Encore Capital Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,168	1,212	1,132	1,194	1,121	1,540
Market Cap Growth	132.20%	7.11%	-5.22%	6.51%	-27.21%	26.16%
Enterprise Value	6,171	4,993	4,468	4,199	3,692	4,189
Last Close Price	102.21	54.35	47.77	50.75	47.94	62.11
PE Ratio	7.75	4.72	-	-	5.76	4.39
Forward PE	7.33	5.78	7.31	9.24	8.02	7.30
PS Ratio	1.14	0.69	0.86	0.98	0.80	0.95
PB Ratio	2.01	1.24	1.48	1.27	0.95	1.30
P/TBV Ratio	3.94	2.75	4.36	3.62	3.33	6.13
P/FCF Ratio	17.32	9.55	8.90	9.32	6.46	5.71
P/OCF Ratio	14.32	7.91	7.25	7.81	5.32	5.08
PEG Ratio	-	0.18	0.18	0.18	0.18	0.18
EV/Sales Ratio	3.25	2.82	3.40	3.43	2.64	2.60
EV/EBITDA Ratio	8.28	7.62	14.47	13.32	7.20	6.13
EV/EBIT Ratio	8.60	7.97	16.16	15.35	7.92	6.62
EV/FCF Ratio	49.31	39.33	35.14	32.75	21.28	15.53
Debt / Equity Ratio	3.88	4.18	4.90	3.68	2.56	2.61
Debt / EBITDA Ratio	5.50	6.08	11.60	10.45	5.69	4.42
Debt / FCF Ratio	33.45	32.17	29.58	26.92	17.41	11.49
Net Debt / Equity Ratio	3.71	4.02	4.64	3.52	2.41	2.45
Net Debt / EBITDA Ratio	5.37	5.99	11.53	10.44	5.54	4.25
Net Debt / FCF Ratio	31.99	30.93	28.00	25.68	16.36	10.77
Asset Turnover	0.35	0.35	0.28	0.27	0.31	0.34
Quick Ratio	11.28	15.94	11.38	15.08	13.97	13.31
Current Ratio	11.38	16.11	11.52	15.26	14.18	13.50
Return on Equity (ROE)	30.54%	29.45%	-16.34%	-19.52%	16.45%	29.20%
Return on Assets (ROA)	8.34%	7.73%	3.67%	3.74%	6.39%	8.36%
Return on Invested Capital (ROIC)	11.11%	10.37%	6.46%	6.63%	7.20%	11.99%
Return on Capital Employed (ROCE)	14.00%	12.40%	6.20%	6.20%	10.90%	14.50%
Earnings Yield	13.91%	21.19%	-12.30%	-17.29%	17.36%	22.77%
FCF Yield	5.77%	10.47%	11.24%	10.73%	15.47%	17.51%
Buyback Yield / Dilution	4.01%	1.42%	-0.86%	9.28%	16.25%	1.76%

SEC Filings: 10-K · 10-Q