Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
78.66
+2.14 (2.80%)
Jul 27, 2026, 4:00 PM EDT - Market closed
Customers Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 791.06 | 750.49 | 654.4 | 687.45 | 623.72 | 685.07 |
Net Interest Income Growth | 17.98% | 14.68% | -4.81% | 10.22% | -8.96% | 69.70% |
Non-Interest Income | 131.07 | 67.82 | 60.43 | 70.57 | 32.27 | 77.87 |
Non-Interest Income Growth | 916.57% | 12.23% | -14.36% | 118.66% | -58.55% | 24.84% |
Revenues Before Loan Losses | 922.12 | 818.31 | 714.84 | 758.01 | 655.99 | 762.94 |
Provision for Credit Losses | 95.32 | 97.96 | 73.45 | 74.61 | 60.07 | 27.43 |
| 826.8 | 720.35 | 641.39 | 683.4 | 595.93 | 735.52 | |
Revenue Growth | 38.71% | 12.31% | -6.15% | 14.68% | -18.98% | 82.38% |
Compensation Expenses | 207.8 | 188.99 | 175.84 | 133.28 | 112.37 | 108.2 |
Selling, General & Admin | 111.32 | 111.94 | 116.41 | 113.89 | 128.61 | 123.9 |
Other Non-Interest Expenses | 130.29 | 131 | 124.77 | 105.5 | 63.65 | 62.21 |
Total Non-Interest Expense | 449.41 | 431.92 | 417.01 | 352.66 | 304.63 | 294.31 |
Pretax Income | 377.4 | 288.43 | 224.37 | 330.74 | 291.3 | 441.21 |
Provision for Income Taxes | 85.95 | 64.34 | 42.9 | 80.6 | 63.26 | 86.94 |
Net Income | 291.45 | 224.09 | 181.47 | 250.14 | 228.03 | 314.65 |
Net Income Attributable to Preferred Dividends | 3.62 | 14.91 | 15.04 | 14.7 | 9.63 | 14.51 |
Net Income to Common | 285.03 | 209.18 | 166.43 | 235.45 | 218.4 | 300.13 |
Net Income Growth | 116.63% | 25.69% | -29.31% | 7.80% | -27.23% | 153.20% |
Shares Outstanding (Basic) | 34 | 32 | 32 | 31 | 33 | 32 |
Shares Outstanding (Diluted) | 35 | 33 | 33 | 32 | 34 | 34 |
Shares Change | 6.83% | 2.20% | 1.74% | -4.14% | -0.45% | 6.21% |
EPS (Basic) | 8.49 | 6.46 | 5.28 | 7.49 | 6.69 | 9.29 |
EPS (Diluted) | 8.20 | 6.26 | 5.09 | 7.32 | 6.51 | 8.91 |
EPS Growth | 102.97% | 22.99% | -30.46% | 12.44% | -26.94% | 138.23% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 481.02 | 143.57 | 124.14 | -24.87 | -24.99 |
Free Cash Flow Growth | - | 235.05% | 15.65% | - | - | - |
Free Cash Flow Per Share | - | 14.39 | 4.39 | 3.86 | -0.74 | -0.74 |
Profit Margin | 35.25% | 31.11% | 28.29% | 36.60% | 38.27% | 42.78% |
FCF Margin | - | 66.78% | 22.38% | 18.16% | -4.17% | -3.40% |
Effective Tax Rate | 22.77% | 22.31% | 19.12% | 24.37% | 21.72% | 19.71% |