Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
105.49
-0.56 (-0.53%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Atlanticus Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 1,595 | 792 | 999 | 886 | 828 | 772 | 831 | 517 | 416 | 438 | 565 | 444 | 606 | 394 | 378 | 379 | 512 | 772 | 1,076 | 878 | |
Market Cap Growth (YoY) | 112.78% | 2.51% | 20.17% | 71.39% | 99.25% | 76.43% | 47.22% | 16.43% | -31.43% | 11.05% | 49.21% | 17.20% | 18.36% | -48.96% | -64.84% | -56.86% | -22.47% | 53.03% | 171.21% | 362.24% |
Enterprise Value | 7,298 | 6,530 | 6,956 | 6,558 | 3,333 | 2,956 | 3,048 | 2,626 | 2,300 | 2,212 | 2,390 | 2,179 | 2,232 | 1,922 | 1,950 | 1,873 | 1,927 | 1,952 | 2,233 | 1,855 |
Last Close Price | 105.49 | 52.47 | 66.95 | 58.58 | 54.75 | 51.15 | 55.78 | 35.08 | 28.18 | 29.59 | 38.67 | 30.31 | 42.01 | 27.13 | 26.20 | 26.23 | 35.17 | 51.79 | 71.32 | 53.06 |
Price Ratios
Fiscal Quarter | Current | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 15.75 | 5.86 | 11.23 | 10.41 | 9.62 | 9.89 | 11.69 | 7.88 | 6.69 | 6.98 | 9.12 | 7.37 | 9.64 | 5.65 | 4.49 | 3.81 | 4.68 | 6.81 | 9.43 | 8.13 |
Forward PE | 10.20 | 5.85 | 8.53 | 9.00 | 8.61 | 8.36 | 9.99 | 6.77 | 5.82 | 6.34 | 7.93 | 5.93 | 9.77 | 5.96 | 4.44 | 4.90 | 6.35 | 5.72 | 8.26 | 7.01 |
PS Ratio | 2.54 | 0.34 | 0.51 | 0.56 | 0.57 | 0.57 | 0.63 | 0.41 | 0.34 | 0.37 | 0.49 | 0.40 | 0.55 | 0.37 | 0.36 | 0.38 | 0.56 | 0.93 | 1.44 | 1.30 |
PB Ratio | 2.45 | 1.22 | 1.64 | 1.50 | 1.47 | 1.45 | 1.69 | 0.57 | 0.96 | 1.05 | 1.43 | 1.19 | 1.67 | 1.14 | 1.16 | 1.23 | 1.76 | 2.82 | 3.74 | 3.34 |
P/TBV Ratio | 3.25 | 1.61 | 2.22 | 2.02 | 1.87 | 1.84 | 2.14 | 0.72 | 1.22 | 1.33 | 1.83 | 1.53 | 2.19 | 1.49 | 1.52 | 1.62 | 2.36 | 3.79 | 5.15 | 4.21 |
P/FCF Ratio | 2.02 | 1.00 | 1.58 | 1.82 | 1.68 | 1.62 | 1.78 | 1.08 | 0.86 | 0.92 | 1.24 | 1.05 | 1.53 | 1.09 | 1.10 | 1.22 | 2.19 | 3.30 | 5.24 | 4.29 |
P/OCF Ratio | 2.01 | 1.00 | 1.57 | 1.79 | 1.66 | 1.60 | 1.77 | 1.08 | 0.86 | 0.92 | 1.23 | 1.04 | 1.50 | 1.07 | 1.09 | 1.19 | 2.13 | 3.21 | 5.07 | 4.30 |
EV Ratios
Fiscal Quarter | Current | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
EV/Sales Ratio | 11.60 | 2.84 | 3.53 | 4.13 | 2.31 | 2.16 | 2.32 | 2.07 | 1.90 | 1.87 | 2.07 | 1.95 | 2.03 | 1.78 | 1.86 | 1.88 | 2.09 | 2.34 | 2.98 | 2.75 |
EV/EBITDA Ratio | 38.20 | 34.18 | 41.01 | 40.85 | 20.31 | 19.43 | 21.20 | 19.53 | 17.87 | 16.79 | 18.02 | 9.22 | 6.38 | 3.97 | 3.10 | 2.82 | 2.79 | 2.92 | 3.54 | 3.27 |
EV/EBIT Ratio | 41.07 | 36.75 | 43.55 | 42.76 | 21.07 | 20.16 | 21.99 | 20.29 | 18.57 | 17.38 | 18.59 | 9.36 | 6.44 | 4.00 | 3.12 | 2.85 | 2.81 | 2.94 | 3.55 | 3.28 |
EV/FCF Ratio | 9.24 | 8.26 | 10.99 | 13.44 | 6.76 | 6.19 | 6.52 | 5.48 | 4.76 | 4.66 | 5.25 | 5.17 | 5.62 | 5.32 | 5.69 | 6.03 | 8.26 | 8.35 | 10.88 | 9.06 |
Financial Efficiency
Fiscal Quarter | Current | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Debt / Equity Ratio | 9.29 | 9.29 | 10.16 | 9.70 | 4.67 | 4.39 | 4.32 | 2.25 | 3.67 | 3.76 | 3.80 | 3.81 | 3.65 | 3.67 | 3.91 | 3.83 | 3.71 | 3.42 | 3.34 | 2.50 |
Debt / EBITDA Ratio | 33.26 | 99.41 | 129.97 | 173.32 | 66.89 | 58.83 | 60.70 | 59.79 | 70.28 | 61.09 | 63.40 | 59.45 | 55.69 | 50.96 | 13.40 | 11.68 | 9.50 | 7.88 | 8.35 | 5.85 |
Debt / FCF Ratio | 8.04 | 22.21 | 24.59 | 56.44 | 21.44 | 19.38 | 20.70 | 20.53 | 18.16 | 17.53 | 15.28 | 16.73 | 17.10 | 17.99 | 18.47 | 18.50 | 22.33 | 17.54 | 21.61 | 65.56 |
Net Debt / Equity Ratio | 8.80 | 8.80 | 9.73 | 9.56 | 4.38 | 4.03 | 4.32 | 2.19 | 4.03 | 3.93 | 4.27 | 4.26 | 4.09 | 4.01 | 4.39 | 4.41 | 4.40 | 3.80 | 3.53 | 3.19 |
Net Debt / EBITDA Ratio | 29.85 | 89.23 | 117.63 | 161.17 | 59.02 | 50.58 | 51.61 | 51.78 | 58.53 | 48.04 | 52.78 | 48.62 | 45.26 | 39.79 | 10.56 | 9.27 | 7.61 | 5.80 | 5.95 | 4.87 |
Net Debt / FCF Ratio | 7.22 | 19.93 | 22.25 | 52.48 | 18.91 | 16.67 | 17.60 | 17.78 | 15.12 | 13.79 | 12.72 | 13.68 | 13.89 | 14.05 | 14.56 | 14.68 | 17.89 | 12.91 | 15.40 | 54.66 |
Asset Turnover | 0.13 | 0.13 | 0.13 | 0.10 | 0.12 | 0.11 | 0.12 | 0.12 | 0.12 | 0.11 | 0.12 | 0.12 | 0.13 | 0.12 | 0.12 | 0.15 | 0.15 | 0.15 | 0.14 | 0.16 |
Quick Ratio | 27.81 | 27.81 | 25.84 | 27.11 | 30.29 | 38.22 | 42.86 | 48.85 | 38.62 | 45.55 | 42.37 | 96.56 | 91.93 | 99.22 | 94.65 | 91.68 | 79.25 | 65.81 | 76.39 | 68.91 |
Current Ratio | 28.69 | 28.69 | 26.59 | 27.73 | 32.06 | 40.02 | 45.03 | 50.69 | 39.90 | 46.73 | 43.54 | 98.02 | 93.56 | 100.95 | 96.35 | 93.14 | 80.91 | 66.80 | 79.05 | 70.52 |
Return on Equity (ROE) | 7.12% | 7.12% | 5.66% | 2.98% | 5.18% | 5.55% | 5.57% | 3.80% | 4.50% | 4.97% | 5.27% | 5.21% | 5.33% | 5.77% | 5.31% | 7.64% | 8.61% | 13.35% | 15.50% | 15.79% |
Return on Assets (ROA) | 0.83% | 0.83% | 0.64% | 0.49% | 0.93% | 1.03% | 1.04% | 1.04% | 0.91% | 1.00% | 1.03% | 1.03% | 1.09% | 1.21% | 4.95% | 6.42% | 7.47% | 13.53% | 8.48% | 11.17% |
Return on Invested Capital (ROIC) | 0.69% | 0.69% | 0.54% | 0.53% | 1.05% | 1.15% | 1.08% | 1.09% | 1.07% | 1.17% | 1.21% | 1.22% | 1.29% | 1.37% | 5.80% | 6.83% | 8.36% | 14.57% | 9.96% | 12.16% |
Return on Capital Employed (ROCE) | 1.13% | 1.13% | 0.88% | 0.66% | 1.28% | 1.38% | 1.36% | 1.35% | 1.11% | 1.30% | 1.23% | 1.34% | 1.43% | 1.62% | 6.36% | 7.97% | 9.63% | 11.72% | 11.00% | 14.13% |
Yields
Fiscal Quarter | Current | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Earnings Yield | 7.88% | 17.08% | 8.90% | 9.61% | 10.39% | 10.11% | 8.55% | 12.69% | 14.94% | 14.33% | 10.96% | 13.56% | 10.38% | 17.69% | 22.25% | 26.23% | 21.35% | 14.69% | 10.60% | 12.31% |
FCF Yield | 49.54% | 99.82% | 63.35% | 55.05% | 59.50% | 61.87% | 56.25% | 92.68% | 116.37% | 108.55% | 80.63% | 94.84% | 65.46% | 91.60% | 90.57% | 81.91% | 45.57% | 30.26% | 19.07% | 23.31% |
Buyback Yield / Dilution | -1.13% | 0.95% | -1.33% | -2.17% | -2.02% | -2.46% | -1.12% | 0.67% | 0.80% | 1.35% | 1.39% | 0.60% | 2.67% | 5.37% | 8.90% | 8.73% | 7.35% | 4.18% | -1.50% | -3.48% |
Total Shareholder Return | -1.13% | 0.95% | -1.33% | -2.17% | -2.02% | -2.46% | -1.12% | 0.67% | 0.80% | 1.35% | 1.39% | 0.60% | 2.67% | 5.37% | 8.90% | 8.73% | 7.35% | 4.18% | -1.50% | -3.48% |