Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
76.75
+2.55 (3.44%)
Oct 22, 2026, 4:00 PM EDT - Market closed
Pathward Financial Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Interest Income on Loans | 430.67 | 455.82 | 438.58 | 346.82 | 268.08 |
Interest Income on Investments | 54.26 | 67.58 | 80.48 | 75.13 | 44.12 |
Total Interest Income | 484.93 | 523.39 | 519.06 | 421.95 | 312.2 |
Interest Paid on Deposits | 4.74 | 5.43 | 13.02 | 4.36 | 0.5 |
Interest Paid on Borrowings | 5.25 | 6.17 | 8.21 | 6.52 | 4.37 |
Total Interest Expense | 10 | 11.6 | 21.23 | 10.87 | 4.87 |
Net Interest Income | 474.93 | 511.79 | 497.83 | 411.08 | 307.32 |
Net Interest Income Growth | -7.20% | 2.81% | 21.10% | 33.76% | 10.16% |
Gain (Loss) on Sale of Assets | - | 15.04 | - | 10 | 50 |
Gain (Loss) on Sale of Investments | - | -28.08 | -1 | -3.25 | - |
Other Non-Interest Income | 347.23 | 338.14 | 299.59 | 306.6 | 243.81 |
Total Non-Interest Income | 347.23 | 325.1 | 298.59 | 313.35 | 293.81 |
Non-Interest Income Growth | 6.81% | 8.88% | -4.71% | 6.65% | 9.50% |
Revenues Before Loan Losses | 822.16 | 836.89 | 796.41 | 724.43 | 601.13 |
Provision for Loan Losses | 87.46 | 56.77 | 58.1 | 109.24 | 28.54 |
| 734.71 | 780.12 | 738.31 | 615.18 | 572.59 | |
Revenue Growth | -5.82% | 5.66% | 20.02% | 7.44% | 15.09% |
Salaries and Employee Benefits | 211.42 | 190.99 | 191.19 | 173.25 | 161.12 |
Occupancy Expenses | 52.39 | 42.09 | 36.59 | 34.69 | 30.88 |
Amortization of Goodwill & Intangibles | 3.1 | 3.46 | 4.13 | 4.97 | 6.59 |
Selling, General & Administrative | 58.1 | 91.61 | 76.9 | 83.88 | 90.3 |
Other Non-Interest Expense | 203.54 | 226 | 208.88 | 163.32 | 95.72 |
Total Non-Interest Expense | 528.55 | 554.15 | 517.68 | 460.12 | 384.61 |
EBT Excluding Unusual Items | 206.16 | 225.97 | 220.63 | 155.07 | 187.99 |
Asset Writedown | -0.93 | -2.92 | -2.01 | -0.02 | -0.67 |
Pretax Income | 205.23 | 223.05 | 218.62 | 155.05 | 187.32 |
Income Tax Expense | 28.8 | 36.27 | 34.11 | 9.59 | 27.96 |
Earnings From Continuing Operations | 176.43 | 186.79 | 184.51 | 145.46 | 159.35 |
Minority Interest in Earnings | -0.76 | -0.92 | -1.29 | -2.19 | -2.97 |
Net Income | 175.67 | 185.87 | 183.22 | 143.27 | 156.39 |
Preferred Dividends & Other Adjustments | 0.19 | 0.69 | 1.68 | 2.15 | 2.57 |
Net Income to Common | 175.48 | 185.18 | 181.54 | 141.12 | 153.82 |
Net Income Growth | -5.24% | 2.00% | 28.64% | -8.26% | 10.66% |
Basic Shares Outstanding | 21 | 23 | 25 | 27 | 29 |
Diluted Shares Outstanding | 21 | 24 | 25 | 27 | 29 |
Shares Change | -10.62% | -6.66% | -6.40% | -7.89% | -7.93% |
EPS (Basic) | 8.35 | 7.91 | 7.21 | 5.26 | 5.26 |
EPS (Diluted) | 8.35 | 7.87 | 7.20 | 5.24 | 5.26 |
EPS Growth | 6.02% | 9.29% | 37.44% | -0.36% | 20.14% |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Dividend Per Share | - | 0.200 | 0.200 | 0.200 | 0.200 |
Dividend Growth | - | 0% | 0% | 0% | 0% |
Effective Tax Rate | 14.03% | 16.26% | 15.60% | 6.18% | 14.93% |