Enova International, Inc. (ENVA)

Enova International Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	326.54	308.39	209.45	175.12	207.42	257.07
Depreciation & Amortization	40.68	41.83	40.21	38.16	36.87	35.38
Stock-Based Compensation	33.87	33.1	31.82	26.74	21.95	21.18
Other Adjustments	1,453	1,403	1,271	896.84	636.35	217.06
Change in Receivables	-6.46	1.39	-12.51	-44.17	-32.32	-20.8
Changes in Accounts Payable	36.73	34.96	35.05	18.14	-2.84	17.84
Changes in Income Taxes Payable	23.46	20.54	-49.33	47.16	50.91	-48.63
Changes in Other Operating Activities	-6	-24.17	12.75	8.88	-24.34	-7.22
Operating Cash Flow	1,903	1,819	1,539	1,167	894	471.87
Operating Cash Flow Growth	20.32%	18.23%	31.86%	30.52%	89.46%	-36.31%
Purchases of Intangible Assets	-45.02	-47.14	-43.42	-45.24	-43.63	-29.67
Payments for Business Acquisitions	-	-	-	-	-	-29.15
Proceeds from Business Divestments	-	-	-	-	8.71	1.93
Other Investing Activities	-2,645	-2,399	-1,868	-1,449	-1,631	-923.47
Investing Cash Flow	-2,690	-2,446	-1,911	-1,495	-1,666	-980.37
Short-Term Debt Issued	3,493	3,454	2,470	1,437	966.66	849.27
Short-Term Debt Repaid	-2,424	-2,521	-1,801	-1,055	-95.49	-376.69
Net Short-Term Debt Issued (Repaid)	1,069	933.56	668.44	381.4	871.17	472.58
Long-Term Debt Issued	-	-	500	396.23	-	-
Long-Term Debt Repaid	-	-	-544.39	-81.12	-	-
Net Long-Term Debt Issued (Repaid)	-	-	-44.39	315.11	-	-
Issuance of Common Stock	8.99	8.71	12.2	5.64	4.24	15.46
Repurchase of Common Stock	-168.64	-214.59	-289.29	-153.19	-143.07	-116.66
Net Common Stock Issued (Repurchased)	-159.66	-205.88	-277.1	-147.55	-138.83	-101.2
Other Financing Activities	-12.84	-15.86	-28.07	-22.42	-7.47	-6.23
Financing Cash Flow	896.61	711.82	318.88	526.54	724.87	365.15
Effect of Exchange Rate Changes on Cash and Cash Equivalents	0.21	0.04	-1.03	0.29	-0.08	0.03
Net Cash Flow	109.77	85.2	-54.77	199.04	-47.48	-143.32
Free Cash Flow	1,903	1,819	1,539	1,167	894	471.87
Free Cash Flow Growth	4.58%	18.23%	31.86%	30.52%	89.46%	-36.31%
FCF Margin	57.98%	57.72%	57.89%	55.10%	51.50%	39.06%
Free Cash Flow Per Share	71.91	67.94	54.56	36.55	26.70	12.50
Levered Free Cash Flow	1,491	1,315	872.18	983.97	1,139	726.24
Unlevered Free Cash Flow	693.05	641.77	490.46	437.64	352.81	312.31

Updated Apr 23, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q