Esquire Financial Holdings, Inc. (ESQ)

ESQ Statistics

Total Valuation

ESQ has a market cap or net worth of $949.96 million. The enterprise value is $714.08 million.

Market Cap	949.96M
Enterprise Value	714.08M

Important Dates

The next estimated earnings date is Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

ESQ has 8.64 million shares outstanding. The number of shares has increased by 2.06% in one year.

Current Share Class	8.11M
Shares Outstanding	8.64M
Shares Change (YoY)	+2.06%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	17.44%
Owned by Institutions (%)	73.75%
Float	6.69M

Valuation Ratios

The trailing PE ratio is 18.74 and the forward PE ratio is 16.92.

PE Ratio	18.74
Forward PE	16.92
PS Ratio	6.94
Forward PS	6.15
PB Ratio	3.08
P/TBV Ratio	3.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.05
EV / Sales	5.22
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.30%.

Return on Equity (ROE)	19.30%
Return on Assets (ROA)	2.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.89%
Revenue Per Employee	$991,928
Profits Per Employee	$368,275
Employee Count	138
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ESQ has paid $14.83 million in taxes.

Income Tax	14.83M
Effective Tax Rate	22.59%

Stock Price Statistics

The stock price has increased by +52.55% in the last 52 weeks. The beta is 0.48, so ESQ's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+52.55%
50-Day Moving Average	106.93
200-Day Moving Average	100.69
Relative Strength Index (RSI)	58.22
Average Volume (20 Days)	77,641

Short Selling Information

The latest short interest is 593,420, so 6.87% of the outstanding shares have been sold short.

Short Interest	593,420
Short Previous Month	626,743
Short % of Shares Out	6.87%
Short % of Float	8.87%
Short Ratio (days to cover)	5.77

Income Statement

In the last 12 months, ESQ had revenue of $136.89 million and earned $50.82 million in profits. Earnings per share was $5.87.

Revenue	136.89M
Gross Profit	136.89M
Operating Income	65.65M
Pretax Income	65.65M
Net Income	50.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.87

Balance Sheet

The company has $235.89 million in cash and n/a in debt, with a net cash position of $235.89 million or $27.31 per share.

Cash & Cash Equivalents	235.89M
Total Debt	n/a
Net Cash	235.89M
Net Cash Per Share	$27.31
Equity (Book Value)	289.60M
Book Value Per Share	35.73
Working Capital	-1.83B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.96%
Pretax Margin	47.96%
Profit Margin	37.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 0.75%.

Dividend Per Share	$0.80
Dividend Yield	0.75%
Dividend Growth (YoY)	16.00%
Years of Dividend Growth	4
Payout Ratio	12.35%
Buyback Yield	-2.06%
Shareholder Yield	-1.34%
Earnings Yield	5.35%
FCF Yield	n/a

Analyst Forecast

The average price target for ESQ is $120.33, which is 9.40% higher than the current price. The consensus rating is "Buy".

Price Target	$120.33
Price Target Difference	9.40%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2