Cullen/Frost Bankers, Inc. (CFR)
NYSE: CFR · Real-Time Price · USD
168.94
+2.60 (1.56%)
Aug 3, 2026, 4:00 PM EDT - Market closed
Cullen/Frost Bankers Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 457.64 | 2,191 | 1,999 | 1,941 | 1,693 | 1,372 |
Revenue Growth | 25.52% | 9.62% | 2.97% | 14.64% | 23.45% | 0.37% |
Net Income Net Income Growth | 677 | 641.88 | 575.87 | 591.3 | 572.48 | 435.92 |
Earnings Per Share EPS Growth | 10.58 | 9.92 | 8.87 | 9.10 | 8.81 | 6.76 |
EPS Growth | 13.89% | 11.84% | -2.53% | 3.29% | 30.33% | 32.55% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 2,087 | 2,031 | 1,875 | 1,814 | 1,526 | 1,211 |
Frost Wealth Advisors Frost Wealth Advisors Growth | 224.71 | 217.35 | 203.73 | 186.53 | 180.52 | 169.58 |
Non-Banks Non-Banks Growth | -12.29 | -13.26 | -15.44 | -13.08 | -10.76 | -8.52 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 6,467 | 8,874 | 10,234 | 8,687 | 12,028 | 16,583 |
Total Debt Total Debt Growth | 223.15 | 223.05 | 222.83 | 222.62 | 222.4 | 222.19 |
Net Cash (Debt) Net Cash Growth | -223.15 | -223.05 | -222.83 | -222.62 | -222.4 | -222.19 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.52 | -3.48 | -3.47 | -3.46 | -3.45 | -3.47 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 719.58 | 273.98 | 989.53 | 478.85 | 722.58 | 648.29 |
Capital Expenditures CapEx Growth | -178.12 | -146.65 | -127.78 | -158.63 | -102.5 | -65.85 |
Free Cash Flow Free Cash Flow Growth | 541.46 | 127.33 | 861.76 | 320.22 | 620.08 | 582.44 |
Free Cash Flow Growth | 529.71% | -85.22% | 169.12% | -48.36% | 6.46% | 35.82% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 177.64% | 35.22% | 34.82% | 36.70% | 39.50% | 35.69% |
Profit Margin | 149.39% | 29.60% | 29.15% | 30.81% | 34.21% | 32.31% |
FCF Margin | 118.32% | 5.81% | 43.12% | 16.50% | 36.62% | 42.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.120 | 3.950 | 3.740 | 3.580 | 3.240 | 2.940 |
Dividend Per Share Growth | 4.10% | 5.62% | 4.47% | 10.49% | 10.20% | 3.16% |
Dividend Yield | 2.44% | 3.15% | 2.82% | 3.34% | 2.45% | 2.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.98 | 12.77 | 15.14 | 11.92 | 15.18 | 18.65 |
Forward PE | 14.78 | 12.90 | 15.44 | 12.82 | 12.20 | 22.79 |
P/FCF Ratio | 19.39 | 63.59 | 10.00 | 21.75 | 13.88 | 13.85 |
PS Ratio | 4.64 | 3.70 | 4.31 | 3.59 | 5.08 | 5.88 |