Esquire Financial Holdings, Inc. (ESQ)

ESQ Statistics

Total Valuation

ESQ has a market cap or net worth of $803.35 million. The enterprise value is $633.59 million.

Market Cap	803.35M
Enterprise Value	633.59M

Important Dates

The next estimated earnings date is Friday, August 1, 2025, before market open.

Earnings Date	Aug 1, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

ESQ has 8.03 million shares outstanding. The number of shares has increased by 1.99% in one year.

Current Share Class	8.03M
Shares Outstanding	8.03M
Shares Change (YoY)	+1.99%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	16.84%
Owned by Institutions (%)	72.26%
Float	6.68M

Valuation Ratios

The trailing PE ratio is 18.99 and the forward PE ratio is 17.72.

PE Ratio	18.99
Forward PE	17.72
PS Ratio	6.34
Forward PS	6.82
PB Ratio	3.19
P/TBV Ratio	3.20
P/FCF Ratio	18.42
P/OCF Ratio	17.76
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.08
EV / Sales	5.10
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.53

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.08
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.66%.

Return on Equity (ROE)	19.66%
Return on Assets (ROA)	2.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$899,507
Profits Per Employee	$326,138
Employee Count	138
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ESQ has paid $16.10 million in taxes.

Income Tax	16.10M
Effective Tax Rate	26.35%

Stock Price Statistics

The stock price has increased by +76.90% in the last 52 weeks. The beta is 0.53, so ESQ's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+76.90%
50-Day Moving Average	92.65
200-Day Moving Average	80.40
Relative Strength Index (RSI)	63.15
Average Volume (20 Days)	179,147

Short Selling Information

The latest short interest is 620,395, so 7.73% of the outstanding shares have been sold short.

Short Interest	620,395
Short Previous Month	520,891
Short % of Shares Out	7.73%
Short % of Float	9.29%
Short Ratio (days to cover)	6.30

Income Statement

In the last 12 months, ESQ had revenue of $124.13 million and earned $45.01 million in profits. Earnings per share was $5.27.

Revenue	124.13M
Gross Profit	124.13M
Operating Income	62.10M
Pretax Income	53.00M
Net Income	45.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.27

Balance Sheet

The company has $173.04 million in cash and $3.28 million in debt, giving a net cash position of $169.77 million or $21.15 per share.

Cash & Cash Equivalents	173.04M
Total Debt	3.28M
Net Cash	169.77M
Net Cash Per Share	$21.15
Equity (Book Value)	250.72M
Book Value Per Share	31.35
Working Capital	-1.52B

Cash Flow

In the last 12 months, operating cash flow was $45.25 million and capital expenditures -$1.63 million, giving a free cash flow of $43.61 million.

Operating Cash Flow	45.25M
Capital Expenditures	-1.63M
Free Cash Flow	43.61M
FCF Per Share	$5.43

Margins

Gross Margin	n/a
Operating Margin	50.03%
Pretax Margin	49.23%
Profit Margin	36.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.14%

Dividends & Yields

This stock pays an annual dividend of $0.70, which amounts to a dividend yield of 0.70%.

Dividend Per Share	$0.70
Dividend Yield	0.70%
Dividend Growth (YoY)	18.18%
Years of Dividend Growth	3
Payout Ratio	12.34%
Buyback Yield	-1.99%
Shareholder Yield	-1.29%
Earnings Yield	5.60%
FCF Yield	5.43%

Analyst Forecast

The average price target for ESQ is $99.00, which is -1.07% lower than the current price. The consensus rating is "Hold".

Price Target	$99.00
Price Target Difference	-1.07%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4