Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
176.78
-3.27 (-1.82%)
At close: Oct 22, 2026, 4:00 PM EDT
173.00
-3.78 (-2.14%)
After-hours: Oct 22, 2026, 7:30 PM EDT

Enova International Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
4,4023,8872,5131,6541,2071,492
Market Cap Growth
60.75%54.69%51.96%36.98%-19.08%68.86%

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2112.6012.009.445.825.82
PS Ratio
2.412.612.031.601.211.57
PB Ratio
2.942.912.101.331.021.37
P/FCF Ratio
2.192.191.681.471.423.37
P/OCF Ratio
2.142.141.631.421.353.16

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
3.453.393.002.401.931.30
Debt / FCF Ratio
2.702.562.402.652.703.22
Net Debt / Equity Ratio
3.383.332.942.351.831.14
Net Debt / FCF Ratio
2.642.512.352.592.562.81
Quick Ratio
19.5618.2518.2314.5516.3414.38
Current Ratio
20.6819.3319.2315.7816.7314.76
Asset Turnover
0.270.250.250.250.310.39
Return on Equity (ROE)
26.82%24.34%17.19%14.44%18.20%25.55%
Return on Assets (ROA)
5.60%5.26%4.25%4.19%6.34%10.56%
Return on Invested Capital (ROIC)
5.72%5.87%5.05%4.56%6.80%11.52%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.19%7.93%8.34%10.59%17.18%17.18%
FCF Yield
45.58%45.59%59.50%67.83%70.45%29.64%
Buyback Yield / Dilution
2.42%5.06%11.65%4.67%11.27%-16.82%
SEC Filings: 10-K · 10-Q