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Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.51
-0.14 (-0.43%)
Sep 4, 2026, 2:47 PM EDT - Market open

Chime Financial Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
2,4572,1871,6731,2781,009
Revenue Growth
26.39%30.69%30.88%26.73%-
Cost of Revenue
277.48263.05207.51219.74214.69
Gross Profit
2,1801,9241,4661,059794.15
Selling, General & Admin
1,3321,573983.85871.51876.84
Research & Development
457.18934.93309.58259239.88
Operating Expenses
1,8062,5241,3081,1421,124
Operating Income
373.73-600.06157.49-83.41-329.86
Interest & Investment Income
33.7930.8739.4732.828.11
Other Non Operating Income (Expenses)
-392.12-407.32-219.69-152.38-126.71
EBT Excluding Unusual Items
15.4-976.51-22.73-202.97-448.46
Merger & Restructuring Charges
-----1.3
Asset Writedown
-----20.83
Other Unusual Items
-32.6-32.6---
Pretax Income
-17.2-1,009-22.73-202.97-470.59
Income Tax Expense
0.990.832.610.23-0.34
Net Income
-18.19-1,010-25.34-203.2-470.25
Net Income to Common
-18.19-1,010-25.34-203.2-470.25
Net Income Growth
-----
Shares Outstanding (Basic)
378236656358
Shares Outstanding (Diluted)
378236656358
Shares Change
368.14%264.00%2.86%9.02%-
EPS (Basic)
-0.05-4.27-0.39-3.22-8.12
EPS (Diluted)
-0.05-4.27-0.39-3.22-8.12
EPS Growth
-----

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22
Free Cash Flow
312.1832.8959.33-167.1-482.86
Free Cash Flow Per Share
0.820.140.91-2.65-8.34
Gross Margin
88.71%87.97%87.60%82.81%78.72%
Operating Margin
15.21%-27.44%9.41%-6.52%-32.70%
Profit Margin
-0.74%-46.18%-1.52%-15.89%-46.61%
Free Cash Flow Margin
12.71%1.50%3.55%-13.07%-47.86%
EBITDA
383.88-590.46166.36-76.17-325.96
EBITDA Margin
15.62%-27.00%9.94%-5.96%-32.31%
D&A For EBITDA
10.159.68.877.243.9
EBIT
373.73-600.06157.49-83.41-329.86
EBIT Margin
15.21%-27.44%9.41%-6.52%-32.70%
SEC Filings: 10-K · 10-Q