Cullen/Frost Bankers, Inc. (CFR)
NYSE: CFR · Real-Time Price · USD
155.04
+1.56 (1.02%)
Oct 2, 2026, 4:00 PM EDT - Market closed

Cullen/Frost Bankers Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
9,6368,0978,6106,9488,5978,033
Market Cap Growth
19.09%-5.96%23.91%-19.17%7.02%46.50%
Last Close Price
155.04124.01127.5299.73118.81109.34

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.6612.7415.1211.8815.1618.59
PS Ratio
4.263.704.313.585.085.86
PB Ratio
2.151.772.211.872.741.81
P/FCF Ratio
17.8063.599.9921.7013.8613.79
P/OCF Ratio
13.3929.558.7014.5111.9012.39

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.201.131.291.301.740.78
Debt / FCF Ratio
10.2340.635.8315.128.805.91
Net Debt / Equity Ratio
-0.23-0.84-1.38-1.08-2.16-2.98
Net Debt / FCF Ratio
-2.00-30.14-6.23-12.59-10.95-22.69
Return on Equity (ROE)
15.50%15.31%15.30%17.45%15.29%10.15%
Return on Assets (ROA)
1.30%1.23%1.13%1.15%1.12%0.95%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.95%8.01%6.77%8.61%6.74%5.52%
FCF Yield
5.62%1.57%10.01%4.61%7.21%7.25%
Dividend Yield
2.66%3.19%2.93%3.59%2.73%2.69%
Payout Ratio
38.96%40.40%42.76%39.97%37.38%44.22%
Buyback Yield / Dilution
1.46%0.25%0.22%0.18%-0.65%-1.74%
Total Shareholder Return
4.12%3.44%3.15%3.77%2.07%0.95%
SEC Filings: 10-K · 10-Q