Cullen/Frost Bankers, Inc. (CFR)

NYSE: CFR · Real-Time Price · USD

136.14

+0.49 (0.36%)

At close: May 12, 2026, 4:00 PM EDT

134.90

-1.24 (-0.91%)

After-hours: May 12, 2026, 7:56 PM EDT

Cullen/Frost Bankers Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,758	1,736	1,605	1,559	1,291	984.87
Net Interest Income Growth	7.83%	8.20%	2.95%	20.71%	31.11%	0.91%
Non-Interest Income	493.11	499.1	459.1	428.54	404.82	386.73
Non-Interest Income Growth	8.22%	8.71%	7.13%	5.86%	4.68%	-38.79%
Revenues Before Loan Losses	2,252	2,235	2,064	1,987	1,696	1,372
Provision for Credit Losses	37.88	44.2	64.99	46.17	3	0.06
Revenue	2,214	2,191	1,999	1,941	1,693	1,372
Revenue Growth (YoY)	9.48%	9.62%	2.97%	14.64%	23.45%	0.36%
Compensation Expenses	828.58	820.75	743.84	663.02	580.7	477.53
Selling, General & Admin	324.49	321.44	314.51	336.27	248.87	232.31
Other Non-Interest Expenses	283.89	277.16	244.41	229.37	194.7	172.15
Total Non-Interest Expense	1,437	1,419	1,303	1,229	1,024	881.99
Pretax Income	795.01	771.7	695.97	712.37	668.83	489.54
Provision for Income Taxes	126.39	123.15	113.43	114.4	89.68	46.46
Net Income	661.95	641.88	575.87	591.3	572.48	435.92
Net Income Attributable to Preferred Dividends	6.68	6.68	6.68	6.68	6.68	7.16
Net Income to Common	661.95	641.88	575.87	591.3	572.48	435.92
Net Income Growth	11.99%	11.46%	-2.61%	3.29%	31.32%	34.70%
Shares Outstanding (Basic)	64	64	64	64	64	64
Shares Outstanding (Diluted)	64	64	64	64	65	64
Shares Change (YoY)	-0.70%	-0.25%	-0.22%	-0.18%	0.65%	1.74%
EPS (Basic)	10.27	9.92	8.88	9.11	8.84	6.79
EPS (Diluted)	10.27	9.92	8.87	9.10	8.81	6.76
EPS Growth	12.73%	11.84%	-2.53%	3.29%	30.33%	32.55%
Shares Outstanding	62.8	63.94	64.2	64.19	64.35	63.99
Free Cash Flow	663.11	127.33	861.76	320.22	620.08	582.44
Free Cash Flow Growth	420.79%	-85.22%	169.12%	-48.36%	6.46%	35.82%
Free Cash Flow Per Share	10.39	1.99	13.41	4.97	9.61	9.09
Dividends Per Share	4.000	3.950	3.740	3.580	3.240	2.940
Dividend Growth	1.27%	5.62%	4.47%	10.49%	10.20%	3.16%
Profit Margin	30.20%	29.60%	29.15%	30.81%	34.21%	32.31%
FCF Margin	29.95%	5.81%	43.12%	16.50%	36.62%	42.47%
EBITDA	88.11	87.79	82.82	76.44	71.34	69.29
EBITDA Margin	3.98%	4.01%	4.14%	3.94%	4.21%	5.05%
Effective Tax Rate	15.90%	15.96%	16.30%	16.06%	13.41%	9.49%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q