Encore Capital Group, Inc. (ECPG)

Encore Capital Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 15, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,685	1,179	1,132	1,195	1,118	1,524
Market Cap Growth	107.56%	4.15%	-5.29%	6.87%	-26.65%	24.85%
Enterprise Value	5,616	5,180	4,804	4,513	4,017	4,522
Last Close Price	78.69	54.35	47.77	50.75	47.94	62.11
PE Ratio	7.21	4.98	-8.19	-5.82	6.43	5.52
Forward PE	6.52	5.78	7.31	9.24	8.02	7.30
PEG Ratio	-	0.18	0.18	0.18	0.18	0.18
PS Ratio	0.96	0.67	0.86	0.98	0.80	0.94
PB Ratio	1.77	1.18	1.93	1.28	0.95	1.29
P/TBV Ratio	1.86	1.28	1.95	1.28	1.06	1.63
P/FCF Ratio	13.31	9.29	8.90	9.32	6.45	5.65
P/OCF Ratio	11.03	7.69	7.25	7.81	5.31	5.03
EV/Sales Ratio	3.17	2.93	3.65	3.69	2.87	2.80
EV/EBITDA Ratio	6.46	180.11	148.13	108.13	86.54	90.29
EV/FCF Ratio	44.24	40.81	37.78	35.21	23.16	16.77
Debt / Equity Ratio	4.02	4.02	6.27	3.54	2.46	2.53
Debt / EBITDA Ratio	139.13	139.13	113.24	79.50	62.45	59.85
Debt / FCF Ratio	31.52	31.52	28.88	25.89	16.71	11.11
Net Debt / Equity Ratio	4.02	4.02	6.27	3.54	2.46	2.53
Net Debt / EBITDA Ratio	139.13	139.13	113.24	79.50	62.45	59.85
Net Debt / FCF Ratio	31.52	31.52	28.88	25.89	16.71	11.11
Asset Turnover	0.35	0.35	0.28	0.27	0.31	0.34
Return on Equity (ROE)	32.47%	32.47%	-18.29%	-19.52%	16.45%	32.30%
Earnings Yield	15.20%	20.07%	-12.20%	-17.18%	15.56%	18.13%
FCF Yield	7.51%	10.77%	11.24%	10.73%	15.51%	17.69%
Buyback Yield / Dilution	1.42%	1.42%	-0.86%	9.28%	16.25%	1.76%
Total Shareholder Return	1.42%	1.42%	-0.86%	9.28%	16.25%	1.76%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q