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Cullen/Frost Bankers, Inc. (CFR)
NYSE: CFR · Real-Time Price · USD
164.19
-0.62 (-0.38%)
Aug 21, 2026, 4:00 PM EDT - Market closed

Cullen/Frost Bankers Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
10,2048,0978,6106,9488,5978,033
Market Cap Growth
25.39%-5.96%23.91%-19.17%7.02%46.50%
Last Close Price
164.19124.80128.34100.37119.57110.04

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.5312.7415.1211.8815.1618.59
PS Ratio
4.513.704.313.585.085.86
PB Ratio
2.281.772.211.872.741.81
P/FCF Ratio
18.8563.599.9921.7013.8613.79
P/OCF Ratio
14.1829.558.7014.5111.9012.39

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.201.131.291.301.740.78
Debt / FCF Ratio
10.2340.635.8315.128.805.91
Net Debt / Equity Ratio
-0.23-0.84-1.38-1.08-2.16-2.98
Net Debt / FCF Ratio
-2.00-30.14-6.23-12.59-10.95-22.69
Return on Equity (ROE)
15.50%15.31%15.30%17.45%15.29%10.15%
Return on Assets (ROA)
1.30%1.23%1.13%1.15%1.12%0.95%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.56%8.01%6.77%8.61%6.74%5.52%
FCF Yield
5.31%1.57%10.01%4.61%7.21%7.25%
Dividend Yield
2.51%3.16%2.91%3.57%2.71%2.67%
Payout Ratio
38.96%40.40%42.76%39.97%37.38%44.22%
Buyback Yield / Dilution
1.46%0.25%0.22%0.18%-0.65%-1.74%
Total Shareholder Return
3.97%3.42%3.14%3.75%2.06%0.93%
SEC Filings: 10-K · 10-Q