Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
84.60
+0.28 (0.33%)
At close: Nov 6, 2026, 4:00 PM EST
84.73
+0.13 (0.15%)
After-hours: Nov 6, 2026, 4:10 PM EST
Customers Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,092 | 1,034 | 947.53 | 1,033 | 745.31 | 736.82 |
Interest Income on Investments | 315.1 | 325.24 | 380.3 | 334.62 | 140.06 | 44.06 |
Total Interest Income | 1,407 | 1,360 | 1,328 | 1,367 | 885.37 | 780.88 |
Interest Paid on Deposits | 527.66 | 539.13 | 603.31 | 576.44 | 226.24 | 62.64 |
Interest Paid on Borrowings | 82.04 | 69.97 | 70.12 | 103.47 | 35.41 | 33.17 |
Total Interest Expense | 609.7 | 609.1 | 673.43 | 679.91 | 261.65 | 95.81 |
Net Interest Income | 797.22 | 750.49 | 654.4 | 687.45 | 623.72 | 685.07 |
Net Interest Income Growth | 11.67% | 14.68% | -4.81% | 10.22% | -8.96% | 69.70% |
Mortgage Banking Activities | 5.29 | 4.75 | 4.1 | 4.4 | 6.74 | 12.87 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -2.84 |
Gain (Loss) on Sale of Investments | 0.19 | -52.96 | -27.01 | -0.57 | -23.16 | 31.39 |
Gain (Loss) on Sale of Equity Investments | - | - | 11.43 | - | - | - |
Other Non-Interest Income | 123.76 | 116.1 | 87.54 | 72.98 | 61.49 | 25.11 |
Total Non-Interest Income | 132.24 | 67.82 | 60.43 | 70.57 | 24.75 | 77.87 |
Non-Interest Income Growth | 278.74% | 12.23% | -14.36% | 185.08% | -68.21% | 22.01% |
Revenues Before Loan Losses | 929.46 | 818.31 | 714.84 | 758.01 | 648.47 | 762.94 |
Provision for Loan Losses | 94.21 | 97.96 | 73.45 | 74.61 | 60.07 | 27.43 |
| 835.25 | 720.35 | 641.39 | 683.4 | 588.41 | 735.52 | |
Revenue Growth | 28.11% | 12.31% | -6.15% | 16.14% | -20.00% | 81.73% |
Salaries and Employee Benefits | 196.89 | 170.53 | 161.4 | 120.69 | 98.22 | 94.34 |
Occupancy Expenses | 53.89 | 41.94 | 34.74 | 32.1 | 26.28 | 20.12 |
Federal Deposit Insurance | 26.55 | 41.18 | 41.68 | 35.04 | 8.87 | 10.06 |
Selling, General & Administrative | 125.48 | 126.79 | 128.65 | 124.28 | 139.46 | 135.46 |
Other Non-Interest Expense | 54.78 | 51.48 | 50.54 | 36.47 | 31.81 | 34.33 |
Total Non-Interest Expense | 457.58 | 431.92 | 417.01 | 348.57 | 304.63 | 294.31 |
EBT Excluding Unusual Items | 377.67 | 288.43 | 224.37 | 334.84 | 283.78 | 441.21 |
Legal Settlements | - | - | - | -4.1 | 7.52 | - |
Pretax Income | 377.67 | 288.43 | 224.37 | 330.74 | 291.3 | 441.21 |
Income Tax Expense | 83.58 | 64.34 | 42.9 | 80.6 | 63.26 | 86.94 |
Earnings From Continuing Operations | 294.09 | 224.09 | 181.47 | 250.14 | 228.03 | 354.27 |
Earnings From Discontinued Operations | - | - | - | - | - | -39.62 |
Net Income | 294.09 | 224.09 | 181.47 | 250.14 | 228.03 | 314.65 |
Preferred Dividends & Other Adjustments | 4.4 | 14.91 | 15.04 | 14.7 | 9.63 | 14.51 |
Net Income to Common | 289.68 | 209.18 | 166.43 | 235.45 | 218.4 | 300.13 |
Net Income Growth | 78.42% | 25.69% | -29.31% | 7.80% | -27.23% | 153.20% |
Basic Shares Outstanding | 34 | 32 | 32 | 31 | 33 | 32 |
Diluted Shares Outstanding | 35 | 33 | 33 | 32 | 34 | 34 |
Shares Change | 7.26% | 2.20% | 1.74% | -4.14% | -0.45% | 6.21% |
EPS (Basic) | 8.53 | 6.46 | 5.28 | 7.49 | 6.69 | 9.29 |
EPS (Diluted) | 8.27 | 6.26 | 5.09 | 7.32 | 6.51 | 8.90 |
EPS Growth | 66.64% | 22.99% | -30.46% | 12.44% | -26.89% | 138.06% |