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Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
114.14
-12.03 (-9.53%)
At close: Nov 6, 2026, 4:00 PM EST
115.26
+1.12 (0.98%)
After-hours: Nov 6, 2026, 7:30 PM EST

Encore Capital Group Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
350.91256.83-139.24-206.49194.56350.78
Depreciation & Amortization
28.0228.7632.4341.7446.4250.08
Asset Writedown & Restructuring Costs
--119.14256.934.08-
Stock-Based Compensation
20.5418.2714.0113.8515.418.33
Other Operating Activities
-229.81-156.93101.6741.52-12.06-119.13
Change in Accounts Payable
1.69-3.6556.4-10.44-31-35.95
Change in Other Net Operating Assets
5.099.92-28.2515.89-6.7238.94
Operating Cash Flow
176.44153.2156.17152.99210.68303.05
Operating Cash Flow Growth
10.32%-1.90%2.08%-27.38%-30.48%-3.14%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-24.98-26.27-29.01-24.81-37.22-33.37
Sale (Purchase) of Real Estate
37.6537.6556.1825.74-11.6214.07
Other Investing Activities
-0.58-1.898.92-0.79--3.15
Investing Cash Flow
-202.68-242.59-440.43-401.94-130.24339.9

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-1,7733,0311,530779.511,176
Long-Term Debt Repaid
--1,624-2,679-1,254-775.94-1,417
Net Debt Issued (Repaid)
165.18149.6352.18276.333.58-240.92
Repurchase of Common Stock
-129.07-90.4---87.01-390.61
Other Financing Activities
-21.24-14.35-34.4-8.03-24.02-24.17
Financing Cash Flow
14.8744.85317.77268.3-107.45-655.69

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-2.71.457.99-4.9-18.7313.2
Net Cash Flow
-14.06-43.0841.514.45-45.730.46

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
151.46126.93127.16128.18173.46269.68
Free Cash Flow Growth
14.71%-0.18%-0.80%-26.10%-35.68%-2.56%
Free Cash Flow Margin
7.63%7.18%9.66%10.48%12.40%16.70%
Free Cash Flow Per Share
6.725.395.335.426.658.66
Levered Free Cash Flow
-156.62-377.22-266.15-289.85170.25596.61
Unlevered Free Cash Flow
27.42-193.53-108.31-163.68266.06702.68

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
270.52259.81210.58163.82131.39132.4
Cash Income Tax Paid
58.4354.7767.0968.5271.2842.04
Change in Working Capital
6.796.2728.165.45-37.722.99
SEC Filings: 10-K · 10-Q