Cullen/Frost Bankers Statistics
Total Valuation
CFR has a market cap or net worth of $8.55 billion. The enterprise value is $6.01 billion.
Important Dates
The last earnings date was Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | May 29, 2026 |
Share Statistics
CFR has 62.80 million shares outstanding. The number of shares has decreased by -0.72% in one year.
| Current Share Class | 62.80M |
| Shares Outstanding | 62.80M |
| Shares Change (YoY) | -0.72% |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | 1.31% |
| Owned by Institutions (%) | 88.71% |
| Float | 61.92M |
Valuation Ratios
The trailing PE ratio is 13.26 and the forward PE ratio is 12.77. CFR's PEG ratio is 3.38.
| PE Ratio | 13.26 |
| Forward PE | 12.77 |
| PS Ratio | 3.83 |
| Forward PS | 3.50 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 1.95 |
| P/FCF Ratio | 12.89 |
| P/OCF Ratio | 10.59 |
| PEG Ratio | 3.38 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.18 |
| EV / Sales | 2.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.06 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.47%.
| Return on Equity (ROE) | 15.47% |
| Return on Assets (ROA) | 1.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.73% |
| Revenue Per Employee | $371,500 |
| Profits Per Employee | $109,000 |
| Employee Count | 6,008 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFR has paid $126.39 million in taxes.
| Income Tax | 126.39M |
| Effective Tax Rate | 15.90% |
Stock Price Statistics
The stock price has increased by +9.06% in the last 52 weeks. The beta is 0.58, so CFR's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +9.06% |
| 50-Day Moving Average | 138.46 |
| 200-Day Moving Average | 132.10 |
| Relative Strength Index (RSI) | 39.57 |
| Average Volume (20 Days) | 540,657 |
Short Selling Information
The latest short interest is 8,796, so 0.01% of the outstanding shares have been sold short.
| Short Interest | 8,796 |
| Short Previous Month | 11,554 |
| Short % of Shares Out | 0.01% |
| Short % of Float | 0.01% |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, CFR had revenue of $2.23 billion and earned $654.87 million in profits. Earnings per share was $10.27.
| Revenue | 2.23B |
| Gross Profit | 2.23B |
| Operating Income | 813.78M |
| Pretax Income | 795.01M |
| Net Income | 654.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.27 |
Full Income StatementBalance Sheet
The company has $7.38 billion in cash and $4.84 billion in debt, with a net cash position of $2.54 billion or $40.45 per share.
| Cash & Cash Equivalents | 7.38B |
| Total Debt | 4.84B |
| Net Cash | 2.54B |
| Net Cash Per Share | $40.45 |
| Equity (Book Value) | 4.53B |
| Book Value Per Share | 69.83 |
| Working Capital | -39.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $807.41 million and capital expenditures -$144.30 million, giving a free cash flow of $663.11 million.
| Operating Cash Flow | 807.41M |
| Capital Expenditures | -144.30M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -366.06M |
| Free Cash Flow | 663.11M |
| FCF Per Share | $10.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.46% |
| Pretax Margin | 35.62% |
| Profit Margin | 29.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.71% |
Dividends & Yields
This stock pays an annual dividend of $4.12, which amounts to a dividend yield of 3.03%.
| Dividend Per Share | $4.12 |
| Dividend Yield | 3.03% |
| Dividend Growth (YoY) | 4.68% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 39.24% |
| Buyback Yield | 0.72% |
| Shareholder Yield | 3.74% |
| Earnings Yield | 7.66% |
| FCF Yield | 7.76% |
Dividend DetailsAnalyst Forecast
The average price target for CFR is $143.55, which is 5.44% higher than the current price. The consensus rating is "Hold".
| Price Target | $143.55 |
| Price Target Difference | 5.44% |
| Analyst Consensus | Hold |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | 4.26% |
| EPS Growth Forecast (5Y) | 6.71% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
