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Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.11
-0.09 (-0.27%)
At close: Aug 31, 2026, 4:00 PM EDT
32.99
-0.12 (-0.36%)
After-hours: Aug 31, 2026, 7:59 PM EDT

Chime Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Net Income
27.8553.46-44.78-54.72-923.3812.94-19.61-22.030.3915.9
Depreciation & Amortization
7.567.67-12.587.517.417.26-9.386.99.222.13
Other Amortization
--20.4---16.5--3.13.1
Asset Writedown & Restructuring Costs
------0.591.1-0.21
Loss (Gain) From Sale of Investments
0.03-0.16-1.12-1.65-0.74-1.63-2.03-2.62-3.48-4.4
Stock-Based Compensation
70.960.6567.384.76921.328.78.1210.136.425.18
Provision & Write-off of Bad Debts
14.8314.5315.418.1720.5523.5521.510.171.610.26
Other Operating Activities
0.11-0.917.3717.1729.1948.734.2223.5528.4429.39
Change in Accounts Receivable
6.51-37.68-20.34-8.2811.81-26.16-23.69-24.6420-11.97
Change in Accounts Payable
-1.67-0.76-1.35-11.7714.191.771.7411.121.81-0.98
Change in Other Net Operating Assets
81.36-9.32-7.76-33.7-51.86-100.88-9.74-38.61-62.6233.34
Operating Cash Flow
207.4887.4832.5517.4828.49-25.7518.23-24.93-1.3272.16
Operating Cash Flow Growth (YoY)
628.14%-78.56%-------

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Capital Expenditures
-9.94-6.62-14.2-2.06-2.04-1.59-1.58-3.1-0.11-0.03
Cash Acquisitions
-------2.3--11.04-
Sale (Purchase) of Intangibles
-0-0.83-0.79-1.66-3.19-3.2-2.28-3.08-2.13-2.16
Investment in Securities
-125.64182.347.82-407.23111.9733.7101.516837.87-3.46
Investing Cash Flow
-141.94127.3154.8-423.6172.436.750.450.390.48-5.66

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Total Debt Issued
50---------
Net Debt Issued (Repaid)
50---------
Issuance of Common Stock
2.0413.9213.588.48772.970.720.50.310.390.21
Repurchase of Common Stock
-137.8-87.28-78.87-25.45-322.62---0.36-0.56-0.03
Other Financing Activities
-0.91----0.29-0.84----
Financing Cash Flow
-86.67-73.36-65.29-16.97450.06-0.130.5-0.05-0.170.18

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Net Cash Flow
-21.13141.4322.06-423.1550.98-19.1869.18-24.59-1.0166.68

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Free Cash Flow
197.5480.8618.3515.4326.46-27.3416.65-28.03-1.4372.13
Free Cash Flow Growth (YoY)
646.67%-10.21%-------
Free Cash Flow Margin
29.49%12.49%3.08%2.84%5.01%-5.27%3.50%-6.64%-0.37%18.40%
Free Cash Flow Per Share
0.500.200.050.040.21-0.410.26-0.43-0.021.12
Levered Free Cash Flow
185.57103.984.5463.64401.914.84----
Unlevered Free Cash Flow
185.57103.984.5463.64401.914.84----

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24
Cash Interest Paid
-0.28-0.27-0.170.120.120.120.12
Cash Income Tax Paid
0.980.04-0.0710.042.02-0.16-
Change in Working Capital
86.21-47.76-29.44-53.76-25.86-125.26-31.68-52.13-40.8120.39
SEC Filings: 10-K · 10-Q