Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $1.58 billion. The enterprise value is $5.51 billion.
| Market Cap | 1.58B |
| Enterprise Value | 5.51B |
Important Dates
The last earnings date was Wednesday, February 25, 2026, after market close.
| Earnings Date | Feb 25, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 21.41 million shares outstanding. The number of shares has decreased by -1.42% in one year.
| Current Share Class | 21.41M |
| Shares Outstanding | 21.41M |
| Shares Change (YoY) | -1.42% |
| Shares Change (QoQ) | -3.16% |
| Owned by Insiders (%) | 2.88% |
| Owned by Institutions (%) | 103.38% |
| Float | 20.78M |
Valuation Ratios
The trailing PE ratio is 6.76 and the forward PE ratio is 6.11.
| PE Ratio | 6.76 |
| Forward PE | 6.11 |
| PS Ratio | 0.89 |
| Forward PS | 0.87 |
| PB Ratio | 1.64 |
| P/TBV Ratio | 3.58 |
| P/FCF Ratio | 12.44 |
| P/OCF Ratio | 10.31 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.33, with an EV/FCF ratio of 43.37.
| EV / Earnings | 21.44 |
| EV / Sales | 3.11 |
| EV / EBITDA | 6.33 |
| EV / EBIT | 6.55 |
| EV / FCF | 43.37 |
Financial Position
The company has a current ratio of 16.11, with a Debt / Equity ratio of 4.18.
| Current Ratio | 16.11 |
| Quick Ratio | 15.94 |
| Debt / Equity | 4.18 |
| Debt / EBITDA | 4.61 |
| Debt / FCF | 32.17 |
| Interest Coverage | 2.86 |
Financial Efficiency
Return on equity (ROE) is 29.45% and return on invested capital (ROIC) is 13.33%.
| Return on Equity (ROE) | 29.45% |
| Return on Assets (ROA) | 10.37% |
| Return on Invested Capital (ROIC) | 13.33% |
| Return on Capital Employed (ROCE) | 16.63% |
| Weighted Average Cost of Capital (WACC) | 7.17% |
| Revenue Per Employee | $240,653 |
| Profits Per Employee | $34,943 |
| Employee Count | 7,350 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $79.33 million in taxes.
| Income Tax | 79.33M |
| Effective Tax Rate | 23.60% |
Stock Price Statistics
The stock price has increased by +108.04% in the last 52 weeks. The beta is 1.31, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.31 |
| 52-Week Price Change | +108.04% |
| 50-Day Moving Average | 57.56 |
| 200-Day Moving Average | 46.57 |
| Relative Strength Index (RSI) | 85.93 |
| Average Volume (20 Days) | 253,027 |
Short Selling Information
The latest short interest is 1.07 million, so 4.99% of the outstanding shares have been sold short.
| Short Interest | 1.07M |
| Short Previous Month | 1.05M |
| Short % of Shares Out | 4.99% |
| Short % of Float | 5.15% |
| Short Ratio (days to cover) | 6.51 |
Income Statement
In the last 12 months, ECPG had revenue of $1.77 billion and earned $256.83 million in profits. Earnings per share was $10.91.
| Revenue | 1.77B |
| Gross Profit | 1.77B |
| Operating Income | 840.56M |
| Pretax Income | 336.16M |
| Net Income | 256.83M |
| EBITDA | 869.32M |
| EBIT | 840.56M |
| Earnings Per Share (EPS) | $10.91 |
Balance Sheet
The company has $156.78 million in cash and $4.08 billion in debt, with a net cash position of -$3.93 billion or -$183.38 per share.
| Cash & Cash Equivalents | 156.78M |
| Total Debt | 4.08B |
| Net Cash | -3.93B |
| Net Cash Per Share | -$183.38 |
| Equity (Book Value) | 976.75M |
| Book Value Per Share | 45.04 |
| Working Capital | 4.33B |
Cash Flow
In the last 12 months, operating cash flow was $153.20 million and capital expenditures -$26.27 million, giving a free cash flow of $126.93 million.
| Operating Cash Flow | 153.20M |
| Capital Expenditures | -26.27M |
| Free Cash Flow | 126.93M |
| FCF Per Share | $5.93 |
Margins
Gross margin is 100.00%, with operating and profit margins of 47.52% and 14.52%.
| Gross Margin | 100.00% |
| Operating Margin | 47.52% |
| Pretax Margin | 19.00% |
| Profit Margin | 14.52% |
| EBITDA Margin | 49.15% |
| EBIT Margin | 47.52% |
| FCF Margin | 7.18% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.42% |
| Shareholder Yield | 1.42% |
| Earnings Yield | 16.27% |
| FCF Yield | 8.04% |
Analyst Forecast
The average price target for ECPG is $77.33, which is 4.85% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $77.33 |
| Price Target Difference | 4.85% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 2.25 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.25 |
| Piotroski F-Score | 5 |