Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
37.70
+2.27 (6.41%)
At close: Apr 9, 2025, 4:00 PM
36.19
-1.51 (-4.01%)
Pre-market: Apr 10, 2025, 4:36 AM EDT
VABK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 66.53 | 56.05 | 44.23 | 43.9 | 24.95 | Upgrade
|
| Interest Income on Investments | 9.39 | 13.94 | 12.5 | 4.37 | 2.29 | Upgrade
|
| Total Interest Income | 75.93 | 69.99 | 56.73 | 48.27 | 27.23 | Upgrade
|
| Interest Paid on Deposits | 27.49 | 18.64 | 2.98 | 3.42 | 3.28 | Upgrade
|
| Interest Paid on Borrowings | 2.07 | 2.39 | 0.2 | -0.13 | 0.07 | Upgrade
|
| Total Interest Expense | 29.55 | 21.02 | 3.18 | 3.28 | 3.35 | Upgrade
|
| Net Interest Income | 46.38 | 48.97 | 53.55 | 44.99 | 23.88 | Upgrade
|
| Net Interest Income Growth (YoY) | -5.29% | -8.55% | 19.02% | 88.40% | 8.92% | Upgrade
|
| Trust Income | 1.15 | 1.98 | 2.44 | 3.51 | 1.13 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.04 | 0.11 | 1.21 | 0.08 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0.21 | - | - | 0.74 | Upgrade
|
| Other Non-Interest Income | 4.14 | 5.17 | 5.58 | 5.42 | 4.04 | Upgrade
|
| Total Non-Interest Income | 6.69 | 8.64 | 11.02 | 10.47 | 6.57 | Upgrade
|
| Non-Interest Income Growth (YoY) | -22.64% | -21.58% | 5.29% | 59.41% | 26.49% | Upgrade
|
| Revenues Before Loan Losses | 53.06 | 57.61 | 64.57 | 55.45 | 30.44 | Upgrade
|
| Provision for Loan Losses | -0.6 | 0.73 | 0.11 | 1.01 | 1.62 | Upgrade
|
| Revenue | 53.66 | 56.88 | 64.46 | 54.44 | 28.82 | Upgrade
|
| Revenue Growth (YoY) | -5.65% | -11.77% | 18.41% | 88.88% | 11.98% | Upgrade
|
| Salaries and Employee Benefits | 14.97 | 15.17 | 16.57 | 15.61 | 9.2 | Upgrade
|
| Occupancy Expenses | 1.95 | 1.95 | 2.17 | 1.85 | 0.94 | Upgrade
|
| Federal Deposit Insurance | 0.7 | 0.71 | 0.51 | 0.86 | 0.19 | Upgrade
|
| Amortization of Goodwill & Intangibles | 1.3 | 1.49 | 1.68 | 1.39 | - | Upgrade
|
| Selling, General & Administrative | 8.59 | 8.91 | 10.78 | 10.04 | 4.7 | Upgrade
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| Other Non-Interest Expense | 6.16 | 5.83 | 6.6 | 5.35 | 2.77 | Upgrade
|
| Total Non-Interest Expense | 33.67 | 34.06 | 38.31 | 35.1 | 17.79 | Upgrade
|
| EBT Excluding Unusual Items | 20 | 22.81 | 26.15 | 19.34 | 11.03 | Upgrade
|
| Legal Settlements | - | - | 2.4 | - | - | Upgrade
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| Other Unusual Items | 0.9 | 0.46 | - | - | - | Upgrade
|
| Pretax Income | 20.9 | 23.27 | 28.55 | 11.92 | 10.04 | Upgrade
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| Income Tax Expense | 3.93 | 4.01 | 5.11 | 1.85 | 2.07 | Upgrade
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| Net Income | 16.97 | 19.26 | 23.44 | 10.07 | 7.98 | Upgrade
|
| Net Income to Common | 16.97 | 19.26 | 23.44 | 10.07 | 7.98 | Upgrade
|
| Net Income Growth | -11.92% | -17.81% | 132.73% | 26.24% | 19.27% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 3 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 3 | Upgrade
|
| Shares Change (YoY) | 0.35% | 0.41% | 13.97% | 73.35% | 0.69% | Upgrade
|
| EPS (Basic) | 3.16 | 3.60 | 4.40 | 2.16 | 2.95 | Upgrade
|
| EPS (Diluted) | 3.15 | 3.58 | 4.38 | 2.14 | 2.95 | Upgrade
|
| EPS Growth | -12.01% | -18.27% | 104.67% | -27.37% | 18.34% | Upgrade
|
| Dividend Per Share | 1.320 | 1.320 | 1.200 | 1.200 | 1.200 | Upgrade
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| Dividend Growth | - | 10.00% | - | - | 2.44% | Upgrade
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| Effective Tax Rate | 18.82% | 17.23% | 17.89% | 15.49% | 20.56% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.