Cullen Frost Bankers Inc. (CFR)

Cullen Frost Bankers Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	7,216	6,948	8,597	8,033	5,483	6,118
Market Cap Growth	6.60%	-19.17%	7.02%	46.50%	-10.38%	8.79%
Enterprise Value	3,033	2,625	1,503	-5,562	-2,454	4,260
PE Ratio	13.29	11.75	15.02	18.43	16.94	14.05
PS Ratio	3.77	3.58	5.08	5.86	4.57	4.59
PB Ratio	2.00	1.87	2.74	1.81	1.28	1.56
P/FCF Ratio	11.25	21.61	13.86	13.63	12.61	14.05
P/OCF Ratio	9.13	14.51	11.90	12.39	10.46	9.65
EV/Sales Ratio	1.57	1.35	0.89	-4.05	-2.04	3.19
EV/EBITDA Ratio	4.09	3.33	2.03	-9.95	-5.90	7.70
EV/EBIT Ratio	4.57	3.69	2.25	-11.36	-6.98	8.53
EV/FCF Ratio	4.68	8.17	2.42	-9.43	-5.64	9.78
Debt / Equity Ratio	1.16	1.17	1.57	0.67	0.55	0.49
Debt / EBITDA Ratio	5.68	5.53	6.67	5.35	5.66	3.49
Debt / FCF Ratio	6.49	13.57	7.96	5.07	5.41	4.43
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	16.00%	17.40%	17.50%	10.00%	8.00%	11.50%
Return on Assets (ROA)	1.10%	1.20%	1.10%	0.90%	0.80%	1.30%
Return on Capital (ROIC)	7.09%	7.40%	7.17%	5.96%	4.98%	7.59%
Earnings Yield	7.53%	8.51%	6.66%	5.43%	5.90%	7.12%
FCF Yield	8.89%	4.63%	7.21%	7.34%	7.93%	7.12%
Dividend Yield	3.25%	3.30%	2.40%	2.30%	3.30%	2.90%
Payout Ratio	43.45%	39.30%	36.70%	43.30%	55.80%	40.60%
Buyback Yield / Dilution	0.24%	0.39%	-0.92%	-1.37%	-0.46%	2.16%
Total Shareholder Return	3.50%	3.69%	1.48%	0.93%	2.84%	5.06%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).