Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $2.53 billion. The enterprise value is $5.77 billion.
Important Dates
The next estimated earnings date is Tuesday, January 28, 2025, after market close.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ENVA has 26.21 million shares outstanding. The number of shares has decreased by -10.35% in one year.
| Current Share Class | 26.21M |
| Shares Outstanding | 26.21M |
| Shares Change (YoY) | -10.35% |
| Shares Change (QoQ) | -0.82% |
| Owned by Insiders (%) | 3.95% |
| Owned by Institutions (%) | 95.39% |
| Float | 25.15M |
Valuation Ratios
The trailing PE ratio is 15.48 and the forward PE ratio is 9.33.
| PE Ratio | 15.48 |
| Forward PE | 9.33 |
| PS Ratio | 2.29 |
| Forward PS | 0.82 |
| PB Ratio | 2.15 |
| P/TBV Ratio | 2.85 |
| P/FCF Ratio | 1.84 |
| P/OCF Ratio | 1.78 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 31.98 |
| EV / Sales | 4.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.19 |
Financial Position
The company has a current ratio of 17.42, with a Debt / Equity ratio of 2.82.
| Current Ratio | 17.42 |
| Quick Ratio | 16.70 |
| Debt / Equity | 2.82 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.80%.
| Return on Equity (ROE) | 14.80% |
| Return on Assets (ROA) | 3.98% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $698,978 |
| Profits Per Employee | $107,774 |
| Employee Count | 1,675 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $54.81 million in taxes.
| Income Tax | 54.81M |
| Effective Tax Rate | 23.29% |
Stock Price Statistics
The stock price has increased by +76.14% in the last 52 weeks. The beta is 1.47, so ENVA's price volatility has been higher than the market average.
| Beta (5Y) | 1.47 |
| 52-Week Price Change | +76.14% |
| 50-Day Moving Average | 97.01 |
| 200-Day Moving Average | 76.20 |
| Relative Strength Index (RSI) | 41.21 |
| Average Volume (20 Days) | 242,120 |
Short Selling Information
The latest short interest is 1.74 million, so 6.62% of the outstanding shares have been sold short.
| Short Interest | 1.74M |
| Short Previous Month | 1.62M |
| Short % of Shares Out | 6.62% |
| Short % of Float | 6.90% |
| Short Ratio (days to cover) | 8.40 |
Income Statement
In the last 12 months, ENVA had revenue of $1.17 billion and earned $180.52 million in profits. Earnings per share was $6.23.
| Revenue | 1.17B |
| Gross Profit | 957.74M |
| Operating Income | 256.44M |
| Pretax Income | 235.06M |
| Net Income | 180.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.23 |
Full Income StatementBalance Sheet
The company has $75.26 million in cash and $3.32 billion in debt, giving a net cash position of -$3.24 billion or -$123.82 per share.
| Cash & Cash Equivalents | 75.26M |
| Total Debt | 3.32B |
| Net Cash | -3.24B |
| Net Cash Per Share | -$123.82 |
| Equity (Book Value) | 1.18B |
| Book Value Per Share | 44.87 |
| Working Capital | 4.26B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.42 billion and capital expenditures -$45.06 million, giving a free cash flow of $1.38 billion.
| Operating Cash Flow | 1.42B |
| Capital Expenditures | -45.06M |
| Free Cash Flow | 1.38B |
| FCF Per Share | $52.56 |
Full Cash Flow StatementMargins
Gross margin is 81.80%, with operating and profit margins of 21.90% and 15.42%.
| Gross Margin | 81.80% |
| Operating Margin | 21.90% |
| Pretax Margin | 20.10% |
| Profit Margin | 15.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 117.64% |