Enova International, Inc. (ENVA)

Enova International Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	293.1	209.45	175.12	207.42	256.3	377.84
Depreciation & Amortization	42.96	40.21	38.16	36.87	35.38	19.73
Other Amortization	16.1	15.79	10.12	5.7	6.22	12.7
Loss (Gain) From Sale of Investments	-	16.55	-	-	-	-
Asset Writedown & Restructuring Costs	1,119	1,119	879.35	612.15	180.17	399.52
Stock-Based Compensation	32.87	31.82	26.74	21.95	21.18	18.04
Change in Accounts Payable	-2.46	35.05	18.14	-2.84	17.84	-18.09
Change in Income Taxes	17.47	-49.33	47.16	50.91	-48.63	29.74
Change in Other Net Operating Assets	-6.81	12.75	8.88	-24.34	-7.22	-5.6
Other Operating Activities	71.51	119.59	7.37	14.11	30.6	-161.56
Operating Cash Flow	1,751	1,539	1,167	894	471.87	740.87
Operating Cash Flow Growth	23.09%	31.86%	30.52%	89.46%	-36.31%	-15.39%
Capital Expenditures	-45.62	-43.42	-45.24	-43.63	-29.67	-29.49
Cash Acquisitions	-	-	-	-	-29.15	109.92
Divestitures	-	-	-	8.71	1.93	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-2,176	-1,868	-1,449	-1,631	-923.49	2.99
Other Investing Activities	-	-	-	-	0.03	0.17
Investing Cash Flow	-2,222	-1,911	-1,495	-1,666	-980.37	83.58
Long-Term Debt Issued	-	2,970	1,833	966.66	849.27	253.23
Long-Term Debt Repaid	-	-2,346	-1,136	-95.49	-376.69	-731.77
Net Debt Issued (Repaid)	811.65	624.04	696.51	871.17	472.58	-478.54
Issuance of Common Stock	7.96	12.2	5.64	4.24	15.46	0.19
Repurchase of Common Stock	-230.5	-289.29	-153.19	-143.07	-116.66	-56.41
Other Financing Activities	-15.41	-28.07	-22.42	-7.47	-6.23	-1.22
Financing Cash Flow	573.7	318.88	526.54	724.87	365.15	-535.97
Foreign Exchange Rate Adjustments	-0.01	-1.03	0.29	-0.08	0.03	-0.24
Net Cash Flow	102.59	-54.77	199.04	-47.48	-143.32	288.24
Free Cash Flow	1,705	1,495	1,122	850.37	442.19	711.38
Free Cash Flow Growth	23.81%	33.30%	31.90%	92.31%	-37.84%	-16.85%
Free Cash Flow Margin	120.59%	120.67%	108.36%	84.89%	46.66%	119.06%
Free Cash Flow Per Share	62.98	53.02	35.14	25.40	11.72	22.02
Cash Interest Paid	274.12	274.12	182.41	108.01	71.1	74.9
Cash Income Tax Paid	-	-1.52	-3.11	-2.35	89.27	27.48

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q