Encore Capital Group, Inc. (ECPG)

NASDAQ: ECPG · Real-Time Price · USD

114.14

-12.03 (-9.53%)

At close: Nov 6, 2026, 4:00 PM EST

115.26

+1.12 (0.98%)

After-hours: Nov 6, 2026, 7:30 PM EST

Encore Capital Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	158.43	156.78	199.87	158.36	143.91	189.65
Trading Asset Securities	-	-	-	-	36.81	3.54
Cash & Short-Term Investments	158.43	156.78	199.87	158.36	180.72	193.19
Cash Growth	-8.15%	-21.55%	26.21%	-12.37%	-6.45%	1.76%
Accounts Receivable	4,763	4,372	3,776	3,468	3,088	3,066
Other Receivables	26.57	34.24	29.87	-	16.09	22.61
Receivables	4,790	4,406	3,806	3,468	3,104	3,088
Prepaid Expenses	32.72	36.16	35.56	32.91	30.38	26.94
Other Current Assets	3.81	12.96	10.44	8.74	18.26	19.32
Total Current Assets	4,985	4,612	4,052	3,668	3,334	3,328
Property, Plant & Equipment	126.15	138.71	138.69	170.98	183.97	188.67
Goodwill	528.42	536.29	507.81	606.48	821.21	897.8
Other Intangible Assets	-	-	-	-	22.11	36.32
Long-Term Deferred Tax Assets	4.14	5.77	8.42	17.28	18.07	51.45
Other Long-Term Assets	39.07	47.36	82.72	167.32	129.28	106.28
Total Assets	5,683	5,340	4,790	4,630	4,508	4,608

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	257.22	207.76	212.05	173.93	180.42	195.07
Current Portion of Long-Term Debt	0.28	37.32	118.36	50.55	36.92	16.9
Current Portion of Leases	-	18.71	-	-	-	-
Other Current Liabilities	-	22.5	21.5	16	17.8	34.52
Total Current Liabilities	257.5	286.29	351.91	240.48	235.14	246.49
Long-Term Debt	4,237	3,980	3,572	3,315	2,893	2,990
Long-Term Leases	0.38	47.32	70.81	84.29	89.27	91.32
Other Long-Term Liabilities	108.73	49.72	27.98	53.97	111.18	94.73
Total Liabilities	4,604	4,363	4,022	3,694	3,329	3,423

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.21	0.22	0.24	0.24	0.23	0.25
Additional Paid-In Capital	-	-	19.3	11.05	-	-
Retained Earnings	1,203	1,105	909.93	1,049	1,278	1,239
Comprehensive Income & Other	-124.25	-128.11	-162.13	-123.92	-98.82	-53.55
Total Common Equity	1,079	976.75	767.33	936.54	1,180	1,185
Shareholders' Equity	1,079	976.75	767.33	936.54	1,180	1,185
Total Liabilities & Equity	5,683	5,340	4,790	4,630	4,508	4,608

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	4,238	4,083	3,761	3,450	3,019	3,099
Net Cash (Debt)	-4,080	-3,926	-3,561	-3,292	-2,839	-2,905
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-181.05	-166.83	-149.16	-139.07	-108.79	-93.26
Filing Date Shares Outstanding	20.87	21.41	23.69	23.55	23.32	24.53
Total Common Shares Outstanding	20.94	21.69	23.69	23.55	23.32	24.54
Working Capital	4,727	4,325	3,700	3,428	3,099	3,081
Book Value Per Share	51.51	45.04	32.39	39.78	50.58	48.30
Tangible Book Value	550.27	440.46	259.52	330.06	336.3	251.15
Tangible Book Value Per Share	26.28	20.31	10.95	14.02	14.42	10.23
Machinery	-	233.14	209.86	207.51	229.96	232.88
Construction In Progress	-	9.49	14.59	28.64	2.55	2.49
Leasehold Improvements	-	40.81	38.77	34.72	34.95	37.53

SEC Filings: 10-K · 10-Q