Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.11
-0.09 (-0.27%)
Aug 31, 2026, 4:00 PM EDT - Market closed
Chime Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
| 669.77 | 647.39 | 596.36 | 543.52 | 528.15 | 518.74 | 475.21 | 421.87 | 384.21 | 391.97 | |
Revenue Growth (YoY) | 26.81% | 24.80% | 25.49% | 28.84% | 37.46% | 32.34% | - | - | - | - |
Cost of Revenue | 74.9 | 67.07 | 66.11 | 69.4 | 67.12 | 60.42 | 56.04 | 53.52 | 50.5 | 47.45 |
Gross Profit | 594.87 | 580.31 | 530.25 | 474.12 | 461.03 | 458.33 | 419.17 | 368.36 | 333.71 | 344.53 |
Selling, General & Admin | 353.86 | 331.3 | 332.91 | 313.84 | 667.77 | 258.36 | 270.18 | 259.82 | 229.48 | 224.37 |
Research & Development | 112.11 | 109.78 | 111.35 | 123.94 | 621.75 | 77.88 | 78.87 | 80.4 | 75.37 | 74.93 |
Operating Expenses | 470.26 | 445.25 | 448.54 | 441.78 | 1,293 | 340.04 | 352.82 | 343.84 | 308.15 | 303.46 |
Operating Income | 124.61 | 135.07 | 81.71 | 32.34 | -832.39 | 118.28 | 66.34 | 24.52 | 25.56 | 41.07 |
Interest & Investment Income | 6.74 | 7.75 | 9.04 | 10.27 | 6.22 | 5.35 | 8.24 | 10.82 | 9.9 | 10.51 |
Other Non Operating Income (Expenses) | -103.29 | -88.91 | -102.88 | -97.05 | -98.25 | -109.15 | -93.49 | -55.16 | -35 | -36.04 |
EBT Excluding Unusual Items | 28.06 | 53.91 | -12.13 | -54.44 | -924.42 | 14.49 | -18.91 | -19.83 | 0.46 | 15.54 |
Other Unusual Items | - | - | -32.6 | - | - | - | - | - | - | - |
Pretax Income | 28.06 | 53.91 | -44.73 | -54.44 | -924.42 | 14.49 | -18.91 | -19.83 | 0.46 | 15.54 |
Income Tax Expense | 0.21 | 0.46 | 0.05 | 0.28 | -1.05 | 1.55 | 0.7 | 2.2 | 0.08 | -0.36 |
Net Income | 27.85 | 53.46 | -44.78 | -54.72 | -923.38 | 12.94 | -19.61 | -22.03 | 0.39 | 15.9 |
Preferred Dividends & Other Adjustments | - | - | - | - | - | - | - | - | -15.9 | 15.9 |
Net Income to Common | 27.85 | 53.46 | -44.78 | -54.72 | -923.38 | 12.94 | -19.61 | -22.03 | 16.29 | - |
Net Income Growth (YoY) | - | 313.14% | - | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 380 | 382 | 376 | 372 | 127 | 66 | 65 | 65 | 65 | 64 |
Shares Outstanding (Diluted) | 393 | 400 | 376 | 372 | 127 | 66 | 65 | 65 | 65 | 64 |
Shares Change (YoY) | 210.71% | 504.91% | 474.99% | 470.74% | 95.76% | 2.74% | - | - | - | - |
EPS (Basic) | 0.07 | 0.14 | -0.12 | -0.15 | -7.29 | 0.20 | -0.30 | -0.34 | 0.25 | - |
EPS (Diluted) | 0.07 | 0.13 | -0.12 | -0.15 | -7.29 | 0.20 | -0.30 | -0.34 | 0.25 | - |
EPS Growth (YoY) | - | -33.43% | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 |
Free Cash Flow | 197.54 | 80.86 | 18.35 | 15.43 | 26.46 | -27.34 | 16.65 | -28.03 | -1.43 | 72.13 |
Free Cash Flow Per Share | 0.50 | 0.20 | 0.05 | 0.04 | 0.21 | -0.41 | 0.26 | -0.43 | -0.02 | 1.12 |
Gross Margin | 88.82% | 89.64% | 88.92% | 87.23% | 87.29% | 88.35% | 88.21% | 87.31% | 86.86% | 87.89% |
Operating Margin | 18.61% | 20.86% | 13.70% | 5.95% | -157.60% | 22.80% | 13.96% | 5.81% | 6.65% | 10.48% |
Profit Margin | 4.16% | 8.26% | -7.51% | -10.07% | -174.83% | 2.49% | -4.13% | -5.22% | 4.24% | - |
Free Cash Flow Margin | 29.49% | 12.49% | 3.08% | 2.84% | 5.01% | -5.27% | 3.50% | -6.64% | -0.37% | 18.40% |
EBITDA | 132.17 | 142.73 | 89.53 | 39.86 | -824.98 | 125.54 | 68.56 | 31.41 | 34.78 | 43.2 |
EBITDA Margin | 19.73% | 22.05% | 15.01% | 7.33% | -156.20% | 24.20% | 14.43% | 7.45% | 9.05% | 11.02% |
D&A For EBITDA | 7.56 | 7.67 | 7.82 | 7.51 | 7.41 | 7.26 | 2.22 | 6.9 | 9.22 | 2.13 |
EBIT | 124.61 | 135.07 | 81.71 | 32.34 | -832.39 | 118.28 | 66.34 | 24.52 | 25.56 | 41.07 |
EBIT Margin | 18.61% | 20.86% | 13.70% | 5.95% | -157.60% | 22.80% | 13.96% | 5.81% | 6.65% | 10.48% |
Effective Tax Rate | 0.76% | 0.84% | - | - | - | 10.71% | - | - | 16.85% | - |