Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
42.87
+0.75 (1.78%)
At close: Oct 29, 2024, 4:00 PM
43.20
+0.33 (0.77%)
After-hours: Oct 29, 2024, 7:59 PM EDT

Affirm Holdings Statistics

Total Valuation

AFRM has a market cap or net worth of $13.46 billion. The enterprise value is $18.99 billion.

Market Cap 13.46B
Enterprise Value 18.99B

Important Dates

The next confirmed earnings date is Thursday, November 7, 2024, after market close.

Earnings Date Nov 7, 2024
Ex-Dividend Date n/a

Share Statistics

AFRM has 314.00 million shares outstanding. The number of shares has increased by 4.91% in one year.

Shares Outstanding 314.00M
Shares Change (YoY) +4.91%
Shares Change (QoQ) +0.91%
Owned by Insiders (%) 6.37%
Owned by Institutions (%) 63.66%
Float 233.80M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 5.72
Forward PS 4.72
PB Ratio 4.88
P/FCF Ratio 46.28
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 8.18
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 65.30

Financial Position

The company has a current ratio of 11.21, with a Debt / Equity ratio of 2.42.

Current Ratio 11.21
Quick Ratio 9.13
Debt / Equity 2.42
Debt / EBITDA n/a
Debt / FCF 22.74
Interest Coverage -178.63

Financial Efficiency

Return on equity (ROE) is -19.66% and return on invested capital (ROIC) is -4.38%.

Return on Equity (ROE) -19.66%
Return on Assets (ROA) -4.30%
Return on Capital (ROIC) -4.38%
Revenue Per Employee $1.07M
Profits Per Employee -$238,488
Employee Count 2,171
Asset Turnover 0.26
Inventory Turnover n/a

Taxes

In the past 12 months, AFRM has paid $2.23 million in taxes.

Income Tax 2.23M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +153.22% in the last 52 weeks. The beta is 3.50, so AFRM's price volatility has been higher than the market average.

Beta (5Y) 3.50
52-Week Price Change +153.22%
50-Day Moving Average 40.80
200-Day Moving Average 35.42
Relative Strength Index (RSI) 51.43
Average Volume (20 Days) 8,785,634

Short Selling Information

The latest short interest is 19.37 million, so 6.17% of the outstanding shares have been sold short.

Short Interest 19.37M
Short Previous Month 19.35M
Short % of Shares Out 6.17%
Short % of Float 8.28%
Short Ratio (days to cover) 1.97

Income Statement

In the last 12 months, AFRM had revenue of $2.32 billion and -$517.76 million in losses. Loss per share was -$1.67.

Revenue 2.32B
Gross Profit 994.47M
Operating Income -607.33M
Pretax Income -678.67M
Net Income -517.76M
EBITDA -365.21M
EBIT -607.33M
Loss Per Share -$1.67
Full Income Statement

Balance Sheet

The company has $1.08 billion in cash and $6.61 billion in debt, giving a net cash position of -$5.53 billion or -$17.62 per share.

Cash & Cash Equivalents 1.08B
Total Debt 6.61B
Net Cash -5.53B
Net Cash Per Share -$17.62
Equity (Book Value) 2.73B
Book Value Per Share 8.78
Working Capital 1.63B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $450.14 million and capital expenditures -$159.30 million, giving a free cash flow of $290.84 million.

Operating Cash Flow 450.14M
Capital Expenditures -159.30M
Free Cash Flow 290.84M
FCF Per Share $0.93
Full Cash Flow Statement

Margins

Gross margin is 42.81%, with operating and profit margins of -26.14% and -22.29%.

Gross Margin 42.81%
Operating Margin -26.14%
Pretax Margin -22.19%
Profit Margin -22.29%
EBITDA Margin -15.72%
EBIT Margin -26.14%
FCF Margin 13.24%

Dividends & Yields

AFRM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -4.91%
Shareholder Yield -4.91%
Earnings Yield -3.85%
FCF Yield 2.16%
Dividend Details

Analyst Forecast

The average price target for AFRM is $43.19, which is 0.75% higher than the current price. The consensus rating is "Buy".

Price Target $43.19
Price Target Difference 0.75%
Analyst Consensus Buy
Analyst Count 20
Revenue Growth Forecast (5Y) 15.09%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

AFRM has an Altman Z-Score of 0.58 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.58
Piotroski F-Score 5