Encore Capital Group, Inc. (ECPG)

NASDAQ: ECPG · Real-Time Price · USD

114.14

-12.03 (-9.53%)

At close: Nov 6, 2026, 4:00 PM EST

115.26

+1.12 (0.98%)

After-hours: Nov 6, 2026, 7:30 PM EST

Encore Capital Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,382	1,212	1,132	1,194	1,121	1,540
Market Cap Growth	149.78%	7.11%	-5.22%	6.51%	-27.21%	26.16%
Enterprise Value	6,461	4,993	4,468	4,199	3,692	4,189
Last Close Price	114.14	54.35	47.77	50.75	47.94	62.11

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.33	4.72	-	-	5.76	4.39
Forward PE	7.91	5.78	7.31	9.24	8.02	7.30
PS Ratio	1.20	0.69	0.86	0.98	0.80	0.95
PB Ratio	2.22	1.24	1.48	1.27	0.95	1.30
P/TBV Ratio	4.33	2.75	4.36	3.62	3.33	6.13
P/FCF Ratio	15.73	9.55	8.90	9.32	6.46	5.71
P/OCF Ratio	13.50	7.91	7.25	7.81	5.32	5.08
PEG Ratio	-	0.18	0.18	0.18	0.18	0.18

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	3.25	2.82	3.40	3.43	2.64	2.60
EV/EBITDA Ratio	8.05	7.62	14.47	13.32	7.20	6.13
EV/EBIT Ratio	8.34	7.97	16.16	15.35	7.92	6.62
EV/FCF Ratio	42.66	39.33	35.14	32.75	21.28	15.53

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	3.93	4.18	4.90	3.68	2.56	2.61
Debt / EBITDA Ratio	5.18	6.08	11.60	10.45	5.69	4.42
Debt / FCF Ratio	27.98	32.17	29.58	26.92	17.41	11.49
Net Debt / Equity Ratio	3.78	4.02	4.64	3.52	2.41	2.45
Net Debt / EBITDA Ratio	5.08	5.99	11.53	10.44	5.54	4.25
Net Debt / FCF Ratio	26.94	30.93	28.00	25.68	16.36	10.77
Asset Turnover	0.36	0.35	0.28	0.27	0.31	0.34
Quick Ratio	19.22	15.94	11.38	15.08	13.97	13.31
Current Ratio	19.36	16.11	11.52	15.26	14.18	13.50
Return on Equity (ROE)	34.54%	29.45%	-16.34%	-19.52%	16.45%	29.20%
Return on Assets (ROA)	8.85%	7.73%	3.67%	3.74%	6.39%	8.36%
Return on Invested Capital (ROIC)	11.72%	10.37%	6.46%	6.63%	7.20%	11.99%
Return on Capital Employed (ROCE)	14.30%	12.40%	6.20%	6.20%	10.90%	14.50%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	13.64%	21.19%	-12.30%	-17.29%	17.36%	22.77%
FCF Yield	6.36%	10.47%	11.24%	10.73%	15.47%	17.51%
Buyback Yield / Dilution	4.64%	1.42%	-0.86%	9.28%	16.25%	1.76%

SEC Filings: 10-K · 10-Q