Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
254.14
+0.79 (0.31%)
At close: Jul 31, 2026, 4:00 PM EDT
254.14
0.00 (0.00%)
After-hours: Jul 31, 2026, 4:10 PM EDT
Enova International Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 122.23 | 71.71 | 73.91 | 54.36 | 100.17 | 165.48 |
Cash & Short-Term Investments | 122.23 | 71.71 | 73.91 | 54.36 | 100.17 | 165.48 |
Cash Growth | 119.99% | -2.98% | 35.97% | -45.73% | -39.47% | -44.34% |
Accounts Receivable | 6,173 | 5,472 | 4,386 | 3,629 | 3,019 | 1,965 |
Other Receivables | 32.05 | 40.9 | 40.69 | 44.13 | 43.74 | 51.1 |
Total Trade Receivables | 6,205 | 5,512 | 4,427 | 3,673 | 3,062 | 2,016 |
Other Current Assets | 424.21 | 417.02 | 312.51 | 395.06 | 144.5 | 112.68 |
Total Current Assets | 6,751 | 6,001 | 4,814 | 4,123 | 3,307 | 2,294 |
Net Property, Plant & Equipment | 155.6 | 149.12 | 138.16 | 122.96 | 112.58 | 101.5 |
Other Intangible Assets | 2.15 | 3.66 | 10.95 | 19.01 | 27.39 | 35.44 |
Goodwill | 279.28 | 279.28 | 279.28 | 279.28 | 279.28 | 279.28 |
Other Long-Term Assets | 33.91 | 35.2 | 24.19 | 41.58 | 54.71 | 51.31 |
Total Assets | 7,222 | 6,468 | 5,266 | 4,586 | 3,781 | 2,761 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 334.88 | 305.85 | 249.97 | 261.16 | 198.32 | 156.1 |
Total Current Liabilities | 334.88 | 305.85 | 249.97 | 261.16 | 198.32 | 156.1 |
Long-Term Debt | 5,014 | 4,498 | 3,563 | 2,944 | 2,259 | 1,384 |
Long-Term Leases | 31.55 | 32.04 | 32.17 | 27.04 | 33.6 | 40.99 |
Other Long-Term Liabilities | 344.74 | 295.44 | 223.59 | 113.35 | 104.17 | 86.94 |
Total Long-Term Liabilities | 5,390 | 4,826 | 3,819 | 3,084 | 2,396 | 1,512 |
Total Liabilities | 5,725 | 5,132 | 4,069 | 3,345 | 2,595 | 1,668 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Treasury Stock | -1,089 | -1,030 | -815.41 | -526.12 | -372.93 | -229.86 |
Additional Paid-in Capital | 390.65 | 370.08 | 328.27 | 284.26 | 251.88 | 225.69 |
Accumulated Other Comprehensive Income | -6.48 | -9.5 | -13.69 | -6.26 | -5.99 | -8.54 |
Retained Earnings | 2,202 | 2,006 | 1,698 | 1,488 | 1,313 | 1,106 |
Total Common Shareholders' Equity | 1,497 | 1,337 | 1,197 | 1,240 | 1,186 | 1,093 |
Shareholders' Equity | 1,497 | 1,337 | 1,197 | 1,240 | 1,186 | 1,093 |
Total Liabilities & Equity | 7,222 | 6,468 | 5,266 | 4,586 | 3,781 | 2,761 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 5,045 | 4,530 | 3,596 | 2,971 | 2,292 | 1,425 |
Net Cash (Debt) | -4,923 | -4,459 | -3,522 | -2,916 | -2,192 | -1,260 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -186.75 | -166.53 | -124.88 | -91.37 | -65.47 | -33.39 |
Book Value | 1,497 | 1,337 | 1,197 | 1,240 | 1,186 | 1,093 |
Book Value Per Share | 56.79 | 49.92 | 42.44 | 38.85 | 35.43 | 28.97 |
Tangible Book Value | 1,216 | 1,054 | 906.7 | 941.9 | 879.48 | 778.33 |
Tangible Book Value Per Share | 46.11 | 39.36 | 32.15 | 29.51 | 26.27 | 20.63 |