Cullen Frost Bankers Statistics
Total Valuation
CFR has a market cap or net worth of $6.94 billion. The enterprise value is $2.61 billion.
| Market Cap | 6.94B |
| Enterprise Value | 2.61B |
Important Dates
The next confirmed earnings date is Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Feb 28, 2024 |
Share Statistics
CFR has 64.22 million shares outstanding. The number of shares has decreased by -0.39% in one year.
| Shares Outstanding | 64.22M |
| Shares Change (YoY) | -0.39% |
| Shares Change (QoQ) | -0.12% |
| Owned by Insiders (%) | 8.46% |
| Owned by Institutions (%) | 82.26% |
| Float | 58.41M |
Valuation Ratios
The trailing PE ratio is 11.87 and the forward PE ratio is 12.66. CFR's PEG ratio is 2.20.
| PE Ratio | 11.87 |
| Forward PE | 12.66 |
| PS Ratio | 3.57 |
| Forward PS | 3.28 |
| PB Ratio | 1.87 |
| P/FCF Ratio | 21.57 |
| PEG Ratio | 2.20 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.31, with an EV/FCF ratio of 8.13.
| EV / Earnings | 4.42 |
| EV / Sales | 1.35 |
| EV / EBITDA | 3.31 |
| EV / EBIT | 3.67 |
| EV / FCF | 8.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.17 |
| Debt / EBITDA | 5.53 |
| Debt / FCF | 13.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.40% and return on invested capital (ROIC) is 7.40%.
| Return on Equity (ROE) | 17.40% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 7.40% |
| Revenue Per Employee | $353,237 |
| Profits Per Employee | $107,607 |
| Employee Count | 5,495 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFR has paid $114.40 million in taxes.
| Income Tax | 114.40M |
| Effective Tax Rate | 16.21% |
Stock Price Statistics
The stock price has increased by +0.71% in the last 52 weeks. The beta is 1.03, so CFR's price volatility has been similar to the market average.
| Beta (1Y) | 1.03 |
| 52-Week Price Change | +0.71% |
| 50-Day Moving Average | 107.78 |
| 200-Day Moving Average | 102.28 |
| Relative Strength Index (RSI) | 46.33 |
| Average Volume (30 Days) | 426,785 |
Short Selling Information
The latest short interest is 1.83 million, so 2.84% of the outstanding shares have been sold short.
| Short Interest | 1.83M |
| Short Previous Month | 1.86M |
| Short % of Shares Out | 2.84% |
| Short % of Float | 3.13% |
| Short Ratio (days to cover) | 4.48 |
Income Statement
In the last 12 months, CFR had revenue of $1.94 billion and earned $591.30 million in profits. Earnings per share was $9.10.
| Revenue | 1.94B |
| Gross Profit | 1.94B |
| Operating Income | 712.37M |
| Pretax Income | 712.37M |
| Net Income | 591.30M |
| EBITDA | 788.82M |
| EBIT | 712.37M |
| Earnings Per Share (EPS) | $9.10 |
Balance Sheet
The company has $8.69 billion in cash and $4.36 billion in debt, giving a net cash position of $4.32 billion or $67.32 per share.
| Cash & Cash Equivalents | 8.69B |
| Total Debt | 4.36B |
| Net Cash | 4.32B |
| Net Cash Per Share | $67.32 |
| Equity / Book Value | 3.72B |
| Book Value Per Share | 57.87 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $478.85 million and capital expenditures -$157.35 million, giving a free cash flow of $321.50 million.
| Operating Cash Flow | 478.85M |
| Capital Expenditures | -157.35M |
| Free Cash Flow | 321.50M |
| FCF Per Share | $5.02 |
Margins
Gross margin is 100.00%, with operating and profit margins of 36.70% and 30.46%.
| Gross Margin | 100.00% |
| Operating Margin | 36.70% |
| Pretax Margin | 36.70% |
| Profit Margin | 30.46% |
| EBITDA Margin | 40.64% |
| EBIT Margin | 36.70% |
| FCF Margin | 16.56% |
Dividends & Yields
This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 3.41%.
| Dividend Per Share | $3.68 |
| Dividend Yield | 3.41% |
| Dividend Growth (YoY) | 8.04% |
| Years of Dividend Growth | 31 |
| Payout Ratio | 40.44% |
| Buyback Yield | 0.39% |
| Shareholder Yield | 3.80% |
| Earnings Yield | 8.53% |
| FCF Yield | 4.64% |
Analyst Forecast
The average price target for CFR is $117.83, which is 9.10% higher than the current price. The consensus rating is "Hold".
| Price Target | $117.83 |
| Price Target Difference | 9.10% |
| Analyst Consensus | Hold |
| Analyst Count | 12 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |