Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
73.75
+1.89 (2.63%)
At close: Mar 4, 2026, 4:00 PM EST
74.00
+0.25 (0.34%)
After-hours: Mar 4, 2026, 6:59 PM EST

Encore Capital Group Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
256.83-139.24-206.49194.56351.2
Depreciation & Amortization
28.7632.4341.7446.4250.08
Stock-Based Compensation
18.2714.0113.8515.418.33
Other Adjustments
-154.67174.68318.58-7.99-119.55
Changes in Other Operating Activities
-20.5952.755.45-37.722.99
Operating Cash Flow
153.2156.17152.99210.68303.05
Operating Cash Flow Growth
-1.90%2.08%-27.38%-30.48%-3.14%
Net Change in Loans Held-for-Investment
-252.07-476.53-402.08-81.39362.35
Capital Expenditures
-26.27-29.01-24.81-37.22-33.37
Other Investing Activities
35.7665.1124.94-11.6210.92
Investing Cash Flow
-242.59-440.43-401.94-130.24339.9
Short-Term Debt Issued
1,2732,0311,196779.51821.93
Short-Term Debt Repaid
-1,359-1,868-989.63-515.7-896.42
Net Short-Term Debt Issued (Repaid)
-85.76163.36206.42263.81-74.49
Long-Term Debt Issued
5001,000334.19-353.75
Long-Term Debt Repaid
-264.64-811.18-264.28-260.23-520.18
Net Long-Term Debt Issued (Repaid)
235.36188.8269.91-260.23-166.43
Repurchase of Common Stock
-90.4---87.01-390.61
Net Common Stock Issued (Repurchased)
-90.4---87.01-390.61
Other Financing Activities
-14.35-34.4-8.03-24.02-24.17
Financing Cash Flow
44.85317.77268.3-107.45-655.69
Effect of Exchange Rate Changes on Cash and Cash Equivalents
1.457.99-4.9-18.7313.2
Net Cash Flow
-44.5333.5119.35-27-12.74
Free Cash Flow
126.93127.16128.18173.46269.68
Free Cash Flow Growth
-0.18%-0.80%-26.10%-35.68%-3.08%
FCF Margin
7.18%9.66%10.48%12.40%16.70%
Free Cash Flow Per Share
5.395.335.426.658.66
Levered Free Cash Flow
388.34269.1192.22169.62129.57
Unlevered Free Cash Flow
-18.156.1822.38-28.5219.7
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q