Enova International, Inc. (ENVA)

Enova International Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	3,387	3,885	2,474	1,610	1,198	1,399
Market Cap Growth	28.15%	57.02%	53.66%	34.43%	-14.34%	57.88%
Enterprise Value	7,832	8,416	6,070	4,527	3,390	2,658
Last Close Price	135.41	157.20	95.88	55.36	38.37	40.96
PE Ratio	11.75	13.65	12.90	10.08	6.20	6.03
Forward PE	8.56	11.21	9.28	7.35	5.44	7.95
PS Ratio	2.27	0.78	0.59	0.48	0.42	0.63
PB Ratio	2.50	2.91	2.07	1.30	1.01	1.28
P/TBV Ratio	2.71	3.15	2.26	1.43	1.08	1.41
P/FCF Ratio	1.91	2.14	1.61	1.38	1.34	2.96
P/OCF Ratio	1.86	2.14	1.61	1.38	1.34	2.96
EV/Sales Ratio	5.25	1.69	1.45	1.35	1.19	1.19
EV/EBITDA Ratio	-	10.77	9.71	9.83	8.06	5.93
EV/EBIT Ratio	-	11.38	10.38	10.72	8.83	6.44
EV/FCF Ratio	4.42	4.63	3.95	3.88	3.79	5.63
Debt / Equity Ratio	3.39	3.39	3.00	2.40	1.93	1.30
Debt / EBITDA Ratio	5.80	5.80	5.75	6.45	5.45	3.18
Debt / FCF Ratio	2.49	2.49	2.34	2.55	2.56	3.02
Net Debt / Equity Ratio	3.39	3.39	3.00	2.35	1.85	1.15
Net Debt / EBITDA Ratio	5.80	5.80	5.75	6.34	5.21	2.81
Net Debt / FCF Ratio	2.49	2.49	2.34	2.50	2.45	2.67
Asset Turnover	0.85	0.85	0.85	0.80	0.87	0.92
Quick Ratio	18.02	18.02	17.71	14.27	15.95	13.97
Current Ratio	19.39	19.39	18.96	15.79	16.67	14.70
Return on Equity (ROE)	24.34%	24.34%	17.19%	14.44%	18.20%	25.55%
Return on Assets (ROA)	9.69%	9.69%	9.17%	7.78%	8.93%	12.94%
Return on Invested Capital (ROIC)	10.17%	10.17%	9.73%	8.39%	9.87%	15.26%
Return on Capital Employed (ROCE)	13.23%	13.23%	12.52%	10.68%	12.41%	18.00%
Earnings Yield	9.11%	7.33%	7.75%	9.92%	16.13%	16.58%
FCF Yield	52.32%	46.82%	62.18%	72.46%	74.63%	33.74%
Buyback Yield / Dilution	5.30%	5.30%	11.20%	9.16%	11.59%	7.24%
Total Shareholder Return	-	5.30%	11.20%	9.16%	11.59%	7.24%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q