Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD

226.70

-10.30 (-4.35%)

At close: Jul 8, 2026, 4:00 PM EDT

229.34

+2.64 (1.16%)

After-hours: Jul 8, 2026, 7:52 PM EDT

Enova International Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	5,655	3,885	2,474	1,610	1,198	1,399
Market Cap Growth	126.20%	57.01%	53.66%	34.43%	-14.34%	57.88%
Enterprise Value	10,364	8,344	5,996	4,527	3,390	2,658
Last Close Price	226.70	157.20	95.88	55.36	38.37	40.96
PE Ratio	18.45	13.65	12.90	10.08	6.20	6.03
Forward PE	13.29	11.21	9.28	7.35	5.44	7.95
PS Ratio	3.55	1.23	0.93	0.76	0.69	1.16
PB Ratio	4.00	2.91	2.07	1.30	1.01	1.28
P/TBV Ratio	5.36	3.99	2.98	1.88	1.46	1.99
P/FCF Ratio	3.02	2.14	1.61	1.38	1.34	2.96
P/OCF Ratio	2.95	2.14	1.61	1.38	1.34	2.96
EV/Sales Ratio	6.56	2.65	2.26	2.14	1.95	2.20
EV/EBITDA Ratio	-	10.68	9.59	9.83	8.06	5.93
EV/EBIT Ratio	-	11.28	10.25	10.72	8.83	6.44
EV/FCF Ratio	5.58	4.59	3.90	3.88	3.79	5.63
Debt / Equity Ratio	3.47	3.39	3.00	2.40	1.93	1.30
Debt / EBITDA Ratio	5.97	5.80	5.75	6.45	5.45	3.18
Debt / FCF Ratio	2.56	2.49	2.34	2.55	2.56	3.02
Net Debt / Equity Ratio	3.40	3.34	2.94	2.35	1.85	1.15
Net Debt / EBITDA Ratio	5.85	5.71	5.64	6.34	5.21	2.81
Net Debt / FCF Ratio	2.51	2.45	2.29	2.50	2.45	2.67
Asset Turnover	0.49	0.54	0.54	0.51	0.53	0.50
Quick Ratio	21.30	18.26	18.01	14.27	15.95	13.97
Current Ratio	22.72	19.62	19.26	15.79	16.67	14.70
Return on Equity (ROE)	23.85%	24.34%	17.19%	14.44%	18.20%	25.55%
Return on Assets (ROA)	8.96%	9.69%	9.17%	7.78%	8.93%	12.94%
Return on Invested Capital (ROIC)	10.00%	10.82%	10.18%	8.63%	10.20%	15.79%
Return on Capital Employed (ROCE)	12.14%	13.23%	12.52%	10.68%	12.41%	18.00%
Earnings Yield	5.82%	7.33%	7.75%	9.92%	16.13%	16.58%
FCF Yield	33.11%	46.82%	62.18%	72.46%	74.63%	33.74%
Buyback Yield / Dilution	3.68%	5.06%	11.65%	4.67%	11.27%	-16.82%
Total Shareholder Return	3.68%	5.06%	11.65%	4.67%	11.27%	-16.82%

SEC Filings: 10-K · 10-Q