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Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
176.78
-3.27 (-1.82%)
At close: Oct 22, 2026, 4:00 PM EDT
173.00
-3.78 (-2.14%)
After-hours: Oct 22, 2026, 7:30 PM EDT

Enova International Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
382.44308.39209.45175.12207.42256.3
Depreciation & Amortization
37.0141.8340.2138.1636.8735.38
Other Amortization
17.5616.5915.7910.125.76.22
Loss (Gain) From Sale of Investments
--16.55---
Asset Writedown & Restructuring Costs
1,3131,3131,119879.35612.15180.17
Stock-Based Compensation
35.433.131.8226.7421.9521.18
Change in Accounts Payable
65.0934.9635.0518.14-2.8417.84
Change in Income Taxes
51.1220.54-49.3347.1650.91-48.63
Change in Other Net Operating Assets
-18.69-24.1712.758.88-24.34-7.22
Other Operating Activities
83.4673.11119.597.3714.1130.6
Operating Cash Flow
2,0531,8191,5391,167894471.87
Operating Cash Flow Growth
17.26%18.23%31.86%30.52%89.46%-36.31%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-46.69-47.14-43.42-45.24-43.63-29.67
Cash Acquisitions
------29.15
Divestitures
----8.711.93
Net Decrease (Increase) in Loans Originated / Sold - Investing
-2,979-2,399-1,868-1,449-1,631-923.49
Other Investing Activities
-----0.03
Investing Cash Flow
-3,026-2,446-1,911-1,495-1,666-980.37

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-3,4542,9701,833966.66849.27
Long-Term Debt Repaid
--2,521-2,346-1,136-95.49-376.69
Net Debt Issued (Repaid)
1,271933.56624.04696.51871.17472.58
Issuance of Common Stock
7.028.7112.25.644.2415.46
Repurchase of Common Stock
-140.98-214.59-289.29-153.19-143.07-116.66
Other Financing Activities
-24.53-15.86-28.07-22.42-7.47-6.23
Financing Cash Flow
1,113711.82318.88526.54724.87365.15

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-0.540.04-1.030.29-0.080.03
Net Cash Flow
139.4485.2-54.77199.04-47.48-143.32

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
2,0061,7721,4951,122850.37442.19
Free Cash Flow Growth
17.66%18.52%33.30%31.90%92.31%-37.84%
Free Cash Flow Margin
109.70%118.85%120.67%108.36%84.89%46.66%
Free Cash Flow Per Share
75.9466.1853.0235.1425.4011.72

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
321.08321.08274.12182.41108.0171.1
Cash Income Tax Paid
1.441.44-1.52-3.11-2.3589.27
SEC Filings: 10-K · 10-Q