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Encore Capital Group, Inc. (ECPG)
NASDAQ: ECPG · Real-Time Price · USD
98.41
+0.83 (0.85%)
At close: Sep 25, 2026, 4:00 PM EDT
98.30
-0.11 (-0.11%)
Pre-market: Sep 28, 2026, 5:06 AM EDT

Encore Capital Group Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
301.56256.83-139.24-206.49194.56350.78
Depreciation & Amortization
28.0828.7632.4341.7446.4250.08
Asset Writedown & Restructuring Costs
--119.14256.934.08-
Stock-Based Compensation
20.1818.2714.0113.8515.418.33
Other Operating Activities
-184.64-156.93101.6741.52-12.06-119.13
Change in Accounts Payable
-17.4-3.6556.4-10.44-31-35.95
Change in Other Net Operating Assets
3.569.92-28.2515.89-6.7238.94
Operating Cash Flow
151.34153.2156.17152.99210.68303.05
Operating Cash Flow Growth
21.77%-1.90%2.08%-27.38%-30.48%-3.14%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-26.2-26.27-29.01-24.81-37.22-33.37
Sale (Purchase) of Real Estate
37.6537.6556.1825.74-11.6214.07
Other Investing Activities
0.33-1.898.92-0.79--3.15
Investing Cash Flow
-203.58-242.59-440.43-401.94-130.24339.9

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-1,7733,0311,530779.511,176
Long-Term Debt Repaid
--1,624-2,679-1,254-775.94-1,417
Net Debt Issued (Repaid)
230.89149.6352.18276.333.58-240.92
Repurchase of Common Stock
-112.22-90.4---87.01-390.61
Other Financing Activities
-54.21-14.35-34.4-8.03-24.02-24.17
Financing Cash Flow
64.4644.85317.77268.3-107.45-655.69

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-2.171.457.99-4.9-18.7313.2
Net Cash Flow
10.04-43.0841.514.45-45.730.46

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
125.14126.93127.16128.18173.46269.68
Free Cash Flow Growth
30.08%-0.18%-0.80%-26.10%-35.68%-2.56%
Free Cash Flow Margin
6.58%7.18%9.66%10.48%12.40%16.70%
Free Cash Flow Per Share
5.485.395.335.426.658.66
Levered Free Cash Flow
-157-377.22-266.15-289.85170.25596.61
Unlevered Free Cash Flow
28.24-193.53-108.31-163.68266.06702.68

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
274.7259.81210.58163.82131.39132.4
Cash Income Tax Paid
59.2754.7767.0968.5271.2842.04
Change in Working Capital
-13.846.2728.165.45-37.722.99
SEC Filings: 10-K · 10-Q