Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD

253.35

+8.64 (3.53%)

At close: Jul 30, 2026, 4:00 PM EDT

258.38

+5.03 (1.99%)

After-hours: Jul 30, 2026, 4:44 PM EDT

Enova International Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	6,308	3,885	2,474	1,610	1,198	1,399
Market Cap Growth	141.06%	57.02%	53.66%	34.43%	-14.34%	57.88%
Enterprise Value	11,135	8,344	5,996	4,527	3,390	2,658
Last Close Price	253.35	157.20	95.88	55.36	38.37	40.96

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.82	13.65	12.90	10.08	6.20	6.03
Forward PE	13.37	11.21	9.28	7.35	5.44	7.95
PEG Ratio	-	4.86	4.86	4.86	4.86	4.86
PS Ratio	3.68	1.23	0.93	0.76	0.69	1.16
PB Ratio	4.07	2.91	2.07	1.30	1.01	1.28
P/TBV Ratio	5.49	3.99	2.98	1.88	1.46	1.99
P/FCF Ratio	3.19	2.14	1.61	1.38	1.34	2.96
P/OCF Ratio	3.11	2.14	1.61	1.38	1.34	2.96

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	6.58	2.65	2.26	2.14	1.95	2.20
EV/EBITDA Ratio	12.85	10.68	9.59	9.83	8.06	5.93
EV/EBIT Ratio	13.45	11.28	10.25	10.72	8.83	6.44
EV/FCF Ratio	5.70	4.59	3.90	3.88	3.79	5.63

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	3.37	3.39	3.00	2.40	1.93	1.30
Debt / EBITDA Ratio	5.82	5.80	5.75	6.45	5.45	3.18
Debt / FCF Ratio	2.52	2.49	2.34	2.55	2.56	3.02
Net Debt / Equity Ratio	3.29	3.34	2.94	2.35	1.85	1.15
Net Debt / EBITDA Ratio	5.68	5.71	5.64	6.34	5.21	2.81
Net Debt / FCF Ratio	2.46	2.45	2.29	2.50	2.45	2.67
Asset Turnover	0.50	0.54	0.54	0.51	0.53	0.50
Quick Ratio	18.89	18.26	18.01	14.27	15.95	13.97
Current Ratio	20.16	19.62	19.26	15.79	16.67	14.70
Return on Equity (ROE)	25.09%	24.34%	17.19%	14.44%	18.20%	25.55%
Return on Assets (ROA)	9.30%	9.69%	9.17%	7.78%	8.93%	12.94%
Return on Invested Capital (ROIC)	10.12%	10.82%	10.18%	8.63%	10.20%	15.79%
Return on Capital Employed (ROCE)	12.68%	13.23%	12.52%	10.68%	12.41%	18.00%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	5.71%	7.33%	7.75%	9.92%	16.13%	16.58%
FCF Yield	31.37%	46.82%	62.18%	72.46%	74.63%	33.74%
Buyback Yield / Dilution	3.49%	5.06%	11.65%	4.67%	11.27%	-16.82%
Total Shareholder Return	3.49%	5.06%	11.65%	4.67%	11.27%	-16.82%

SEC Filings: 10-K · 10-Q