Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
168.73
-2.44 (-1.42%)
Nov 12, 2026, 9:47 AM EST - Market open
Enova International Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 105.96 | 71.71 | 73.91 | 54.36 | 100.17 | 165.48 |
Long-Term Investments | 8.22 | 8.42 | 7.02 | 23.02 | 26.32 | 28.02 |
Trading Asset Securities | 11.44 | 13.72 | 3.64 | 7.17 | 17.41 | 16.06 |
Loans & Lease Receivables | 6,596 | 5,472 | 4,386 | 3,629 | 3,019 | 1,965 |
Other Receivables | 108.61 | 107.29 | 93.73 | 108.07 | 104.12 | 97.82 |
Property, Plant & Equipment | 157.07 | 24.96 | 30.91 | 33.27 | 41.04 | 37.49 |
Goodwill | 279.28 | 279.28 | 279.28 | 279.28 | 279.28 | 279.28 |
Other Intangible Assets | 1.89 | 127.82 | 118.2 | 108.69 | 98.93 | 99.46 |
Restricted Cash | 390.44 | 336.15 | 248.76 | 323.08 | 78.24 | 60.41 |
Other Long-Term Assets | 36.65 | 27.55 | 24.25 | 19.44 | 16.87 | 12.79 |
Total Assets | 7,696 | 6,468 | 5,266 | 4,586 | 3,781 | 2,761 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 198.86 | 78.96 | 58.95 | 43.33 | 30.78 | 37.18 |
Accrued Expenses | - | 84.19 | 78.26 | 64.42 | 57.58 | 57.34 |
Current Portion of Leases | - | 4.55 | - | - | - | - |
Long-Term Debt | 5,377 | 4,498 | 3,563 | 2,944 | 2,259 | 1,384 |
Long-Term Leases | 32.49 | 27.49 | 32.17 | 27.04 | 33.6 | 40.99 |
Other Current Liabilities | 150.31 | 142.69 | 112.76 | 153.41 | 109.96 | 61.58 |
Long-Term Deferred Tax Liabilities | 368.36 | 295.44 | 223.59 | 113.35 | 104.17 | 86.94 |
Total Liabilities | 6,127 | 5,132 | 4,069 | 3,345 | 2,595 | 1,668 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-In Capital | 401.47 | 370.08 | 328.27 | 284.26 | 251.88 | 225.69 |
Retained Earnings | 2,310 | 2,006 | 1,698 | 1,488 | 1,313 | 1,106 |
Comprehensive Income & Other | -6.81 | -9.5 | -13.69 | -6.26 | -5.99 | -8.54 |
Total Common Equity | 1,569 | 1,337 | 1,197 | 1,240 | 1,186 | 1,093 |
Shareholders' Equity | 1,569 | 1,337 | 1,197 | 1,240 | 1,186 | 1,093 |
Total Liabilities & Equity | 7,696 | 6,468 | 5,266 | 4,586 | 3,781 | 2,761 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 5,409 | 4,530 | 3,596 | 2,971 | 2,292 | 1,425 |
Net Cash (Debt) | -5,292 | -4,445 | -3,518 | -2,909 | -2,175 | -1,244 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -200.29 | -166.01 | -124.75 | -91.14 | -64.95 | -32.96 |
Filing Date Shares Outstanding | 24.46 | 25.01 | 25.79 | 28.18 | 31.55 | 33.46 |
Total Common Shares Outstanding | 24.71 | 24.72 | 25.81 | 29.09 | 31.22 | 34.14 |
Working Capital | 6,863 | 5,690 | 4,557 | 3,861 | 3,120 | 2,148 |
Book Value Per Share | 63.47 | 54.08 | 46.38 | 42.63 | 37.99 | 32.01 |
Tangible Book Value | 1,287 | 929.63 | 799.45 | 852.22 | 807.94 | 714.32 |
Tangible Book Value Per Share | 52.09 | 37.61 | 30.98 | 29.30 | 25.88 | 20.92 |