Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD

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104.01

-3.99 (-3.69%)

At close: Oct 10, 2025, 4:00 PM EDT

103.05

-0.96 (-0.92%)

After-hours: Oct 10, 2025, 7:51 PM EDT

Enova International Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2010 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2010 - 2019
Revenue	1,681	1,529	1,230	1,118	1,024	684.19	Upgrade
Revenue Growth (YoY)	23.54%	24.35%	10.05%	9.11%	49.70%	-41.76%	Upgrade
Gross Profit	1,681	1,529	1,230	1,118	1,024	684.19	Upgrade
Selling, General & Admin	975.47	904.48	769.63	696.71	575.82	306.66	Upgrade
Depreciation & Amortization Expenses	40.64	40.21	38.16	36.87	35.38	19.73	Upgrade
Total Operating Expenses	1,016	944.69	807.79	733.57	611.2	326.4	Upgrade
Operating Income	664.92	584.76	422.14	383.99	413.06	357.8	Upgrade
Interest Income	-15.73	-16.46	0.12	6.44	2.95	0.63	Upgrade
Interest Expense	-317.22	-290.44	-194.78	-115.89	-76.51	-86.69	Upgrade
Other Non-Operating Income (Expense)	-1.32	-6.76	-0.23	-1.97	-2.35	163.69	Upgrade
Total Non-Operating Income (Expense)	-334.26	-313.66	-194.89	-111.42	-75.91	77.62	Upgrade
Pretax Income	324.97	271.1	227.25	272.57	337.16	435.42	Upgrade
Provision for Income Taxes	68.76	61.65	52.13	65.15	80.09	57.19	Upgrade
Net Income	256.2	209.45	175.12	207.42	256.3	377.84	Upgrade
Minority Interest in Earnings	-	-	-	-	0.77	0.09	Upgrade
Earnings From Discontinued Operations	-	-	-	-	-	-0.3	Upgrade
Net Income to Common	256.2	209.45	175.12	207.42	256.3	377.84	Upgrade
Net Income Growth	43.62%	19.60%	-15.57%	-19.07%	-32.17%	932.02%	Upgrade
Shares Outstanding (Basic)	26	27	31	32	36	32	Upgrade
Shares Outstanding (Diluted)	27	28	32	33	38	32	Upgrade
Shares Change (YoY)	-9.23%	-11.65%	-4.67%	-11.27%	16.82%	-6.09%	Upgrade
EPS (Basic)	9.91	7.78	5.71	6.42	7.05	11.86	Upgrade
EPS (Diluted)	9.41	7.43	5.49	6.19	6.79	11.71	Upgrade
EPS Growth	56.83%	35.34%	-11.31%	-8.84%	-42.02%	1004.72%	Upgrade
Free Cash Flow	1,668	1,539	1,167	894	471.87	740.87	Upgrade
Free Cash Flow Growth	8.38%	31.86%	30.52%	89.46%	-36.31%	-12.70%	Upgrade
Free Cash Flow Per Share	61.13	54.56	36.55	26.70	12.50	22.94	Upgrade
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	Upgrade
Operating Margin	39.55%	38.23%	34.32%	34.36%	40.33%	52.29%	Upgrade
Profit Margin	15.24%	13.69%	14.24%	18.56%	25.10%	55.27%	Upgrade
FCF Margin	99.20%	100.60%	94.87%	80.00%	46.07%	108.28%	Upgrade
EBITDA	722.35	640.75	470.42	426.56	454.66	390.23	Upgrade
EBITDA Margin	42.97%	41.89%	38.25%	38.17%	44.39%	57.03%	Upgrade
EBIT	664.92	584.76	422.14	383.99	413.06	357.8	Upgrade
EBIT Margin	39.55%	38.23%	34.32%	34.36%	40.33%	52.29%	Upgrade
Effective Tax Rate	21.16%	22.74%	22.94%	23.90%	23.75%	13.13%	Upgrade

Updated Jul 24, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q