Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
102.21
-1.47 (-1.42%)
Aug 18, 2026, 4:00 PM EDT - Market closed
Encore Capital Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 182.93 | 156.78 | 199.87 | 158.36 | 143.91 | 189.65 |
Trading Asset Securities | - | - | - | - | 36.81 | 3.54 |
Cash & Short-Term Investments | 182.93 | 156.78 | 199.87 | 158.36 | 180.72 | 193.19 |
Cash Growth | 5.80% | -21.55% | 26.21% | -12.37% | -6.45% | 1.76% |
Accounts Receivable | 4,610 | 4,372 | 3,776 | 3,468 | 3,088 | 3,066 |
Other Receivables | 28.81 | 34.24 | 29.87 | - | 16.09 | 22.61 |
Receivables | 4,639 | 4,406 | 3,806 | 3,468 | 3,104 | 3,088 |
Prepaid Expenses | 34.52 | 36.16 | 35.56 | 32.91 | 30.38 | 26.94 |
Other Current Assets | 5.26 | 12.96 | 10.44 | 8.74 | 18.26 | 19.32 |
Total Current Assets | 4,861 | 4,612 | 4,052 | 3,668 | 3,334 | 3,328 |
Property, Plant & Equipment | 130.87 | 138.71 | 138.69 | 170.98 | 183.97 | 188.67 |
Goodwill | 528.74 | 536.29 | 507.81 | 606.48 | 821.21 | 897.8 |
Other Intangible Assets | - | - | - | - | 22.11 | 36.32 |
Long-Term Deferred Tax Assets | 4.27 | 5.77 | 8.42 | 17.28 | 18.07 | 51.45 |
Other Long-Term Assets | 40.15 | 47.36 | 82.72 | 167.32 | 129.28 | 106.28 |
Total Assets | 5,565 | 5,340 | 4,790 | 4,630 | 4,508 | 4,608 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 176.71 | 207.76 | 212.05 | 173.93 | 180.42 | 195.07 |
Current Portion of Long-Term Debt | 236.52 | 37.32 | 118.36 | 50.55 | 36.92 | 16.9 |
Current Portion of Leases | - | 18.71 | - | - | - | - |
Other Current Liabilities | 14.1 | 22.5 | 21.5 | 16 | 17.8 | 34.52 |
Total Current Liabilities | 427.33 | 286.29 | 351.91 | 240.48 | 235.14 | 246.49 |
Long-Term Debt | 3,949 | 3,980 | 3,572 | 3,315 | 2,893 | 2,990 |
Long-Term Leases | 0.45 | 47.32 | 70.81 | 84.29 | 89.27 | 91.32 |
Other Long-Term Liabilities | 109.71 | 49.72 | 27.98 | 53.97 | 111.18 | 94.73 |
Total Liabilities | 4,487 | 4,363 | 4,022 | 3,694 | 3,329 | 3,423 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.21 | 0.22 | 0.24 | 0.24 | 0.23 | 0.25 |
Additional Paid-In Capital | - | - | 19.3 | 11.05 | - | - |
Retained Earnings | 1,210 | 1,105 | 909.93 | 1,049 | 1,278 | 1,239 |
Comprehensive Income & Other | -131.39 | -128.11 | -162.13 | -123.92 | -98.82 | -53.55 |
Total Common Equity | 1,079 | 976.75 | 767.33 | 936.54 | 1,180 | 1,185 |
Shareholders' Equity | 1,079 | 976.75 | 767.33 | 936.54 | 1,180 | 1,185 |
Total Liabilities & Equity | 5,565 | 5,340 | 4,790 | 4,630 | 4,508 | 4,608 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 4,186 | 4,083 | 3,761 | 3,450 | 3,019 | 3,099 |
Net Cash (Debt) | -4,003 | -3,926 | -3,561 | -3,292 | -2,839 | -2,905 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -175.20 | -166.83 | -149.16 | -139.07 | -108.79 | -93.26 |
Filing Date Shares Outstanding | 21.21 | 21.41 | 23.69 | 23.55 | 23.32 | 24.53 |
Total Common Shares Outstanding | 21.21 | 21.69 | 23.69 | 23.55 | 23.32 | 24.54 |
Working Capital | 4,434 | 4,325 | 3,700 | 3,428 | 3,099 | 3,081 |
Book Value Per Share | 50.86 | 45.04 | 32.39 | 39.78 | 50.58 | 48.30 |
Tangible Book Value | 549.98 | 440.46 | 259.52 | 330.06 | 336.3 | 251.15 |
Tangible Book Value Per Share | 25.93 | 20.31 | 10.95 | 14.02 | 14.42 | 10.23 |
Machinery | - | 233.14 | 209.86 | 207.51 | 229.96 | 232.88 |
Construction In Progress | - | 9.49 | 14.59 | 28.64 | 2.55 | 2.49 |
Leasehold Improvements | - | 40.81 | 38.77 | 34.72 | 34.95 | 37.53 |