Chime Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Revenue	2,457	2,187	1,673	1,278	1,009
Revenue Growth	26.39%	30.69%	30.88%	26.73%	-
Cost of Revenue	277.48	263.05	207.51	219.74	214.69
Gross Profit	2,180	1,924	1,466	1,059	794.15
Selling, General & Admin	1,332	1,573	983.85	871.51	876.84
Research & Development	457.18	934.93	309.58	259	239.88
Operating Expenses	1,806	2,524	1,308	1,142	1,124
Operating Income	373.73	-600.06	157.49	-83.41	-329.86
Interest & Investment Income	33.79	30.87	39.47	32.82	8.11
Other Non Operating Income (Expenses)	-392.12	-407.32	-219.69	-152.38	-126.71
EBT Excluding Unusual Items	15.4	-976.51	-22.73	-202.97	-448.46
Merger & Restructuring Charges	-	-	-	-	-1.3
Asset Writedown	-	-	-	-	-20.83
Other Unusual Items	-32.6	-32.6	-	-	-
Pretax Income	-17.2	-1,009	-22.73	-202.97	-470.59
Income Tax Expense	0.99	0.83	2.61	0.23	-0.34
Net Income	-18.19	-1,010	-25.34	-203.2	-470.25
Net Income to Common	-18.19	-1,010	-25.34	-203.2	-470.25
Net Income Growth	-	-	-	-	-
Shares Outstanding (Basic)	378	236	65	63	58
Shares Outstanding (Diluted)	378	236	65	63	58
Shares Change	368.14%	264.00%	2.86%	9.02%	-
EPS (Basic)	-0.05	-4.27	-0.39	-3.22	-8.12
EPS (Diluted)	-0.05	-4.27	-0.39	-3.22	-8.12
EPS Growth	-	-	-	-	-
Free Cash Flow	312.18	32.89	59.33	-167.1	-482.86
Free Cash Flow Per Share	0.82	0.14	0.91	-2.65	-8.34
Gross Margin	88.71%	87.97%	87.60%	82.81%	78.72%
Operating Margin	15.21%	-27.44%	9.41%	-6.52%	-32.70%
Profit Margin	-0.74%	-46.18%	-1.52%	-15.89%	-46.61%
Free Cash Flow Margin	12.71%	1.50%	3.55%	-13.07%	-47.86%
EBITDA	383.88	-590.46	166.36	-76.17	-325.96
EBITDA Margin	15.62%	-27.00%	9.94%	-5.96%	-32.31%
D&A For EBITDA	10.15	9.6	8.87	7.24	3.9
EBIT	373.73	-600.06	157.49	-83.41	-329.86
EBIT Margin	15.21%	-27.44%	9.41%	-6.52%	-32.70%

SEC Filings: 10-K · 10-Q