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Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
93.02
-2.17 (-2.28%)
At close: Sep 18, 2026, 4:00 PM EDT
92.87
-0.15 (-0.16%)
After-hours: Sep 18, 2026, 4:10 PM EDT

Atlanticus Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Revenue
223.57189.65175.83141.43121.98117.93117.16100.0989.79391.3188.2588.486.2281.9192.36104.13107.53115.12123.58
Revenue Growth
83.28%60.81%50.08%41.30%35.99%26.81%28.31%13.42%1.47%7.86%11.47%-4.45%-15.11%-19.82%-28.84%-25.27%8.62%7.56%74.52%50.99%
Operating Income
6658.7946.239.939.840.5839.5637.0228.2232.2930.2231.7631.9334.0220.8539.2442.337.5762.2174.03
Net Income
47.4141.8732.8322.6728.3527.9526.2923.2317.9719.8819.9618.918.819.9917.6726.2827.7738.843.6740.35
Earnings Per Share
2.502.231.781.211.511.491.451.270.991.091.101.031.021.080.971.411.461.962.161.96
EPS Growth
65.99%50.20%22.68%-4.42%52.84%36.07%31.87%23.01%-3.51%0.87%14.11%-27.00%-29.74%-44.80%-55.30%-28.08%-6.48%2.84%96.61%14.13%

Revenue by Segment
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Auto Finance
9.118.948.939.27.637.767.914.967.996.88.888.898.847.927.938.48.438.238.328.52
Credit as a Service
214.45180.71166.9132.23114.35110.17109.2595.1481.786.1982.4379.3679.5678.373.9883.9695.7199.3103.34115.1
Total
223.57189.65175.83141.43121.98117.93117.16100.0989.79391.3188.2588.486.2281.9192.36104.13107.53111.66123.61

Cash & Debt
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Investments
555.22651.13621.09425.02329.42350.39375.42308.65350.91444.81339.34355.71342.62389.84384.98352.91316.33373.47409.66166.97
Total Debt
6,2956,3546,5436,0612,7982,4982,5052,3062,0982,0822,0261,9531,8301,7801,8181,7081,5931,4151,4271,005
Net Cash (Debt)
-5,739-5,703-5,922-5,636-2,469-2,148-2,130-1,997-1,747-1,637-1,687-1,597-1,487-1,390-1,433-1,355-1,276-1,041-1,017-837.81
Net Cash Growth
--------------------
Net Cash Per Share
-299.41-300.13-315.66-293.62-128.68-111.96-115.03-106.30-92.90-87.42-90.35-84.44-78.46-73.22-75.67-71.21-65.53-51.90-49.61-40.18

Cash Flow & CapEx
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Operating Cash Flow
276.93286.35266.25107.45132.69131.57122.6112.36115.64118.8132.67116.86108.09101.7101.9993.0371.8680.7572.9714.88
Capital Expenditures
-0.07-0.25-0.14-0.06-2.14-2.68-1.6-0.06-0.07-0.06-0.08-0.11-1.03-2.77-3.55-0.7-0.53-0.08-6.95-0.05
Free Cash Flow
276.86286.1266.11107.39130.55128.89121.01112.3115.58118.73132.58116.75107.0698.9398.4492.3471.3380.6766.0314.83
Free Cash Flow Growth
112.08%121.96%119.91%-4.37%12.95%8.56%-8.73%-3.81%7.96%20.01%34.69%26.44%50.08%22.63%49.09%522.80%-0.54%53.06%1.65%-76.76%

Margins
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Operating Margin
29.52%31.00%26.28%28.21%32.63%34.41%33.77%36.98%31.46%34.72%33.09%35.99%36.12%39.46%25.46%42.48%40.62%34.94%54.04%59.90%
Pretax Margin
29.52%31.03%26.29%22.97%32.91%34.65%34.03%37.25%31.89%35.29%33.63%35.99%36.21%39.53%36.36%42.57%40.85%35.00%54.69%46.83%
Profit Margin
21.21%22.08%18.67%16.03%23.24%23.70%22.44%23.21%20.04%21.38%21.86%21.42%21.27%23.18%21.58%28.45%26.67%36.09%37.93%32.65%
FCF Margin
123.84%150.86%151.34%75.94%107.02%109.30%103.28%112.20%128.85%127.67%145.21%132.30%121.11%114.74%120.17%99.98%68.50%75.02%57.36%12.00%

Valuation
Chart
Fiscal QuarterQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
10.686.239.078.427.838.109.416.385.435.587.305.807.354.283.422.783.484.976.925.98
Forward PE
9.895.858.539.008.618.369.996.775.826.347.935.939.775.964.444.906.355.728.267.01
P/FCF Ratio
1.650.991.601.821.681.621.761.080.860.911.241.041.531.091.101.222.253.315.243.92
PS Ratio
2.121.251.821.781.811.822.061.381.151.201.601.271.741.080.980.911.171.742.482.08