Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $2.48 billion. The enterprise value is $6.00 billion.
Important Dates
The next estimated earnings date is Tuesday, April 22, 2025, after market close.
| Earnings Date | Apr 22, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ENVA has 25.79 million shares outstanding. The number of shares has decreased by -11.65% in one year.
| Current Share Class | 25.79M |
| Shares Outstanding | 25.79M |
| Shares Change (YoY) | -11.65% |
| Shares Change (QoQ) | -0.16% |
| Owned by Insiders (%) | 4.35% |
| Owned by Institutions (%) | 94.64% |
| Float | 24.65M |
Valuation Ratios
The trailing PE ratio is 12.94 and the forward PE ratio is 8.37.
| PE Ratio | 12.94 |
| Forward PE | 8.37 |
| PS Ratio | 2.09 |
| Forward PS | 0.78 |
| PB Ratio | 2.07 |
| P/TBV Ratio | 3.10 |
| P/FCF Ratio | 1.66 |
| P/OCF Ratio | 1.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 28.63 |
| EV / Sales | 4.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.01 |
Financial Position
The company has a current ratio of 18.96, with a Debt / Equity ratio of 3.00.
| Current Ratio | 18.96 |
| Quick Ratio | 17.98 |
| Debt / Equity | 3.00 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.19%.
| Return on Equity (ROE) | 17.19% |
| Return on Assets (ROA) | 4.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $693,345 |
| Profits Per Employee | $117,206 |
| Employee Count | 1,787 |
| Asset Turnover | 0.25 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $61.65 million in taxes.
| Income Tax | 61.65M |
| Effective Tax Rate | 22.74% |
Stock Price Statistics
The stock price has increased by +54.54% in the last 52 weeks. The beta is 1.44, so ENVA's price volatility has been higher than the market average.
| Beta (5Y) | 1.44 |
| 52-Week Price Change | +54.54% |
| 50-Day Moving Average | 103.73 |
| 200-Day Moving Average | 89.59 |
| Relative Strength Index (RSI) | 45.30 |
| Average Volume (20 Days) | 248,157 |
Short Selling Information
The latest short interest is 1.61 million, so 6.25% of the outstanding shares have been sold short.
| Short Interest | 1.61M |
| Short Previous Month | 1.83M |
| Short % of Shares Out | 6.25% |
| Short % of Float | 6.54% |
| Short Ratio (days to cover) | 6.02 |
Income Statement
In the last 12 months, ENVA had revenue of $1.24 billion and earned $209.45 million in profits. Earnings per share was $7.43.
| Revenue | 1.24B |
| Gross Profit | 1.01B |
| Operating Income | 294.32M |
| Pretax Income | 235.06M |
| Net Income | 209.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.43 |
Full Income StatementBalance Sheet
The company has $77.55 million in cash and $3.60 billion in debt, giving a net cash position of -$3.52 billion or -$136.39 per share.
| Cash & Cash Equivalents | 77.55M |
| Total Debt | 3.60B |
| Net Cash | -3.52B |
| Net Cash Per Share | -$136.39 |
| Equity (Book Value) | 1.20B |
| Book Value Per Share | 46.38 |
| Working Capital | 4.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.54 billion and capital expenditures -$43.42 million, giving a free cash flow of $1.50 billion.
| Operating Cash Flow | 1.54B |
| Capital Expenditures | -43.42M |
| Free Cash Flow | 1.50B |
| FCF Per Share | $57.97 |
Full Cash Flow StatementMargins
Gross margin is 81.89%, with operating and profit margins of 23.75% and 16.90%.
| Gross Margin | 81.89% |
| Operating Margin | 23.75% |
| Pretax Margin | 21.88% |
| Profit Margin | 16.90% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 120.67% |