Encore Capital Group, Inc. (ECPG)

Encore Capital Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-89.15	-139.24	-206.49	194.56	351.2	212.52
Depreciation & Amortization	31.78	32.43	41.74	46.42	50.08	42.78
Stock-Based Compensation	14.73	14.01	13.85	15.4	18.33	16.56
Other Adjustments	37.97	131.07	215.91	85.16	79.59	99.57
Changes in Accounts Payable	13.51	56.4	-10.44	-31	-35.95	-17.66
Changes in Other Operating Activities	18.57	61.5	98.42	-99.87	-160.2	-40.91
Operating Cash Flow	124.28	156.17	152.99	210.68	303.05	312.86
Operating Cash Flow Growth	-29.81%	2.08%	-27.38%	-30.48%	-3.14%	27.84%
Net Change in Securities and Investments	-501.4	-476.53	-402.08	-81.39	362.35	93.08
Capital Expenditures	-28.08	-29.01	-24.81	-37.22	-33.37	-34.6
Sale of Property, Plant & Equipment	-	56.4	52.64	27.72	31.16	-
Other Investing Activities	-4.91	8.71	-27.69	-39.34	-20.24	24.34
Investing Cash Flow	-478.2	-440.43	-401.94	-130.24	339.9	82.83
Long-Term Debt Issued	2,188	3,031	1,530	779.51	1,176	3,134
Long-Term Debt Repaid	-1,052	-2,657	-1,241	-775.94	-1,417	-3,414
Net Long-Term Debt Issued (Repaid)	1,135	374.25	289.05	3.58	-240.92	-279.92
Repurchase of Common Stock	-	-	-	-87.01	-390.61	-
Net Common Stock Issued (Repurchased)	-	-	-	-87.01	-390.61	-
Other Financing Activities	-34.9	-56.48	-20.75	-24.02	-24.17	-123.28
Financing Cash Flow	265.51	317.77	268.3	-107.45	-655.69	-403.2
Effect of Exchange Rate Changes on Cash and Cash Equivalents	10.68	7.99	-4.9	-18.73	13.2	4.36
Net Cash Flow	-88.41	33.51	19.35	-27	-12.74	-7.51
Beginning Cash & Cash Equivalents	250.62	158.36	143.91	189.65	189.18	192.34
Ending Cash & Cash Equivalents	172.9	199.87	158.36	143.91	189.65	189.18
Free Cash Flow	96.2	127.16	128.18	173.46	269.68	278.26
Free Cash Flow Growth	-24.35%	-0.80%	-26.10%	-35.68%	-3.08%	35.65%
FCF Margin	6.56%	9.66%	10.48%	12.40%	16.70%	18.53%
Free Cash Flow Per Share	4.06	5.33	5.42	6.65	8.66	8.78
Levered Free Cash Flow	1,082	356.33	187.47	76.47	-69.57	-118.46
Unlevered Free Cash Flow	35.79	121.32	104.91	-121.67	-179.44	-50.39

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q