Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $2.38 billion. The enterprise value is $6.11 billion.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025, after market close.
Earnings Date | Jul 22, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
ENVA has 25.37 million shares outstanding. The number of shares has decreased by -11.30% in one year.
Current Share Class | 25.37M |
Shares Outstanding | 25.37M |
Shares Change (YoY) | -11.30% |
Shares Change (QoQ) | -2.03% |
Owned by Insiders (%) | 4.62% |
Owned by Institutions (%) | 94.38% |
Float | 24.18M |
Valuation Ratios
The trailing PE ratio is 11.08 and the forward PE ratio is 7.85.
PE Ratio | 11.08 |
Forward PE | 7.85 |
PS Ratio | 1.89 |
Forward PS | 0.73 |
PB Ratio | 2.01 |
P/TBV Ratio | 2.62 |
P/FCF Ratio | 1.55 |
P/OCF Ratio | 1.51 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 26.12 |
EV / Sales | 4.69 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 3.98 |
Financial Position
The company has a current ratio of 18.53, with a Debt / Equity ratio of 3.17.
Current Ratio | 18.53 |
Quick Ratio | 17.58 |
Debt / Equity | 3.17 |
Debt / EBITDA | n/a |
Debt / FCF | 2.47 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.94%.
Return on Equity (ROE) | 19.94% |
Return on Assets (ROA) | 4.64% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $729,925 |
Profits Per Employee | $130,926 |
Employee Count | 1,787 |
Asset Turnover | 0.26 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $63.51 million in taxes.
Income Tax | 63.51M |
Effective Tax Rate | 21.35% |
Stock Price Statistics
The stock price has increased by +56.73% in the last 52 weeks. The beta is 1.45, so ENVA's price volatility has been higher than the market average.
Beta (5Y) | 1.45 |
52-Week Price Change | +56.73% |
50-Day Moving Average | 94.24 |
200-Day Moving Average | 95.21 |
Relative Strength Index (RSI) | 49.45 |
Average Volume (20 Days) | 199,802 |
Short Selling Information
The latest short interest is 2.17 million, so 8.57% of the outstanding shares have been sold short.
Short Interest | 2.17M |
Short Previous Month | 1.93M |
Short % of Shares Out | 8.57% |
Short % of Float | 8.99% |
Short Ratio (days to cover) | 8.26 |
Income Statement
In the last 12 months, ENVA had revenue of $1.30 billion and earned $233.97 million in profits. Earnings per share was $8.48.
Revenue | 1.30B |
Gross Profit | 1.07B |
Operating Income | 320.48M |
Pretax Income | 235.06M |
Net Income | 233.97M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $8.48 |
Full Income Statement Balance Sheet
The company has $61.44 million in cash and $3.79 billion in debt, giving a net cash position of -$3.73 billion or -$146.97 per share.
Cash & Cash Equivalents | 61.44M |
Total Debt | 3.79B |
Net Cash | -3.73B |
Net Cash Per Share | -$146.97 |
Equity (Book Value) | 1.20B |
Book Value Per Share | 46.82 |
Working Capital | 4.73B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $1.58 billion and capital expenditures -$45.07 million, giving a free cash flow of $1.54 billion.
Operating Cash Flow | 1.58B |
Capital Expenditures | -45.07M |
Free Cash Flow | 1.54B |
FCF Per Share | $60.56 |
Full Cash Flow Statement Margins
Gross margin is 82.18%, with operating and profit margins of 24.57% and 17.94%.
Gross Margin | 82.18% |
Operating Margin | 24.57% |
Pretax Margin | 22.81% |
Profit Margin | 17.94% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 117.76% |
Dividends & Yields
ENVA does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | n/a |
Buyback Yield | 11.30% |
Shareholder Yield | 11.30% |
Earnings Yield | 9.81% |
FCF Yield | 64.43% |
Dividend Details Analyst Forecast
The average price target for ENVA is $126.33, which is 34.41% higher than the current price. The consensus rating is "Buy".
Price Target | $126.33 |
Price Target Difference | 34.41% |
Analyst Consensus | Buy |
Analyst Count | 7 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 6 |