Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
42.11
+1.35 (3.31%)
At close: Apr 17, 2025, 4:00 PM
42.24
+0.13 (0.31%)
After-hours: Apr 17, 2025, 7:50 PM EDT

Affirm Holdings Statistics

Total Valuation

Affirm Holdings has a market cap or net worth of $13.48 billion. The enterprise value is $19.73 billion.

Market Cap 13.48B
Enterprise Value 19.73B

Important Dates

The next confirmed earnings date is Thursday, May 8, 2025, after market close.

Earnings Date May 8, 2025
Ex-Dividend Date n/a

Share Statistics

Affirm Holdings has 320.10 million shares outstanding. The number of shares has increased by 5.00% in one year.

Current Share Class 279.29M
Shares Outstanding 320.10M
Shares Change (YoY) +5.00%
Shares Change (QoQ) +8.47%
Owned by Insiders (%) 6.23%
Owned by Institutions (%) 67.85%
Float 265.85M

Valuation Ratios

PE Ratio n/a
Forward PE 26.00
PS Ratio 4.77
Forward PS 3.73
PB Ratio 4.77
P/TBV Ratio 5.98
P/FCF Ratio 21.98
P/OCF Ratio 17.15
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 7.05
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 32.19

Financial Position

The company has a current ratio of 12.29, with a Debt / Equity ratio of 2.69.

Current Ratio 12.29
Quick Ratio 8.73
Debt / Equity 2.69
Debt / EBITDA n/a
Debt / FCF 12.23
Interest Coverage -107.16

Financial Efficiency

Return on equity (ROE) is -7.34% and return on invested capital (ROIC) is -2.39%.

Return on Equity (ROE) -7.34%
Return on Assets (ROA) -2.34%
Return on Invested Capital (ROIC) -2.39%
Return on Capital Employed (ROCE) -3.55%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.29
Inventory Turnover n/a

Taxes

In the past 12 months, Affirm Holdings has paid $6.29 million in taxes.

Income Tax 6.29M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +36.19% in the last 52 weeks. The beta is 3.69, so Affirm Holdings's price volatility has been higher than the market average.

Beta (5Y) 3.69
52-Week Price Change +36.19%
50-Day Moving Average 54.63
200-Day Moving Average 48.69
Relative Strength Index (RSI) 44.24
Average Volume (20 Days) 8,395,506

Short Selling Information

The latest short interest is 14.32 million, so 4.47% of the outstanding shares have been sold short.

Short Interest 14.32M
Short Previous Month 15.31M
Short % of Shares Out 4.47%
Short % of Float 5.39%
Short Ratio (days to cover) 1.67

Income Statement

In the last 12 months, Affirm Holdings had revenue of $2.80 billion and -$198.93 million in losses. Loss per share was -$0.63.

Revenue 2.80B
Gross Profit 1.24B
Operating Income -366.39M
Pretax Income n/a
Net Income -198.93M
EBITDA -103.91M
EBIT -366.39M
Loss Per Share -$0.63
Full Income Statement

Balance Sheet

The company has $1.24 billion in cash and $7.50 billion in debt, giving a net cash position of -$6.26 billion or -$19.54 per share.

Cash & Cash Equivalents 1.24B
Total Debt 7.50B
Net Cash -6.26B
Net Cash Per Share -$19.54
Equity (Book Value) 2.79B
Book Value Per Share 8.82
Working Capital 1.88B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $785.80 million and capital expenditures -$172.79 million, giving a free cash flow of $613.01 million.

Operating Cash Flow 785.80M
Capital Expenditures -172.79M
Free Cash Flow 613.01M
FCF Per Share $1.92
Full Cash Flow Statement

Margins

Gross margin is 44.46%, with operating and profit margins of -13.08% and -7.10%.

Gross Margin 44.46%
Operating Margin -13.08%
Pretax Margin -6.88%
Profit Margin -7.10%
EBITDA Margin -3.71%
EBIT Margin -13.08%
FCF Margin 21.89%

Dividends & Yields

Affirm Holdings does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -5.00%
Shareholder Yield n/a
Earnings Yield -1.48%
FCF Yield 4.55%
Dividend Details

Analyst Forecast

The average price target for Affirm Holdings is $66.53, which is 57.99% higher than the current price. The consensus rating is "Buy".

Price Target $66.53
Price Target Difference 57.99%
Analyst Consensus Buy
Analyst Count 22
Revenue Growth Forecast (5Y) 25.32%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Affirm Holdings has an Altman Z-Score of 0.92 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.92
Piotroski F-Score 4