Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $961.29 million. The enterprise value is $4.58 billion.
Important Dates
The next estimated earnings date is Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 23.35 million shares outstanding. The number of shares has increased by 0.71% in one year.
| Current Share Class | 23.35M |
| Shares Outstanding | 23.35M |
| Shares Change (YoY) | +0.71% |
| Shares Change (QoQ) | +1.48% |
| Owned by Insiders (%) | 2.70% |
| Owned by Institutions (%) | 109.32% |
| Float | 22.71M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.99 |
| PS Ratio | 0.71 |
| Forward PS | 0.59 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 3.21 |
| P/FCF Ratio | 7.94 |
| P/OCF Ratio | 6.39 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 12.94, with an EV/FCF ratio of 37.85.
| EV / Earnings | n/a |
| EV / Sales | 3.32 |
| EV / EBITDA | 12.94 |
| EV / EBIT | 14.23 |
| EV / FCF | 37.85 |
Financial Position
The company has a current ratio of 16.56, with a Debt / Equity ratio of 4.65.
| Current Ratio | 16.56 |
| Quick Ratio | 16.36 |
| Debt / Equity | 4.65 |
| Debt / EBITDA | 10.31 |
| Debt / FCF | 31.45 |
| Interest Coverage | 1.21 |
Financial Efficiency
Return on equity (ROE) is -13.05% and return on invested capital (ROIC) is 4.48%.
| Return on Equity (ROE) | -13.05% |
| Return on Assets (ROA) | 4.17% |
| Return on Invested Capital (ROIC) | 4.48% |
| Return on Capital Employed (ROCE) | 6.83% |
| Revenue Per Employee | $187,857 |
| Profits Per Employee | -$15,740 |
| Employee Count | 7,350 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $49.44 million in taxes.
| Income Tax | 49.44M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -1.77% in the last 52 weeks. The beta is 1.60, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.60 |
| 52-Week Price Change | -1.77% |
| 50-Day Moving Average | 38.11 |
| 200-Day Moving Average | 42.74 |
| Relative Strength Index (RSI) | 63.36 |
| Average Volume (20 Days) | 262,235 |
Short Selling Information
The latest short interest is 1.53 million, so 6.55% of the outstanding shares have been sold short.
| Short Interest | 1.53M |
| Short Previous Month | 1.48M |
| Short % of Shares Out | 6.55% |
| Short % of Float | 6.73% |
| Short Ratio (days to cover) | 6.72 |
Income Statement
In the last 12 months, ECPG had revenue of $1.38 billion and -$115.69 million in losses. Loss per share was -$4.84.
| Revenue | 1.38B |
| Gross Profit | 1.38B |
| Operating Income | 322.23M |
| Pretax Income | -168.63M |
| Net Income | -115.69M |
| EBITDA | 354.16M |
| EBIT | 322.23M |
| Loss Per Share | -$4.84 |
Full Income StatementBalance Sheet
The company has $187.12 million in cash and $3.81 billion in debt, giving a net cash position of -$3.62 billion or -$155.15 per share.
| Cash & Cash Equivalents | 187.12M |
| Total Debt | 3.81B |
| Net Cash | -3.62B |
| Net Cash Per Share | -$155.15 |
| Equity (Book Value) | 819.06M |
| Book Value Per Share | 34.84 |
| Working Capital | 3.94B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $150.47 million and capital expenditures -$29.35 million, giving a free cash flow of $121.12 million.
| Operating Cash Flow | 150.47M |
| Capital Expenditures | -29.35M |
| Free Cash Flow | 121.12M |
| FCF Per Share | $5.19 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 23.34% and -8.38%.
| Gross Margin | 100.00% |
| Operating Margin | 23.34% |
| Pretax Margin | -4.80% |
| Profit Margin | -8.38% |
| EBITDA Margin | 25.65% |
| EBIT Margin | 23.34% |
| FCF Margin | 8.77% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.71% |
| Shareholder Yield | -0.71% |
| Earnings Yield | -12.03% |
| FCF Yield | 12.60% |
Dividend DetailsAnalyst Forecast
The average price target for ECPG is $62.67, which is 52.22% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $62.67 |
| Price Target Difference | 52.22% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 1.87 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.87 |
| Piotroski F-Score | 5 |
