Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $2.52 billion. The enterprise value is $6.04 billion.
Important Dates
The next confirmed earnings date is Tuesday, April 29, 2025, after market close.
Earnings Date | Apr 29, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
ENVA has 25.61 million shares outstanding. The number of shares has decreased by -11.65% in one year.
Current Share Class | 25.61M |
Shares Outstanding | 25.61M |
Shares Change (YoY) | -11.65% |
Shares Change (QoQ) | -0.16% |
Owned by Insiders (%) | 4.40% |
Owned by Institutions (%) | 90.96% |
Float | 24.47M |
Valuation Ratios
The trailing PE ratio is 13.24 and the forward PE ratio is 8.55.
PE Ratio | 13.24 |
Forward PE | 8.55 |
PS Ratio | 2.14 |
Forward PS | 0.80 |
PB Ratio | 2.12 |
P/TBV Ratio | 3.15 |
P/FCF Ratio | 1.69 |
P/OCF Ratio | 1.64 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 28.83 |
EV / Sales | 4.87 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 4.04 |
Financial Position
The company has a current ratio of 18.96, with a Debt / Equity ratio of 3.00.
Current Ratio | 18.96 |
Quick Ratio | 17.98 |
Debt / Equity | 3.00 |
Debt / EBITDA | n/a |
Debt / FCF | 2.40 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.19%.
Return on Equity (ROE) | 17.19% |
Return on Assets (ROA) | 4.25% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $693,345 |
Profits Per Employee | $117,206 |
Employee Count | 1,787 |
Asset Turnover | 0.25 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $61.65 million in taxes.
Income Tax | 61.65M |
Effective Tax Rate | 22.74% |
Stock Price Statistics
The stock price has increased by +52.99% in the last 52 weeks. The beta is 1.35, so ENVA's price volatility has been higher than the market average.
Beta (5Y) | 1.35 |
52-Week Price Change | +52.99% |
50-Day Moving Average | 96.76 |
200-Day Moving Average | 92.47 |
Relative Strength Index (RSI) | 56.00 |
Average Volume (20 Days) | 299,708 |
Short Selling Information
The latest short interest is 1.57 million, so 6.14% of the outstanding shares have been sold short.
Short Interest | 1.57M |
Short Previous Month | 1.63M |
Short % of Shares Out | 6.14% |
Short % of Float | 6.43% |
Short Ratio (days to cover) | 6.45 |
Income Statement
In the last 12 months, ENVA had revenue of $1.24 billion and earned $209.45 million in profits. Earnings per share was $7.43.
Revenue | 1.24B |
Gross Profit | 1.01B |
Operating Income | 294.32M |
Pretax Income | 235.06M |
Net Income | 209.45M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $7.43 |
Full Income Statement Balance Sheet
The company has $77.55 million in cash and $3.60 billion in debt, giving a net cash position of -$3.52 billion or -$137.36 per share.
Cash & Cash Equivalents | 77.55M |
Total Debt | 3.60B |
Net Cash | -3.52B |
Net Cash Per Share | -$137.36 |
Equity (Book Value) | 1.20B |
Book Value Per Share | 46.38 |
Working Capital | 4.55B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $1.54 billion and capital expenditures -$43.42 million, giving a free cash flow of $1.50 billion.
Operating Cash Flow | 1.54B |
Capital Expenditures | -43.42M |
Free Cash Flow | 1.50B |
FCF Per Share | $58.38 |
Full Cash Flow Statement Margins
Gross margin is 81.89%, with operating and profit margins of 23.75% and 16.90%.
Gross Margin | 81.89% |
Operating Margin | 23.75% |
Pretax Margin | 21.88% |
Profit Margin | 16.90% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 120.67% |