Cullen/Frost Bankers, Inc. (CFR)
NYSE: CFR · Real-Time Price · USD
168.94
+2.60 (1.56%)
Aug 3, 2026, 4:00 PM EDT - Market closed
Cullen/Frost Bankers Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 683.68 | 648.56 | 582.54 | 597.97 | 579.15 | 443.08 |
Depreciation & Amortization | 88.7 | 87.79 | 82.82 | 76.44 | 71.34 | 69.29 |
Provision for Credit Losses | 34.52 | 44.2 | 64.99 | 46.17 | 3 | 0.06 |
Stock-Based Compensation | 26.43 | 24.76 | 19.76 | 24.59 | 18.32 | 12.75 |
Other Adjustments | -6.8 | 14.49 | 9.67 | 29.97 | 82.18 | 107.9 |
Changes in Trading Assets | -0.93 | -3.69 | -3.64 | -2.22 | -0.72 | -0.56 |
Changes in Accrued Interest and Accounts Receivable | -28.54 | -7.67 | 259.14 | -232.67 | -116.24 | -46.56 |
Changes in Accounts Payable | -102.78 | -559.28 | -51 | -84.99 | 61.14 | 38.82 |
Changes in Other Operating Activities | 25.31 | 24.83 | 25.26 | 23.57 | 24.41 | 23.5 |
Operating Cash Flow | 719.58 | 273.98 | 989.53 | 478.85 | 722.58 | 648.29 |
Operating Cash Flow Growth | 232.86% | -72.31% | 106.65% | -33.73% | 11.46% | 23.66% |
Net Change in Loans Held-for-Investment | -1,728 | -1,144 | -1,963 | -1,686 | -821.66 | 1,146 |
Net Change in Securities and Investments | -1,009 | -329.41 | 1,906 | 898.12 | -7,358 | -3,615 |
Cash Acquisitions | - | - | -0.7 | - | - | - |
Capital Expenditures | -178.12 | -146.65 | -127.78 | -158.63 | -102.5 | -65.85 |
Sale of Property, Plant & Equipment | 1.39 | 0.96 | 0.03 | 1.28 | 0.06 | 7.04 |
Other Investing Activities | 3.47 | 18.32 | 4.43 | 2.52 | 4.63 | 3.12 |
Investing Cash Flow | -2,910 | -1,601 | -180.88 | -942.75 | -8,277 | -2,525 |
Net Change in Deposits | 1,650 | 195.12 | 802.18 | -2,034 | 1,259 | 7,680 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 468.02 | 179.71 | 223.53 | -570.9 | 1,946 | 649.73 |
Long-Term Debt Repaid | - | - | - | - | - | -13.4 |
Net Long-Term Debt Issued (Repaid) | - | - | - | - | - | -13.4 |
Issuance of Common Stock | 5.99 | 11.95 | 22.64 | 9.3 | 16.66 | 54.42 |
Repurchase of Common Stock | -318.35 | -157.83 | -60.9 | -42.72 | -4.39 | -3.86 |
Net Common Stock Issued (Repurchased) | -312.36 | -145.89 | -38.26 | -33.42 | 12.27 | 50.55 |
Common Dividends Paid | -257.55 | -255.36 | -242.45 | -232.32 | -209.78 | -188.79 |
Preferred Share Dividends Paid | -6.68 | -6.68 | -6.68 | -6.68 | -6.68 | -7.16 |
Financing Cash Flow | 1,542 | -33.09 | 738.33 | -2,877 | 3,000 | 8,171 |
Net Cash Flow | -648.89 | -1,360 | 1,547 | -3,341 | -4,555 | 6,294 |
Free Cash Flow | 541.46 | 127.33 | 861.76 | 320.22 | 620.08 | 582.44 |
Free Cash Flow Growth | 529.71% | -85.22% | 169.12% | -48.36% | 6.46% | 35.82% |
FCF Margin | 118.32% | 5.81% | 43.12% | 16.50% | 36.62% | 42.47% |
Free Cash Flow Per Share | 8.55 | 1.99 | 13.41 | 4.97 | 9.61 | 9.09 |