Cullen/Frost Bankers Statistics
Total Valuation
CFR has a market cap or net worth of $9.84 billion. The enterprise value is $8.42 billion.
| Market Cap | 9.84B |
| Enterprise Value | 8.42B |
Important Dates
The last earnings date was Thursday, October 29, 2026, before market open.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Nov 30, 2026 |
Share Statistics
CFR has 62.18 million shares outstanding. The number of shares has decreased by -2.26% in one year.
| Current Share Class | 62.18M |
| Shares Outstanding | 62.18M |
| Shares Change (YoY) | -2.26% |
| Shares Change (QoQ) | -0.54% |
| Owned by Insiders (%) | 1.20% |
| Owned by Institutions (%) | 94.94% |
| Float | 61.39M |
Valuation Ratios
The trailing PE ratio is 14.73 and the forward PE ratio is 13.22. CFR's PEG ratio is 1.55.
| PE Ratio | 14.73 |
| Forward PE | 13.22 |
| PS Ratio | 4.28 |
| Forward PS | 3.81 |
| PB Ratio | 2.56 |
| P/TBV Ratio | 2.57 |
| P/FCF Ratio | 17.00 |
| P/OCF Ratio | 12.88 |
| PEG Ratio | 1.55 |
Enterprise Valuation
| EV / Earnings | 12.48 |
| EV / Sales | 3.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.55 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.48 |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.35%.
| Return on Equity (ROE) | 16.35% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.42% |
| Revenue Per Employee | $382,111 |
| Profits Per Employee | $112,285 |
| Employee Count | 6,008 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFR has paid $129.96 million in taxes.
| Income Tax | 129.96M |
| Effective Tax Rate | 15.86% |
Stock Price Statistics
The stock price has increased by +27.28% in the last 52 weeks. The beta is 0.51, so CFR's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +27.28% |
| 50-Day Moving Average | 156.92 |
| 200-Day Moving Average | 149.82 |
| Relative Strength Index (RSI) | 53.32 |
| Average Volume (20 Days) | 455,510 |
Short Selling Information
The latest short interest is 17,232, so 0.03% of the outstanding shares have been sold short.
| Short Interest | 17,232 |
| Short Previous Month | 4.42M |
| Short % of Shares Out | 0.03% |
| Short % of Float | 0.03% |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, CFR had revenue of $2.30 billion and earned $674.61 million in profits. Earnings per share was $10.74.
| Revenue | 2.30B |
| Gross Profit | 2.30B |
| Operating Income | 838.57M |
| Pretax Income | 819.47M |
| Net Income | 674.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $10.74 |
Balance Sheet
The company has $7.31 billion in cash and $5.89 billion in debt, with a net cash position of $1.42 billion or $22.79 per share.
| Cash & Cash Equivalents | 7.31B |
| Total Debt | 5.89B |
| Net Cash | 1.42B |
| Net Cash Per Share | $22.79 |
| Equity (Book Value) | 3.97B |
| Book Value Per Share | 61.70 |
| Working Capital | -42.04B |
Cash Flow
In the last 12 months, operating cash flow was $763.65 million and capital expenditures -$185.19 million, giving a free cash flow of $578.46 million.
| Operating Cash Flow | 763.65M |
| Capital Expenditures | -185.19M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 541.36M |
| Free Cash Flow | 578.46M |
| FCF Per Share | $9.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.53% |
| Pretax Margin | 35.70% |
| Profit Margin | 30.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.20% |
Dividends & Yields
This stock pays an annual dividend of $4.12, which amounts to a dividend yield of 2.61%.
| Dividend Per Share | $4.12 |
| Dividend Yield | 2.61% |
| Dividend Growth (YoY) | 3.54% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 38.36% |
| FCF Payout Ratio | 44.29% |
| Buyback Yield | 2.26% |
| Shareholder Yield | 4.86% |
| Earnings Yield | 6.79% |
| FCF Yield | 5.88% |
Analyst Forecast
The average price target for CFR is $173.86, which is 9.92% higher than the current price. The consensus rating is "Hold".
| Price Target | $173.86 |
| Price Target Difference | 9.92% |
| Analyst Consensus | Hold |
| Analyst Count | 15 |
| Revenue Growth Forecast (3Y) | 5.38% |
| EPS Growth Forecast (3Y) | 6.97% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on June 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |