Enova International, Inc. (ENVA)

Enova International Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	256.2	209.45	175.12	207.42	257.07	756.46
Depreciation & Amortization	57.43	55.99	48.28	42.57	41.6	32.43
Stock-Based Compensation	32.46	31.82	26.74	21.95	21.18	18.04
Other Adjustments	254.2	1,255	886.72	630.65	210.83	237.57
Change in Receivables	-9.46	-12.51	-44.17	-32.32	-20.8	68.85
Changes in Accounts Payable	5.25	35.05	18.14	-2.84	17.84	-18.09
Changes in Income Taxes Payable	-58.2	-49.33	47.16	50.91	-48.63	29.74
Changes in Other Operating Activities	-6.07	12.75	8.88	-24.34	-7.22	-5.6
Operating Cash Flow	1,668	1,539	1,167	894	471.87	740.87
Operating Cash Flow Growth	28.77%	31.86%	30.52%	89.46%	-36.31%	-12.70%
Purchases of Intangible Assets	-45.21	-43.42	-45.24	-43.63	-29.67	-29.49
Payments for Business Acquisitions	-	-	-	-	-29.15	109.92
Proceeds from Business Divestments	-	-	-	8.71	1.93	-
Other Investing Activities	-2,054	-1,868	-1,449	-1,631	-923.47	3.15
Investing Cash Flow	-2,099	-1,911	-1,495	-1,666	-980.37	83.58
Short-Term Debt Issued	1,284	852	423	139	302	100.25
Short-Term Debt Repaid	-1,222	-755	-376	-30	-102	-224.75
Net Short-Term Debt Issued (Repaid)	62	97	47	109	200	-124.5
Long-Term Debt Issued	1,440	2,118	1,410	827.66	547.27	152.98
Long-Term Debt Repaid	-853.07	-1,591	-760.31	-65.49	-274.69	-507.02
Net Long-Term Debt Issued (Repaid)	586.45	527.04	649.51	762.17	272.58	-354.04
Issuance of Common Stock	5.99	12.2	5.64	4.24	15.46	0.19
Repurchase of Common Stock	-215.42	-289.29	-153.19	-143.07	-116.66	-56.41
Net Common Stock Issued (Repurchased)	-209.43	-277.1	-147.55	-138.83	-101.2	-56.22
Other Financing Activities	-23.09	-28.07	-22.42	-7.47	-6.23	-1.22
Financing Cash Flow	539.68	318.88	526.54	724.87	365.15	-535.97
Effect of Exchange Rate Changes on Cash and Cash Equivalents	0.99	-1.03	0.29	-0.08	0.03	-0.24
Net Cash Flow	108.14	-54.77	199.04	-47.48	-143.32	288.24
Beginning Cash & Cash Equivalents	271.31	377.44	178.4	225.88	369.2	80.96
Ending Cash & Cash Equivalents	379.44	322.67	377.44	178.4	225.88	369.2
Free Cash Flow	1,668	1,539	1,167	894	471.87	740.87
Free Cash Flow Growth	8.38%	31.86%	30.52%	89.46%	-36.31%	-12.70%
FCF Margin	99.20%	100.60%	94.87%	80.00%	46.07%	108.28%
Free Cash Flow Per Share	61.13	54.56	36.55	26.70	12.50	22.94
Levered Free Cash Flow	903.07	887.97	994.09	1,145	732.47	-62.21
Unlevered Free Cash Flow	522.64	506.25	447.76	358.5	318.54	349.28

Updated Jul 24, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q