Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
101.68
-0.92 (-0.90%)
Oct 16, 2026, 4:00 PM EDT - Market closed
Encore Capital Group Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,157 | 1,212 | 1,132 | 1,194 | 1,121 | 1,540 | |
Market Cap Growth | 112.66% | 7.11% | -5.22% | 6.51% | -27.21% | 26.16% |
Enterprise Value | 6,160 | 4,993 | 4,468 | 4,199 | 3,692 | 4,189 |
Last Close Price | 101.68 | 54.35 | 47.77 | 50.75 | 47.94 | 62.11 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.71 | 4.72 | - | - | 5.76 | 4.39 |
Forward PE | 7.28 | 5.78 | 7.31 | 9.24 | 8.02 | 7.30 |
PS Ratio | 1.13 | 0.69 | 0.86 | 0.98 | 0.80 | 0.95 |
PB Ratio | 2.00 | 1.24 | 1.48 | 1.27 | 0.95 | 1.30 |
P/TBV Ratio | 3.92 | 2.75 | 4.36 | 3.62 | 3.33 | 6.13 |
P/FCF Ratio | 17.23 | 9.55 | 8.90 | 9.32 | 6.46 | 5.71 |
P/OCF Ratio | 14.25 | 7.91 | 7.25 | 7.81 | 5.32 | 5.08 |
PEG Ratio | - | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.24 | 2.82 | 3.40 | 3.43 | 2.64 | 2.60 |
EV/EBITDA Ratio | 8.26 | 7.62 | 14.47 | 13.32 | 7.20 | 6.13 |
EV/EBIT Ratio | 8.59 | 7.97 | 16.16 | 15.35 | 7.92 | 6.62 |
EV/FCF Ratio | 49.22 | 39.33 | 35.14 | 32.75 | 21.28 | 15.53 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 3.88 | 4.18 | 4.90 | 3.68 | 2.56 | 2.61 |
Debt / EBITDA Ratio | 5.50 | 6.08 | 11.60 | 10.45 | 5.69 | 4.42 |
Debt / FCF Ratio | 33.45 | 32.17 | 29.58 | 26.92 | 17.41 | 11.49 |
Net Debt / Equity Ratio | 3.71 | 4.02 | 4.64 | 3.52 | 2.41 | 2.45 |
Net Debt / EBITDA Ratio | 5.37 | 5.99 | 11.53 | 10.44 | 5.54 | 4.25 |
Net Debt / FCF Ratio | 31.99 | 30.93 | 28.00 | 25.68 | 16.36 | 10.77 |
Asset Turnover | 0.35 | 0.35 | 0.28 | 0.27 | 0.31 | 0.34 |
Quick Ratio | 11.28 | 15.94 | 11.38 | 15.08 | 13.97 | 13.31 |
Current Ratio | 11.38 | 16.11 | 11.52 | 15.26 | 14.18 | 13.50 |
Return on Equity (ROE) | 30.54% | 29.45% | -16.34% | -19.52% | 16.45% | 29.20% |
Return on Assets (ROA) | 8.34% | 7.73% | 3.67% | 3.74% | 6.39% | 8.36% |
Return on Invested Capital (ROIC) | 11.11% | 10.37% | 6.46% | 6.63% | 7.20% | 11.99% |
Return on Capital Employed (ROCE) | 14.00% | 12.40% | 6.20% | 6.20% | 10.90% | 14.50% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 13.98% | 21.19% | -12.30% | -17.29% | 17.36% | 22.77% |
FCF Yield | 5.80% | 10.47% | 11.24% | 10.73% | 15.47% | 17.51% |
Buyback Yield / Dilution | 4.01% | 1.42% | -0.86% | 9.28% | 16.25% | 1.76% |