Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
105.49
-0.56 (-0.53%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Atlanticus Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
| 679.59 | 734.39 | 494.68 | 394.16 | 345.17 | 353.49 | 351.22 | 316.02 | 290.71 | 309.09 | 294.91 | 290.84 | 261.04 | 269.09 | 277.95 | 270.04 | 229.83 | 217.27 | 203.95 | 182.11 | |
Revenue Growth (YoY) | 96.89% | 107.75% | 40.84% | 24.73% | 18.73% | 14.37% | 19.10% | 8.66% | 11.36% | 14.86% | 6.10% | 7.70% | 13.58% | 23.85% | 36.29% | 48.28% | 58.79% | 52.29% | 41.15% | 34.15% |
Cost of Revenue | 489.89 | 558.54 | 353.86 | 271.84 | 226.94 | 236.03 | 250.86 | 225.95 | 197.18 | 217.29 | 206.67 | 202.35 | 174.76 | 186.75 | 185.52 | 165.67 | 122.24 | 101.41 | 80.34 | 83.65 |
Gross Profit | 189.7 | 175.85 | 140.81 | 122.32 | 118.22 | 117.47 | 100.36 | 90.08 | 93.53 | 91.8 | 88.24 | 88.49 | 86.28 | 82.34 | 92.44 | 104.37 | 107.59 | 115.86 | 123.61 | 98.46 |
Selling, General & Admin | 110.04 | 110.76 | 92.52 | 72.42 | 67.99 | 65.71 | 55.22 | 53.24 | 50.56 | 52.85 | 49.82 | 48.93 | 45.35 | -45.7 | -46.19 | -54.33 | -54.67 | -46.2 | -44.16 | -39.77 |
Depreciation & Amortization Expenses | 3.59 | 2.64 | 1.49 | 0.89 | 0.8 | 0.75 | 0.66 | 0.65 | 0.65 | 0.65 | 0.65 | 0.64 | 0.62 | -0.55 | -0.49 | -0.55 | -0.59 | -0.59 | -0.27 | -0.32 |
Other Operating Expenses | 17.23 | 16.24 | 14.32 | 8.87 | 8.57 | 11.14 | 7.2 | 7.58 | 9.49 | 7.59 | 6.01 | 6.9 | 6.24 | -6.31 | -6.44 | -6.95 | -14.69 | -6.11 | -5.13 | -5.97 |
Total Operating Expenses | 130.86 | 129.63 | 108.33 | 82.17 | 77.36 | 77.6 | 63.07 | 61.48 | 60.71 | 61.09 | 56.48 | 56.47 | 52.2 | -52.56 | -53.12 | -61.83 | -69.96 | -52.91 | -49.55 | -46.07 |
Operating Income | 58.85 | 46.22 | 32.48 | 40.15 | 40.87 | 39.87 | 37.29 | 28.6 | 32.82 | 30.71 | 31.76 | 32.01 | 34.08 | 134.9 | 145.55 | 166.2 | 177.55 | 168.77 | 173.17 | 144.52 |
Total Non-Operating Income (Expense) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | -16.18 | -5.45 |
Pretax Income | 58.85 | 46.22 | 32.48 | 40.15 | 40.87 | 39.87 | 37.29 | 28.6 | 32.82 | 30.71 | 31.76 | 32.01 | 34.08 | 29.78 | 39.32 | 42.54 | 37.63 | 62.96 | 57.88 | 46.94 |
Provision for Income Taxes | 14.27 | 11.61 | 7.89 | 9.86 | 9.75 | 8.9 | 8.1 | 4.48 | 7 | 4.43 | 6.79 | 7.2 | 8.19 | 6.09 | 6.95 | 8.74 | -7.12 | 13.12 | 10.78 | 10.12 |
Net Income | 44.58 | 34.61 | 24.59 | 30.29 | 31.12 | 30.97 | 29.19 | 24.13 | 25.82 | 26.27 | 24.97 | 24.81 | 25.89 | 23.69 | 32.37 | 33.8 | 44.76 | 49.84 | 47.1 | 36.83 |
Minority Interest in Earnings | 0.4 | -0.53 | -0.39 | -0.28 | -0.4 | -0.33 | -0.35 | -0.15 | -0.35 | -0.03 | -0.27 | -0.28 | -0.32 | -0.3 | -0.2 | -0.23 | -0.26 | -0.14 | 0.12 | -0.05 |
Net Income Attributable to Preferred Dividends | 2.31 | 2.31 | 2.31 | 2.22 | 3.57 | 5.01 | 6.32 | 6.31 | 6.29 | 6.34 | 6.34 | 6.29 | 6.23 | 6.32 | 6.3 | 6.26 | 6.21 | 6.31 | 6.63 | 4.74 |
Net Income to Common | 41.87 | 32.83 | 22.67 | 28.35 | 27.95 | 26.29 | 23.23 | 17.97 | 19.88 | 19.96 | 18.9 | 18.8 | 19.99 | 17.67 | 26.28 | 27.77 | 38.8 | 43.67 | 40.35 | 32.14 |
Net Income Growth (YoY) | 49.81% | 24.87% | -2.40% | 57.75% | 40.59% | 31.70% | 22.90% | -4.40% | -0.53% | 12.95% | -28.07% | -32.30% | -48.50% | -59.53% | -34.87% | -13.60% | -1.48% | 99.51% | 18.43% | 74.39% |
Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 15 | 15 | 15 | 15 | 15 | 15 |
Shares Outstanding (Diluted) | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 20 | 21 | 21 | 21 |
Shares Change (YoY) | -0.95% | 1.33% | 2.17% | 2.02% | 2.46% | 1.13% | -0.67% | -0.80% | -1.35% | -1.39% | -0.60% | -2.67% | -5.37% | -8.90% | -8.73% | -7.35% | -4.18% | 1.50% | 3.48% | 3.33% |
EPS (Basic) | 2.80 | 4.92 | 1.50 | 1.87 | 1.85 | 1.77 | 1.58 | 1.22 | 1.35 | 1.36 | 1.30 | 1.30 | 1.38 | 1.22 | 1.81 | 1.88 | 2.62 | 2.91 | 2.67 | 2.12 |
EPS (Diluted) | 2.23 | 4.01 | 1.21 | 1.51 | 1.49 | 1.42 | 1.27 | 0.99 | 1.09 | 1.10 | 1.03 | 1.02 | 1.08 | 0.98 | 1.38 | 1.46 | 1.96 | 2.13 | 1.96 | 1.56 |
EPS Growth (YoY) | 49.66% | 182.39% | -4.72% | 52.52% | 36.70% | 29.09% | 23.30% | -2.94% | 0.93% | 12.25% | -25.40% | -30.14% | -44.90% | -53.99% | -29.56% | -6.41% | 2.62% | 93.64% | 13.95% | 67.74% |
Additional Metrics
Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
Free Cash Flow | 286.1 | 266.11 | 107.39 | 130.55 | 128.89 | 121.01 | 112.3 | 115.58 | 118.73 | 132.58 | 116.75 | 107.06 | 98.93 | 98.44 | 92.34 | 71.33 | 80.67 | 66.03 | 15.33 | 71.72 |
Free Cash Flow Growth (YoY) | 121.96% | 119.91% | -4.37% | 12.95% | 8.56% | -8.73% | -3.81% | 7.96% | 20.01% | 34.69% | 26.44% | 50.08% | 22.63% | 49.09% | 502.44% | -0.54% | 53.06% | 1.65% | -75.97% | 48.19% |
Free Cash Flow Per Share | 15.06 | 13.91 | 5.59 | 6.80 | 6.72 | 6.41 | 5.98 | 6.15 | 6.34 | 7.10 | 6.17 | 5.65 | 5.21 | 5.20 | 4.85 | 3.66 | 4.02 | 3.18 | 0.74 | 3.41 |
Gross Margin | 27.91% | 23.95% | 28.47% | 31.03% | 34.25% | 33.23% | 28.57% | 28.50% | 32.17% | 29.70% | 29.92% | 30.42% | 33.05% | 30.60% | 33.26% | 38.65% | 46.81% | 53.33% | 60.61% | 54.07% |
Operating Margin | 8.66% | 6.29% | 6.57% | 10.19% | 11.84% | 11.28% | 10.62% | 9.05% | 11.29% | 9.93% | 10.77% | 11.01% | 13.06% | 50.13% | 52.37% | 61.55% | 77.25% | 77.68% | 84.91% | 79.36% |
Profit Margin | 6.56% | 4.71% | 4.97% | 7.68% | 9.02% | 8.76% | 8.31% | 7.63% | 8.88% | 8.50% | 8.47% | 8.53% | 9.92% | 8.80% | 11.65% | 12.52% | 19.47% | 22.94% | 23.09% | 20.22% |
FCF Margin | 42.10% | 36.23% | 21.71% | 33.12% | 37.34% | 34.23% | 31.97% | 36.57% | 40.84% | 42.89% | 39.59% | 36.81% | 37.90% | 36.58% | 33.22% | 26.42% | 35.10% | 30.39% | 7.52% | 39.38% |
EBITDA | 63.92 | 50.34 | 34.97 | 41.83 | 42.47 | 41.27 | 38.57 | 29.86 | 34.07 | 31.96 | 32.85 | 32.87 | 34.93 | 135.66 | 146.25 | 167.68 | 179.47 | 170.81 | 171.89 | 145.4 |
EBITDA Margin | 9.41% | 6.85% | 7.07% | 10.61% | 12.30% | 11.67% | 10.98% | 9.45% | 11.72% | 10.34% | 11.14% | 11.30% | 13.38% | 50.41% | 52.62% | 62.10% | 78.09% | 78.62% | 84.28% | 79.85% |
EBIT | 58.85 | 46.22 | 32.48 | 40.15 | 40.87 | 39.87 | 37.29 | 28.6 | 32.82 | 30.71 | 31.76 | 32.01 | 34.08 | 134.9 | 145.55 | 166.2 | 177.55 | 168.77 | 173.17 | 144.52 |
EBIT Margin | 8.66% | 6.29% | 6.57% | 10.19% | 11.84% | 11.28% | 10.62% | 9.05% | 11.29% | 9.93% | 10.77% | 11.01% | 13.06% | 50.13% | 52.37% | 61.55% | 77.25% | 77.68% | 84.91% | 79.36% |
Effective Tax Rate | 24.25% | 25.12% | 24.30% | 24.55% | 23.85% | 22.31% | 21.72% | 15.65% | 21.33% | 14.43% | 21.36% | 22.49% | 24.02% | 20.46% | 17.67% | 20.55% | -18.92% | 20.83% | 18.63% | 21.55% |