Cullen/Frost Bankers, Inc. (CFR)

TXSE: CFR · Real-Time Price · USD

158.17

+0.36 (0.23%)

At close: Nov 13, 2026, 4:00 PM EST

158.31

+0.14 (0.09%)

After-hours: Nov 13, 2026, 8:00 PM EST

Cullen/Frost Bankers Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,011	8,853	10,224	8,594	11,938	16,465
Investment Securities	9,862	10,176	10,395	12,435	14,067	11,088
Trading Asset Securities	297.62	148.63	161.54	193.16	221.53	184.23
Mortgage-Backed Securities	10,599	9,235	8,192	7,847	6,902	4,594
Total Investments	20,759	19,560	18,749	20,476	21,191	15,866
Gross Loans	23,657	21,892	20,755	18,824	17,155	16,336
Allowance for Loan Losses	-290.26	-281.5	-270.15	-246	-227.62	-248.67
Net Loans	23,367	21,610	20,485	18,578	16,927	16,088
Property, Plant & Equipment	1,392	1,313	1,245	1,190	1,103	1,050
Goodwill	-	-	-	-	-	654.95
Other Intangible Assets	-	-	-	-	-	0.87
Accrued Interest Receivable	206.8	256.09	236.59	251.39	243.68	179.11
Restricted Cash	91	11.2	0.35	8.6	3.2	110.3
Other Real Estate Owned & Foreclosed	-	1.3	14.1	0.73	1	3.4
Other Long-Term Assets	1,689	1,436	1,566	1,746	1,485	461.06
Total Assets	54,516	53,041	52,520	50,845	52,892	50,878

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	29,676	28,774	28,281	26,994	26,356	24,273
Non-Interest Bearing Deposits	14,546	14,144	14,442	14,926	17,598	18,423
Total Deposits	44,222	42,918	42,723	41,921	43,954	42,696
Short-Term Borrowings	5,383	4,654	4,491	4,301	4,913	2,905
Current Portion of Leases	-	37.82	-	-	-	-
Accrued Interest Payable	42.92	45.74	58.87	61.22	18.44	3.03
Long-Term Debt	99.92	99.8	99.65	99.49	99.34	99.18
Long-Term Leases	286.1	258.56	308.1	316.4	321.9	313.4
Trust Preferred Securities	123.29	123.24	123.18	123.13	123.07	123.01
Other Long-Term Liabilities	383.99	331.47	817.78	306.4	324.98	299.38
Total Liabilities	50,541	48,468	48,622	47,129	49,755	46,439

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock, Non-Redeemable	145.45	145.45	145.45	145.45	145.45	145.45
Total Preferred Equity	145.45	145.45	145.45	145.45	145.45	145.45
Common Stock	0.64	0.64	0.64	0.64	0.64	0.64
Additional Paid-In Capital	1,117	1,100	1,076	1,056	1,030	1,010
Retained Earnings	4,629	4,309	3,951	3,658	3,310	2,957
Treasury Stock	-313.47	-139.61	-22.56	-23.93	-	-20.74
Comprehensive Income & Other	-1,604	-842.95	-1,252	-1,119	-1,348	347.32
Total Common Equity	3,829	4,428	3,753	3,571	2,992	4,294
Shareholders' Equity	3,974	4,573	3,899	3,716	3,137	4,440
Total Liabilities & Equity	54,516	53,041	52,520	50,845	52,892	50,878

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	5,892	5,173	5,022	4,840	5,458	3,441
Net Cash (Debt)	1,417	3,838	5,373	4,031	6,789	13,216
Net Cash Growth	-50.43%	-28.57%	33.28%	-40.62%	-48.63%	74.51%
Net Cash Per Share	22.56	59.88	83.61	62.60	105.22	206.17
Filing Date Shares Outstanding	62.18	63.2	64.24	64.2	64.36	64.02
Total Common Shares Outstanding	62.06	63.29	64.2	64.19	64.35	63.99
Book Value Per Share	61.70	69.96	58.46	55.64	46.49	67.11
Tangible Book Value	3,829	4,428	3,753	3,571	2,992	3,638
Tangible Book Value Per Share	61.70	69.96	58.46	55.64	46.49	56.86

SEC Filings: 10-K · 10-Q