Cullen/Frost Bankers Statistics
Total Valuation
CFR has a market cap or net worth of $8.99 billion. The enterprise value is $5.20 billion.
Important Dates
The next confirmed earnings date is Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
CFR has 62.96 million shares outstanding. The number of shares has decreased by -0.25% in one year.
| Current Share Class | 62.96M |
| Shares Outstanding | 62.96M |
| Shares Change (YoY) | -0.25% |
| Shares Change (QoQ) | -0.81% |
| Owned by Insiders (%) | 1.31% |
| Owned by Institutions (%) | 87.77% |
| Float | 62.09M |
Valuation Ratios
The trailing PE ratio is 14.39 and the forward PE ratio is 13.80. CFR's PEG ratio is 3.94.
| PE Ratio | 14.39 |
| Forward PE | 13.80 |
| PS Ratio | 4.12 |
| Forward PS | 3.76 |
| PB Ratio | 2.06 |
| P/TBV Ratio | 2.04 |
| P/FCF Ratio | 70.96 |
| P/OCF Ratio | 32.98 |
| PEG Ratio | 3.94 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.18 |
| EV / Sales | 2.37 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 40.82 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 40.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.31%.
| Return on Equity (ROE) | 15.31% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.82% |
| Revenue Per Employee | $364,687 |
| Profits Per Employee | $105,771 |
| Employee Count | 6,008 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFR has paid $123.15 million in taxes.
| Income Tax | 123.15M |
| Effective Tax Rate | 15.96% |
Stock Price Statistics
The stock price has increased by +27.93% in the last 52 weeks. The beta is 0.61, so CFR's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +27.93% |
| 50-Day Moving Average | 139.30 |
| 200-Day Moving Average | 131.77 |
| Relative Strength Index (RSI) | 58.54 |
| Average Volume (20 Days) | 465,888 |
Short Selling Information
The latest short interest is 18,579, so 0.03% of the outstanding shares have been sold short.
| Short Interest | 18,579 |
| Short Previous Month | 1.90M |
| Short % of Shares Out | 0.03% |
| Short % of Float | 0.03% |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, CFR had revenue of $2.19 billion and earned $635.47 million in profits. Earnings per share was $9.92.
| Revenue | 2.19B |
| Gross Profit | 2.19B |
| Operating Income | 790.45M |
| Pretax Income | 771.70M |
| Net Income | 635.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.92 |
Full Income StatementBalance Sheet
The company has $9.01 billion in cash and $5.17 billion in debt, with a net cash position of $3.84 billion or $60.96 per share.
| Cash & Cash Equivalents | 9.01B |
| Total Debt | 5.17B |
| Net Cash | 3.84B |
| Net Cash Per Share | $60.96 |
| Equity (Book Value) | 4.57B |
| Book Value Per Share | 69.96 |
| Working Capital | -38.38B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $273.98 million and capital expenditures -$146.65 million, giving a free cash flow of $127.33 million.
| Operating Cash Flow | 273.98M |
| Capital Expenditures | -146.65M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 179.71M |
| Free Cash Flow | 127.33M |
| FCF Per Share | $2.02 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.08% |
| Pretax Margin | 35.22% |
| Profit Margin | 29.60% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 5.81% |
Dividends & Yields
This stock pays an annual dividend of $4.00, which amounts to a dividend yield of 2.80%.
| Dividend Per Share | $4.00 |
| Dividend Yield | 2.80% |
| Dividend Growth (YoY) | 6.10% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 40.32% |
| Buyback Yield | 0.25% |
| Shareholder Yield | 3.03% |
| Earnings Yield | 7.03% |
| FCF Yield | 1.41% |
Dividend DetailsAnalyst Forecast
The average price target for CFR is $142.31, which is -0.32% lower than the current price. The consensus rating is "Hold".
| Price Target | $142.31 |
| Price Target Difference | -0.32% |
| Analyst Consensus | Hold |
| Analyst Count | 13 |
| Revenue Growth Forecast (5Y) | 4.09% |
| EPS Growth Forecast (5Y) | 4.26% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
