FBIZ Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	234.61	227.31	216.9	182.65	115.37	91.84
Interest Income on Investments	21.58	20	16.23	12.28	6	4.15
Total Interest Income	256.19	247.31	233.13	194.93	121.37	96
Interest Paid on Deposits	96.8	99.21	97.92	71.42	13.18	3.55
Interest Paid on Borrowings	11.9	11.41	11	10.92	9.77	7.78
Total Interest Expense	108.69	110.62	108.92	82.34	22.95	11.33
Net Interest Income	147.5	136.69	124.21	112.59	98.42	84.66
Net Interest Income Growth	9.20%	10.05%	10.32%	14.39%	16.25%	9.85%
Trust Income	16.1	14.72	13.26	11.43	10.88	10.78
Gain (Loss) on Sale of Investments	-	-	-0.01	-0.05	-	0.03
Gain (Loss) on Sale of Equity Investments	1.2	1.2	1.9	5.1	3.01	2.5
Other Non-Interest Income	9.96	9.65	8.38	9.64	9.15	6.9
Total Non-Interest Income	33.24	31.94	29.25	31.31	29.43	28.1
Non-Interest Income Growth	2.33%	9.18%	-6.57%	6.39%	4.73%	14.48%
Revenues Before Loan Losses	180.74	168.63	153.46	143.9	127.85	112.76
Provision for Loan Losses	8.82	8.66	8.83	8.18	-3.87	-5.8
Revenue	171.91	159.97	144.63	135.71	131.72	118.57
Revenue Growth	8.77%	10.61%	6.57%	3.03%	11.09%	39.80%
Salaries and Employee Benefits	69.02	65.07	60.32	58.08	55.16	49.2
Federal Deposit Insurance	3.22	3.23	2.76	2.24	1.04	1.14
Selling, General & Administrative	28.46	27.07	26.72	23.72	20.88	18.79
Other Non-Interest Expense	4.34	4.15	3.68	4.53	2.37	2.36
Total Non-Interest Expense	105.04	99.52	93.48	88.58	79.47	71.54
EBT Excluding Unusual Items	66.87	60.45	51.15	47.14	52.24	47.03
Pretax Income	66.87	60.45	51.15	47.14	52.24	47.03
Income Tax Expense	9.19	10.13	6.91	10.11	11.39	11.28
Net Income	57.69	50.32	44.25	37.03	40.86	35.76
Preferred Dividends & Other Adjustments	1.81	1.83	1.91	1.81	1.79	1.05
Net Income to Common	55.87	48.49	42.34	35.21	39.07	34.7
Net Income Growth	12.98%	14.54%	20.23%	-9.87%	12.58%	109.62%
Basic Shares Outstanding	8	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8	8
Shares Change	0.61%	0.12%	0.21%	-1.16%	-1.06%	-0.83%
EPS (Basic)	6.81	5.94	5.20	4.33	4.75	4.17
EPS (Diluted)	6.81	5.94	5.20	4.33	4.75	4.17
EPS Growth	12.24%	14.32%	20.00%	-8.82%	13.88%	111.67%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.310	1.160	1.000	0.910	0.790	0.720
Dividend Growth	16.96%	16.00%	9.89%	15.19%	9.72%	9.09%
Effective Tax Rate	13.74%	16.76%	13.50%	21.45%	21.79%	23.97%

SEC Filings: 10-K · 10-Q