Cullen/Frost Bankers, Inc. (CFR)
NYSE: CFR · Real-Time Price · USD
157.52
-0.17 (-0.10%)
Oct 23, 2026, 1:31 PM EDT - Market open
Cullen/Frost Bankers Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,264 | 2,191 | 1,999 | 1,941 | 1,693 | 1,372 |
Revenue Growth | 8.88% | 9.62% | 2.97% | 14.64% | 23.45% | 14.27% |
Net Income Net Income Growth | 669.44 | 635.47 | 569.63 | 585.02 | 567.27 | 432.04 |
Earnings Per Share EPS Growth | 10.58 | 9.92 | 8.87 | 9.10 | 8.81 | 6.76 |
EPS Growth | 13.83% | 11.84% | -2.53% | 3.29% | 30.33% | 32.31% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 2,087 | 2,031 | 1,875 | 1,814 | 1,526 | 1,211 |
Frost Wealth Advisors Frost Wealth Advisors Growth | 224.71 | 217.35 | 203.73 | 186.53 | 180.52 | 169.58 |
Non-Banks Non-Banks Growth | -12.29 | -13.26 | -15.44 | -13.08 | -10.76 | -8.52 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 6,624 | 9,011 | 10,395 | 8,872 | 12,246 | 16,657 |
Total Debt Total Debt Growth | 5,540 | 5,173 | 5,022 | 4,840 | 5,458 | 3,441 |
Net Cash (Debt) Net Cash Growth | 1,084 | 3,838 | 5,373 | 4,031 | 6,789 | 13,216 |
Net Cash Growth | -50.53% | -28.57% | 33.28% | -40.62% | -48.63% | 74.51% |
Net Cash Per Share Net Cash Per Share Growth | 17.12 | 59.88 | 83.61 | 62.60 | 105.22 | 206.17 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 719.58 | 273.98 | 989.53 | 478.85 | 722.58 | 648.29 |
Capital Expenditures CapEx Growth | -178.12 | -146.65 | -127.78 | -158.63 | -102.5 | -65.85 |
Free Cash Flow Free Cash Flow Growth | 541.46 | 127.33 | 861.76 | 320.22 | 620.08 | 582.44 |
Free Cash Flow Growth | 529.71% | -85.22% | 169.12% | -48.36% | 6.46% | 35.82% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 29.56% | 29.00% | 28.50% | 30.14% | 33.50% | 31.50% |
FCF Margin | 23.91% | 5.81% | 43.11% | 16.50% | 36.62% | 42.47% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.120 | 3.950 | 3.740 | 3.580 | 3.240 | 2.940 |
Dividend Per Share Growth | 4.10% | 5.62% | 4.47% | 10.49% | 10.20% | 3.16% |
Dividend Yield | 2.60% | 3.09% | 2.79% | 3.31% | 2.43% | 2.34% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.89 | 12.74 | 15.12 | 11.88 | 15.16 | 18.59 |
Forward PE | 13.71 | 12.90 | 15.44 | 12.82 | 12.20 | 22.79 |
P/FCF Ratio | 18.02 | 63.59 | 9.99 | 21.70 | 13.86 | 13.79 |
PS Ratio | 4.31 | 3.70 | 4.31 | 3.58 | 5.08 | 5.86 |