93% |
| Float | 265.84M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 112.68 |
| PS Ratio | 5.23 |
| Forward PS | 4.11 |
| PB Ratio | 5.24 |
| P/TBV Ratio | 6.57 |
| P/FCF Ratio | 24.12 |
| P/OCF Ratio | 18.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 7.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 34.33 |
Financial Position
The company has a current ratio of 12.29, with a Debt / Equity ratio of 2.69.
| Current Ratio | 12.29 |
| Quick Ratio | 8.73 |
| Debt / Equity | 2.69 |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.23 |
| Interest Coverage | -107.16 |
Financial Efficiency
Return on equity (ROE) is -7.34% and return on invested capital (ROIC) is -2.39%.
| Return on Equity (ROE) | -7.34% |
| Return on Assets (ROA) | -2.34% |
| Return on Invested Capital (ROIC) | -2.39% |
| Return on Capital Employed (ROCE) | -3.55% |
| Revenue Per Employee | $1.29M |
| Profits Per Employee | -$91,632 |
| Employee Count | 2,171 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Affirm Holdings has paid $6.29 million in taxes.
| Income Tax | 6.29M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +25.82% in the last 52 weeks. The beta is 3.64, so Affirm Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 3.64 |
| 52-Week Price Change | +25.82% |
| 50-Day Moving Average | 59.45 |
| 200-Day Moving Average | 48.02 |
| Relative Strength Index (RSI) | 38.10 |
| Average Volume (20 Days) | 8,900,390 |
Short Selling Information
The latest short interest is 14.33 million, so 4.48% of the outstanding shares have been sold short.
| Short Interest | 14.33M |
| Short Previous Month | 15.12M |
| Short % of Shares Out | 4.48% |
| Short % of Float | 5.39% |
| Short Ratio (days to cover) | 2.09 |
Income Statement
In the last 12 months, Affirm Holdings had revenue of $2.80 billion and -$198.93 million in losses. Loss per share was -$0.63.
| Revenue | 2.80B |
| Gross Profit | 1.24B |
| Operating Income | -366.39M |
| Pretax Income | n/a |
| Net Income | -198.93M |
| EBITDA | -103.91M |
| EBIT | -366.39M |
| Loss Per Share | -$0.63 |
Full Income StatementBalance Sheet
The company has $1.24 billion in cash and $7.50 billion in debt, giving a net cash position of -$6.26 billion or -$19.54 per share.
| Cash & Cash Equivalents | 1.24B |
| Total Debt | 7.50B |
| Net Cash | -6.26B |
| Net Cash Per Share | -$19.54 |
| Equity (Book Value) | 2.79B |
| Book Value Per Share | 8.82 |
| Working Capital | 1.88B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $785.80 million and capital expenditures -$172.79 million, giving a free cash flow of $613.01 million.
| Operating Cash Flow | 785.80M |
| Capital Expenditures | -172.79M |
| Free Cash Flow | 613.01M |
| FCF Per Share | $1.92 |
Full Cash Flow StatementMargins
Gross margin is 44.46%, with operating and profit margins of -13.08% and -7.10%.
| Gross Margin | 44.46% |
| Operating Margin | -13.08% |
| Pretax Margin | -6.88% |
| Profit Margin | -7.10% |
| EBITDA Margin | -3.71% |
| EBIT Margin | -13.08% |
| FCF Margin | 21.89% |
Dividends & Yields
Affirm Holdings does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -5.00% |
| Shareholder Yield | n/a |
| Earnings Yield | -1.35% |
| FCF Yield | 4.15% |
Dividend DetailsAnalyst Forecast
The average price target for Affirm Holdings is $68.44, which is 48.14% higher than the current price. The consensus rating is "Buy".
| Price Target | $68.44 |
| Price Target Difference | 48.14% |
| Analyst Consensus | Buy |
| Analyst Count | 21 |
| Revenue Growth Forecast (5Y) | 26.48% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Affirm Holdings has an Altman Z-Score of 0.92 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.92 |
| Piotroski F-Score | 4 |