Skip to main content
logo
Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
93.02
-2.17 (-2.28%)
At close: Sep 18, 2026, 4:00 PM EDT
92.87
-0.15 (-0.16%)
After-hours: Sep 18, 2026, 4:10 PM EDT

Atlanticus Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Income
49.7244.1835.1324.9830.5731.5231.329.5424.2826.1726.325.2425.0926.2123.9932.5734.0345.0149.9846.97
Depreciation & Amortization
5.085.074.122.491.691.61.41.281.251.251.261.090.850.840.750.691.481.922.05-1.28
Other Amortization
8.34.694.925.454.543.553.343.23.122.172.291.981.461.441.461.31.211.141.350.85
Gain on Sale of Loans & Receivables
-7.23-7-6.99-6.84-6.73-6.68-6.45-6.29-6.39-6.21-5.97-17.41--------
Provision for Credit Losses
397.32367.12433.32278.4218.16179.41191.36208.37188162.12184.67178.39178.14150.53162.75164.01146.74104.8385.7467.97
Loss (Gain) on Equity Investments
--------------------0.01
Stock-Based Compensation
2.81.391.560.920.950.870.930.981.050.940.910.911.030.930.940.931.191.110.921.09
Change in Accounts Payable
21.16-3.5820.23-31.3330.0510.553.56-10.0211.41-2.4213.461.015.82-1.871.25-3.11-3.389.53.882.9
Change in Income Taxes
-0.242.1-0.160.24-0.710.06-2.052.04-2.370.13-33.185.546.88.16-14.896.914.59-7.189.750.81
Change in Other Net Operating Assets
-161.63-100.4-192.37-121.35-94.38-65.5-81.43-76.52-69.13-46.91-72.12-60.04-61.96-50.05-66.86-69.96-70.54-45.49-41.82-37.73
Other Operating Activities
-38.35-27.22-33.52-45.51-51.44-23.81-19.36-40.22-35.58-18.4415.04-19.84-49.13-34.5-7.4-40.31-43.46-30.08-38.87-66.08
Operating Cash Flow
276.93286.35266.25107.45132.69131.57122.6112.36115.64118.8132.67116.86108.09101.7101.9993.0371.8680.7572.9714.88
Operating Cash Flow Growth (YoY)
108.71%117.63%117.17%-4.37%14.74%10.76%-7.59%-3.85%6.99%16.81%30.08%25.61%50.42%25.94%39.77%525.44%0.16%52.99%12.33%-76.69%

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Capital Expenditures
-0.07-0.25-0.14-0.06-2.14-2.68-1.6-0.06-0.07-0.06-0.08-0.11-1.03-2.77-3.55-0.7-0.53-0.08-6.95-0.05
Sale of Property, Plant & Equipment
-------------------1.1
Cash Acquisitions
----72.86----------------
Investment in Securities
--------------------0.23
Net Decrease (Increase) in Loans Originated / Sold - Investing
-398.28-72.23-508.62-449.07-423.15-124.67-184.67-316.62-208.75-79.33-221.28-230.8-200.67-67.05-165.16-178.28-258.34-108.02-179.15-137.36
Other Investing Activities
29.1221.2724.2215.0819.7612.4610.2710.3911.611.8510.1611.3113.7216.3810.878.647.395.464.962.48
Investing Cash Flow
-369.23-51.21-484.54-506.91-405.53-114.89-176-306.28-197.22-67.54-211.19-219.6-187.98-53.43-157.84-170.33-251.48-102.63-181.14-134.05

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Long-Term Debt Issued
-544.02---300.35---161.92---55.46---41.25--
Total Debt Issued
1,528544.022,085929.84619.62300.35276.01274.75316.54161.92283.33419.74196.7555.46199.29231.47208.5241.25559.0876.69
Long-Term Debt Repaid
--736.67----310.66----108.65----95.28----52.07--
Total Debt Repaid
-1,595-736.67-1,608-487.81-324.1-310.66-84.7-70.25-302.64-108.65-211.91-298.81-147.88-95.28-91.19-117.65-48.85-52.07-133.94-74.19
Net Debt Issued (Repaid)
-67.56-192.65476.9442.03295.52-10.31191.31204.513.953.2771.41120.9348.87-39.81108.1113.82159.67-10.82425.142.5
Issuance of Preferred Stock
-0.010.482.33.160.310.01--1.07-0.010.041.070.250.19---9.12
Issuance of Common Stock
3.280.290.870.160.0711.927.990.030.05-0.323.030.040.020.10.810.032.790.140.05
Repurchase of Common Stock
-0.06-3.83-16.38-0.03-1.92-51.25-25.03-25.82-1.27-0.54-3.31-9.4-2.99-1.98--10.93-12.86-65.21-19.43-5.19
Preferred Dividends Paid
-2.31-2.31-2.3-2.3-2.21-5.62-6-7.24-6.24-6.26-6.26-6.22-6.18-6.25-6.23-6.19-6.35-6.02-6.23-6.26
Total Dividends Paid
-2.31-2.31-2.3-2.3-2.21-5.62-6-7.24-6.24-6.26-6.26-6.22-6.18-6.25-6.23-6.19-6.35-6.02-6.23-6.26
Other Financing Activities
0.0600.19--0.080.05---0.15---00.11--00.38-
Financing Cash Flow
-66.58-198.48459.76442.16294.62-54.87168.32171.476.4347.3962.16108.3539.79-46.95102.3397.7140.49-79.26400.020.22

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Foreign Exchange Rate Adjustments
-----------0-0000.03-0.03-0.03-0.010-0.02
Net Cash Flow
-158.8836.65241.4742.721.79-38.19114.93-22.45-75.1498.65-16.375.62-40.111.3246.520.37-39.16-101.15291.85-118.98

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Free Cash Flow
276.86286.1266.11107.39130.55128.89121.01112.3115.58118.73132.58116.75107.0698.9398.4492.3471.3380.6766.0314.83
Free Cash Flow Growth (YoY)
112.08%121.96%119.91%-4.37%12.95%8.56%-8.73%-3.81%7.96%20.01%34.69%26.44%50.08%22.63%49.09%522.80%-0.54%53.06%1.65%-76.76%
Free Cash Flow Margin
123.84%150.86%151.34%75.94%107.02%109.30%103.28%112.20%128.85%127.67%145.21%132.30%121.11%114.74%120.17%99.98%68.50%75.02%57.36%12.00%
Free Cash Flow Per Share
14.4415.0614.195.596.806.726.545.986.146.347.106.175.655.215.204.853.664.023.220.71

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash Interest Paid
103.74135.15105.4272.6747.2243.0840.6939.831.9233.2628.7425.2122.423.121.8920.316.9616.212.4112.06
Cash Income Tax Paid
0.34-2.050.34-0.80.040.040.010.22-0.04-1.250.40.030.010.044.150.063.369.98
SEC Filings: 10-K · 10-Q