Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
93.02
-2.17 (-2.28%)
At close: Sep 18, 2026, 4:00 PM EDT
92.87
-0.15 (-0.16%)
After-hours: Sep 18, 2026, 4:10 PM EDT
Atlanticus Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
| 1,411 | 1,546 | 783 | 1,014 | 886 | 828 | 773 | 822 | 517 | 417 | 432 | 567 | 437 | 608 | 392 | 378 | 380 | 525 | 771 | 1,076 | 800 | |
Market Cap Growth (YoY) | 29.98% | 86.66% | 1.25% | 23.30% | 71.30% | 98.67% | 78.80% | 45.11% | 18.25% | -31.40% | 10.30% | 49.70% | 15.17% | 15.85% | -49.15% | -64.84% | -52.55% | -12.97% | 69.89% | 201.37% | 362.65% |
Price Ratios
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 12.09 | 10.68 | 6.23 | 9.07 | 8.42 | 7.83 | 8.10 | 9.41 | 6.38 | 5.43 | 5.58 | 7.30 | 5.80 | 7.35 | 4.28 | 3.42 | 2.78 | 3.48 | 4.97 | 6.92 | 5.98 |
PS Ratio | 1.93 | 2.12 | 1.25 | 1.82 | 1.78 | 1.81 | 1.82 | 2.06 | 1.38 | 1.15 | 1.20 | 1.60 | 1.27 | 1.74 | 1.08 | 0.98 | 0.91 | 1.17 | 1.74 | 2.48 | 2.08 |
PB Ratio | 2.01 | 2.10 | 1.15 | 1.58 | 1.42 | 1.38 | 1.36 | 1.42 | 0.91 | 0.73 | 0.78 | 1.06 | 0.85 | 1.21 | 0.81 | 0.81 | 0.85 | 1.22 | 1.87 | 2.52 | 1.99 |
P/FCF Ratio | 1.51 | 1.65 | 0.99 | 1.60 | 1.82 | 1.68 | 1.62 | 1.76 | 1.08 | 0.86 | 0.91 | 1.24 | 1.04 | 1.53 | 1.09 | 1.10 | 1.22 | 2.25 | 3.31 | 5.24 | 3.92 |
P/OCF Ratio | 1.51 | 1.65 | 0.99 | 1.59 | 1.79 | 1.66 | 1.60 | 1.75 | 1.08 | 0.86 | 0.91 | 1.23 | 1.02 | 1.50 | 1.06 | 1.09 | 1.19 | 2.18 | 3.21 | 5.07 | 3.92 |
Financial Efficiency
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Debt / Equity Ratio | 8.54 | 8.54 | 9.29 | 10.16 | 9.70 | 4.67 | 4.39 | 4.32 | 4.05 | 3.67 | 3.76 | 3.80 | 3.79 | 3.65 | 3.67 | 3.91 | 3.83 | 3.71 | 3.43 | 3.34 | 2.50 |
Debt / FCF Ratio | 6.72 | 6.72 | 8.04 | 10.34 | 12.42 | 5.68 | 5.23 | 5.36 | 4.81 | 4.34 | 4.38 | 4.45 | 4.64 | 4.61 | 4.93 | 5.30 | 5.50 | 6.84 | 6.07 | 6.95 | 4.92 |
Net Debt / Equity Ratio | 7.78 | 7.78 | 8.34 | 9.20 | 9.02 | 4.12 | 3.78 | 3.68 | 3.51 | 3.06 | 2.96 | 3.17 | 3.10 | 2.97 | 2.87 | 3.08 | 3.04 | 2.98 | 2.52 | 2.38 | 2.09 |
Net Debt / FCF Ratio | 6.13 | 6.13 | 7.22 | 9.36 | 11.55 | 5.01 | 4.50 | 4.56 | 4.17 | 3.61 | 3.45 | 3.71 | 3.79 | 3.75 | 3.85 | 4.18 | 4.37 | 5.48 | 4.46 | 4.95 | 4.10 |
Quick Ratio | 14.54 | 14.54 | 14.22 | 5.79 | 15.31 | 13.82 | 14.11 | 16.60 | 9.59 | 13.19 | 14.76 | 6.57 | 15.08 | 18.91 | 20.28 | 21.81 | 22.08 | 21.25 | 19.36 | 20.21 | 17.84 |
Current Ratio | 14.84 | 14.84 | 14.67 | 5.95 | 15.67 | 14.63 | 14.77 | 17.44 | 9.95 | 13.63 | 15.14 | 6.75 | 15.50 | 19.54 | 20.93 | 22.53 | 22.72 | 22.07 | 19.89 | 21.46 | 18.63 |
Asset Turnover | 0.12 | 0.10 | 0.10 | 0.11 | 0.14 | 0.14 | 0.15 | 0.14 | 0.13 | 0.14 | 0.14 | 0.14 | 0.15 | 0.14 | 0.14 | 0.17 | 0.21 | 0.22 | 0.27 | 0.34 | |
Return on Equity (ROE) | 27.98% | 26.86% | 21.82% | 16.07% | 20.75% | 21.68% | 21.57% | 20.47% | 17.16% | 19.02% | 20.07% | 19.66% | 20.13% | 21.81% | 20.80% | 29.59% | 32.11% | 42.61% | 48.11% | 49.74% | |
Return on Assets (ROA) | 2.66% | 2.36% | 1.88% | 1.83% | 3.50% | 3.81% | 3.93% | 3.97% | 3.43% | 3.76% | 3.96% | 3.96% | 4.11% | 4.35% | 4.08% | 5.93% | 6.70% | 9.26% | 11.63% | 12.98% | |
Return on Invested Capital (ROIC) | 0.71% | 0.63% | 0.50% | 0.60% | 0.93% | 1.00% | 1.03% | 1.04% | 0.90% | 0.98% | 1.03% | 1.04% | 1.08% | 1.14% | 0.75% | 1.55% | 1.75% | 2.04% | 3.02% | 4.38% |
Yields
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 18, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Earnings Yield | 10.26% | 9.96% | 17.23% | 12.05% | 13.36% | 14.85% | 15.09% | 13.54% | 20.55% | 24.47% | 23.77% | 18.15% | 22.98% | 17.75% | 29.79% | 35.83% | 42.55% | 33.55% | 23.20% | 16.53% | 19.31% |
FCF Yield | 66.36% | 60.58% | 100.94% | 62.44% | 55.06% | 59.50% | 61.80% | 56.88% | 92.64% | 116.03% | 109.88% | 80.37% | 96.29% | 65.30% | 92.10% | 90.57% | 81.72% | 44.40% | 30.26% | 19.07% | 25.51% |
Payout Ratio | - | 4.64% | 5.22% | 6.55% | 9.20% | 7.23% | 17.83% | 19.18% | 24.50% | 25.70% | 23.92% | 23.80% | 24.65% | 24.62% | 23.86% | 25.99% | 19.02% | 18.66% | 13.37% | 12.46% | 13.32% |
Buyback Yield / Dilution | -0.60% | 0.09% | 0.95% | -1.32% | -2.17% | -2.02% | -2.46% | 0.84% | 0.67% | 0.80% | 1.35% | 1.39% | 0.60% | 2.67% | 5.37% | 7.64% | 8.73% | 7.35% | 4.18% | -0.12% | -3.48% |