Cullen/Frost Bankers, Inc. (CFR)

NYSE: CFR · Real-Time Price · USD

157.90

+1.04 (0.66%)

At close: Jul 13, 2026, 4:00 PM EDT

157.90

0.00 (0.00%)

After-hours: Jul 13, 2026, 6:30 PM EDT

Cullen/Frost Bankers Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,230	1,736	1,605	1,559	1,291	984.87
Net Interest Income Growth	162.33%	8.20%	2.95%	20.71%	31.11%	0.91%
Non-Interest Income	511.4	499.1	459.1	428.54	404.82	386.73
Non-Interest Income Growth	8.41%	8.71%	7.13%	5.86%	4.68%	-38.79%
Revenues Before Loan Losses	2,741	2,235	2,064	1,987	1,696	1,372
Provision for Credit Losses	37.88	44.2	64.99	46.17	3	0.06
Revenue	2,703	2,191	1,999	1,941	1,693	1,372
Revenue Growth (YoY)	115.00%	9.62%	2.97%	14.64%	23.45%	0.36%
Compensation Expenses	828.58	820.75	743.84	663.02	580.7	477.53
Selling, General & Admin	324.49	321.44	314.51	336.27	248.87	232.31
Other Non-Interest Expenses	283.89	277.16	244.41	229.37	194.7	172.15
Total Non-Interest Expense	1,437	1,419	1,303	1,229	1,024	881.99
Pretax Income	795.01	771.7	695.97	712.37	668.83	489.54
Provision for Income Taxes	126.39	123.15	113.43	114.4	89.68	46.46
Net Income	668.62	648.56	582.54	597.97	579.15	443.08
Net Income Attributable to Preferred Dividends	6.68	6.68	6.68	6.68	6.68	7.16
Net Income to Common	661.95	641.88	575.87	591.3	572.48	435.92
Net Income Growth	11.99%	11.46%	-2.61%	3.29%	31.32%	34.70%
Shares Outstanding (Basic)	64	64	64	64	64	64
Shares Outstanding (Diluted)	64	64	64	64	65	64
Shares Change (YoY)	-0.70%	-0.25%	-0.22%	-0.18%	0.65%	1.74%
EPS (Basic)	10.27	9.92	8.88	9.11	8.84	6.79
EPS (Diluted)	10.27	9.92	8.87	9.10	8.81	6.76
EPS Growth	12.73%	11.84%	-2.53%	3.29%	30.33%	32.55%
Free Cash Flow	663.11	127.33	861.76	320.22	620.08	582.44
Free Cash Flow Growth	420.79%	-85.22%	169.12%	-48.36%	6.46%	35.82%
Free Cash Flow Per Share	10.39	1.99	13.41	4.97	9.61	9.09
Dividends Per Share	4.000	3.950	3.740	3.580	3.240	2.940
Dividend Growth	1.27%	5.62%	4.47%	10.49%	10.20%	3.16%
Profit Margin	24.73%	29.60%	29.15%	30.81%	34.21%	32.31%
FCF Margin	24.53%	5.81%	43.12%	16.50%	36.62%	42.47%
Effective Tax Rate	15.90%	15.96%	16.30%	16.06%	13.41%	9.49%

SEC Filings: 10-K · 10-Q