Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $1.06 billion. The enterprise value is $4.84 billion.
Important Dates
The last earnings date was Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 22.30 million shares outstanding. The number of shares has decreased by -0.85% in one year.
| Current Share Class | 22.30M |
| Shares Outstanding | 22.30M |
| Shares Change (YoY) | -0.85% |
| Shares Change (QoQ) | -0.25% |
| Owned by Insiders (%) | 2.78% |
| Owned by Institutions (%) | 103.58% |
| Float | 21.67M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.07 |
| PS Ratio | 0.72 |
| Forward PS | 0.60 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 2.55 |
| P/FCF Ratio | 8.07 |
| P/OCF Ratio | 6.65 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 10.33, with an EV/FCF ratio of 36.75.
| EV / Earnings | n/a |
| EV / Sales | 3.10 |
| EV / EBITDA | 10.33 |
| EV / EBIT | 11.06 |
| EV / FCF | 36.75 |
Financial Position
The company has a current ratio of 11.93, with a Debt / Equity ratio of 4.15.
| Current Ratio | 11.93 |
| Quick Ratio | 11.82 |
| Debt / Equity | 4.15 |
| Debt / EBITDA | 8.16 |
| Debt / FCF | 29.99 |
| Interest Coverage | 1.53 |
Financial Efficiency
Return on equity (ROE) is -4.51% and return on invested capital (ROIC) is 5.73%.
| Return on Equity (ROE) | -4.51% |
| Return on Assets (ROA) | 5.34% |
| Return on Invested Capital (ROIC) | 5.73% |
| Return on Capital Employed (ROCE) | 8.98% |
| Revenue Per Employee | $212,363 |
| Profits Per Employee | -$6,140 |
| Employee Count | 7,350 |
| Asset Turnover | 0.30 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $73.49 million in taxes.
| Income Tax | 73.49M |
| Effective Tax Rate | 259.12% |
Stock Price Statistics
The stock price has decreased by -2.53% in the last 52 weeks. The beta is 1.50, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.50 |
| 52-Week Price Change | -2.53% |
| 50-Day Moving Average | 44.21 |
| 200-Day Moving Average | 40.09 |
| Relative Strength Index (RSI) | 56.80 |
| Average Volume (20 Days) | 243,311 |
Short Selling Information
The latest short interest is 1.16 million, so 5.18% of the outstanding shares have been sold short.
| Short Interest | 1.16M |
| Short Previous Month | 1.19M |
| Short % of Shares Out | 5.18% |
| Short % of Float | 5.34% |
| Short Ratio (days to cover) | 4.55 |
Income Statement
In the last 12 months, ECPG had revenue of $1.56 billion and -$45.13 million in losses. Loss per share was -$1.91.
| Revenue | 1.56B |
| Gross Profit | 1.56B |
| Operating Income | 438.21M |
| Pretax Income | 28.36M |
| Net Income | -45.13M |
| EBITDA | 469.00M |
| EBIT | 438.21M |
| Loss Per Share | -$1.91 |
Full Income StatementBalance Sheet
The company has $172.49 million in cash and $3.95 billion in debt, giving a net cash position of -$3.78 billion or -$169.50 per share.
| Cash & Cash Equivalents | 172.49M |
| Total Debt | 3.95B |
| Net Cash | -3.78B |
| Net Cash Per Share | -$169.50 |
| Equity (Book Value) | 952.91M |
| Book Value Per Share | 41.70 |
| Working Capital | 4.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $159.93 million and capital expenditures -$28.11 million, giving a free cash flow of $131.83 million.
| Operating Cash Flow | 159.93M |
| Capital Expenditures | -28.11M |
| Free Cash Flow | 131.83M |
| FCF Per Share | $5.91 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 28.07% and -2.89%.
| Gross Margin | 100.00% |
| Operating Margin | 28.07% |
| Pretax Margin | 1.82% |
| Profit Margin | -2.89% |
| EBITDA Margin | 30.05% |
| EBIT Margin | 28.07% |
| FCF Margin | 8.45% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.85% |
| Shareholder Yield | 0.85% |
| Earnings Yield | -4.24% |
| FCF Yield | 12.39% |
Dividend DetailsAnalyst Forecast
The average price target for ECPG is $61.67, which is 29.23% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $61.67 |
| Price Target Difference | 29.23% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 1.94 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.94 |
| Piotroski F-Score | 4 |
