Atlanticus Holdings Corporation (ATLC)

Atlanticus Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Interest and Dividend Income	545.09	529.45	538.48	341.16	276.35	247.66	251.7	255.39	242.35	230.37	224.7	224.68	220.04	209.7	211.87	218.02	191.55	164.81	152.66	141.18
Total Interest Expense	123.43	122.76	125.23	75.46	53.68	47.53	44.67	42.49	37.95	35.06	32.62	28.27	24.22	24.23	24	21.51	18.93	17.41	15.67	12.37
Net Interest Income	421.66	406.68	413.25	265.7	222.67	200.13	207.03	212.9	204.4	195.31	192.08	196.41	195.83	185.47	187.86	196.5	172.62	147.4	136.99	128.81
Other Revenue	199.23	150.09	195.9	154.13	117.47	97.22	101.48	95.57	73.29	59.8	83.9	70.23	70.71	51.28	56.8	59.86	78.25	64.96	63.87	62.74
Revenue Before Loan Losses	620.88	556.77	609.15	419.83	340.14	297.34	308.52	308.46	277.69	255.11	275.98	266.64	266.54	236.75	244.66	256.36	250.87	212.36	200.86	191.55
Provision for Loan Losses	397.32	367.12	433.32	278.4	218.16	179.41	191.36	208.37	188	162.12	184.67	178.39	178.14	150.53	162.75	164.01	146.74	104.83	85.74	67.97
Revenue	223.57	189.65	175.83	141.43	121.98	117.93	117.16	100.09	89.7	93	91.31	88.25	88.4	86.22	81.91	92.36	104.13	107.53	115.12	123.58
Revenue Growth (YoY)	83.28%	60.81%	50.08%	41.30%	35.99%	26.81%	28.31%	13.42%	1.47%	7.86%	11.47%	-4.45%	-15.11%	-19.82%	-28.84%	-25.27%	8.62%	7.56%	74.52%	50.99%
Salaries & Employee Benefits	27.25	28.65	22.49	13.9	13.38	15.5	12.56	12.3	11.97	13.31	11.31	11.36	10.63	10.6	11.18	10.36	10.1	11.43	9.45	8.46
Cost of Services Provided	105.99	81.39	88.27	74.33	59.03	52.49	53.15	42.92	41.27	37.25	41.54	38.46	38.3	34.74	34.53	35.83	44.23	43.25	36.75	35.7
Other Operating Expenses	20.73	17.23	16.24	11.82	8.87	8.57	11.14	7.2	7.58	9.49	7.59	6.01	6.9	6.24	14.81	6.44	6.95	14.69	6.11	5.13
Total Operating Expenses	157.57	130.86	129.63	101.53	82.17	77.36	77.6	63.07	61.48	60.71	61.09	56.48	56.47	52.2	61.06	53.12	61.83	69.96	52.91	49.55
Operating Income	66	58.79	46.2	39.9	39.8	40.58	39.56	37.02	28.22	32.29	30.22	31.76	31.93	34.02	20.85	39.24	42.3	37.57	62.21	74.03
Earnings From Equity Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.02	-
EBT Excluding Unusual Items	66.01	58.85	46.22	39.28	40.15	40.87	39.87	37.29	28.6	32.82	30.71	31.76	32.01	34.08	21.28	39.32	42.54	37.63	63.52	74.06
Restructuring Charges	-	-	-	-4.3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.56	-
Other Unusual Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-16.18
Pretax Income	66.01	58.85	46.22	32.48	40.15	40.87	39.87	37.29	28.6	32.82	30.71	31.76	32.01	34.08	29.78	39.32	42.54	37.63	62.96	57.88
Income Tax Expense	16.29	14.27	11.61	7.89	9.86	9.75	8.9	8.1	4.48	7	4.43	6.79	7.2	8.19	6.09	6.95	8.74	-7.12	13.12	10.78
Earnings From Continuing Ops.	49.72	44.58	34.61	24.59	30.29	31.12	30.97	29.19	24.13	25.82	26.27	24.97	24.81	25.89	23.69	32.37	33.8	44.76	49.84	47.1
Minority Interest in Earnings	-0	-0.4	0.53	0.39	0.28	0.4	0.33	0.35	0.15	0.35	0.03	0.27	0.28	0.32	0.3	0.2	0.23	0.26	0.14	-0.12
Net Income	49.72	44.18	35.13	24.98	30.57	31.52	31.3	29.54	24.28	26.17	26.3	25.24	25.09	26.21	23.99	32.57	34.03	45.01	49.98	46.97
Preferred Dividends & Other Adjustments	2.31	2.31	2.31	2.31	2.22	3.57	5.01	6.32	6.31	6.29	6.34	6.34	6.29	6.23	6.32	6.3	6.26	6.21	6.31	6.63
Net Income to Common	47.41	41.87	32.83	22.67	28.35	27.95	26.29	23.23	17.97	19.88	19.96	18.9	18.8	19.99	17.67	26.28	27.77	38.8	43.67	40.35
Net Income Growth (YoY)	67.23%	49.81%	24.87%	-2.40%	57.75%	40.59%	31.70%	22.90%	-4.40%	-0.53%	12.95%	-28.07%	-32.30%	-48.50%	-59.53%	-34.87%	-13.60%	-1.48%	99.51%	18.43%
Shares Outstanding (Basic)	15	15	15	15	15	15	15	15	15	15	15	15	14	14	14	15	15	15	15	15
Shares Outstanding (Diluted)	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	20	21	21
Shares Change (YoY)	-0.09%	-0.95%	1.32%	2.17%	2.02%	2.46%	-0.84%	-0.67%	-0.80%	-1.35%	-1.39%	-0.60%	-2.67%	-5.37%	-7.64%	-8.73%	-7.35%	-4.18%	0.12%	3.48%
EPS (Basic)	3.13	2.80	2.18	1.50	1.87	1.85	1.77	1.58	1.22	1.35	1.37	1.30	1.30	1.38	1.22	1.81	1.88	2.62	2.91	2.67
EPS (Diluted)	2.50	2.23	1.78	1.21	1.51	1.49	1.45	1.27	0.99	1.09	1.10	1.03	1.02	1.08	0.97	1.41	1.46	1.96	2.16	1.96
EPS Growth (YoY)	65.99%	50.20%	22.68%	-4.42%	52.84%	36.07%	31.87%	23.01%	-3.51%	0.87%	14.11%	-27.00%	-29.74%	-44.80%	-55.30%	-28.08%	-6.48%	2.84%	96.61%	14.13%

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Free Cash Flow	276.86	286.1	266.11	107.39	130.55	128.89	121.01	112.3	115.58	118.73	132.58	116.75	107.06	98.93	98.44	92.34	71.33	80.67	66.03	14.83
Free Cash Flow Per Share	14.44	15.06	14.19	5.59	6.80	6.72	6.54	5.98	6.14	6.34	7.10	6.17	5.65	5.21	5.20	4.85	3.66	4.02	3.22	0.71
Operating Margin	29.52%	31.00%	26.28%	28.21%	32.63%	34.41%	33.77%	36.98%	31.46%	34.72%	33.09%	35.99%	36.12%	39.46%	25.46%	42.48%	40.62%	34.94%	54.04%	59.90%
Profit Margin	21.21%	22.08%	18.67%	16.03%	23.24%	23.70%	22.44%	23.21%	20.04%	21.38%	21.86%	21.42%	21.27%	23.18%	21.58%	28.45%	26.67%	36.09%	37.93%	32.65%
Free Cash Flow Margin	123.84%	150.86%	151.34%	75.94%	107.02%	109.30%	103.28%	112.20%	128.85%	127.67%	145.21%	132.30%	121.11%	114.74%	120.17%	99.98%	68.50%	75.02%	57.36%	12.00%
Effective Tax Rate	24.67%	24.25%	25.12%	24.30%	24.55%	23.85%	22.31%	21.72%	15.65%	21.33%	14.43%	21.37%	22.49%	24.02%	20.46%	17.67%	20.55%	-	20.83%	18.63%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Aug 6, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 16, 2026

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