Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
53.89
-0.11 (-0.20%)
Nov 13, 2026, 4:00 PM EST - Market closed
VABK Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 57.93 | 70.61 | 17.1 | 28.39 | 40.14 | 508.84 |
Investment Securities | 224.97 | 125.4 | 132.03 | 267.85 | 371.11 | 132.85 |
Mortgage-Backed Securities | - | 123.51 | 132.81 | 155.14 | 167.08 | 170.96 |
Total Investments | 224.97 | 248.91 | 264.84 | 423 | 538.19 | 303.82 |
Gross Loans | 1,247 | 1,238 | 1,236 | 1,093 | 936.42 | 1,061 |
Allowance for Loan Losses | -8.17 | -8.27 | -8.46 | -8.4 | -5.55 | -5.98 |
Net Loans | 1,239 | 1,229 | 1,228 | 1,084 | 930.86 | 1,055 |
Property, Plant & Equipment | 22.1 | 17.98 | 20.93 | 22.94 | 24.34 | 32.68 |
Goodwill | 7.77 | 7.77 | 7.77 | 7.77 | 7.77 | 8.14 |
Other Intangible Assets | 1.98 | 2.68 | 3.79 | 5.09 | 6.59 | 8.55 |
Accrued Interest Receivable | 11.28 | 6.21 | 6.43 | 6.18 | 4.88 | 3.78 |
Other Current Assets | - | - | - | - | 0.97 | - |
Long-Term Deferred Tax Assets | 14.72 | 12.08 | 15.41 | 15.38 | 17.32 | 4.84 |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 0.61 |
Other Long-Term Assets | 47.7 | 54.19 | 53.05 | 53 | 52.32 | 45.71 |
Total Assets | 1,628 | 1,650 | 1,617 | 1,646 | 1,623 | 1,972 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,042 | 972.81 | 947.37 | 929.64 | 953.79 | 1,229 |
Institutional Deposits | - | 96.6 | 102.1 | 106.6 | 28.9 | 45.3 |
Non-Interest Bearing Deposits | 357.5 | 362.32 | 374.08 | 372.86 | 495.65 | 522.28 |
Total Deposits | 1,400 | 1,432 | 1,424 | 1,409 | 1,478 | 1,796 |
Short-Term Borrowings | 20 | 20 | 20.24 | 69.96 | - | 0.01 |
Current Portion of Leases | - | 1.64 | - | - | - | - |
Accrued Interest Payable | 4.11 | 1.43 | 1.84 | 2.14 | 0.16 | 0.17 |
Long-Term Debt | - | - | - | - | 0.51 | - |
Long-Term Leases | 10.36 | 4.55 | 5.39 | 6.5 | 6.17 | 7.11 |
Trust Preferred Securities | 3.59 | 3.55 | 3.51 | 3.46 | 2.91 | 3.37 |
Pension & Post-Retirement Benefits | - | 0.1 | - | - | - | - |
Other Long-Term Liabilities | - | 2.57 | 2.01 | 1.81 | 1.86 | 3.37 |
Total Liabilities | 1,438 | 1,466 | 1,457 | 1,493 | 1,490 | 1,810 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 13.42 | 13.33 | 13.26 | 13.26 | 13.21 | 13.18 |
Additional Paid-In Capital | 108.05 | 107.34 | 106.39 | 106.05 | 105.34 | 104.58 |
Retained Earnings | 109.13 | 94.17 | 82.51 | 73.78 | 63.48 | 46.44 |
Comprehensive Income & Other | -40.59 | -30.67 | -41.86 | -40.04 | -48.62 | -2.21 |
Shareholders' Equity | 190.02 | 184.16 | 160.3 | 153.04 | 133.42 | 161.99 |
Total Liabilities & Equity | 1,628 | 1,650 | 1,617 | 1,646 | 1,623 | 1,972 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 33.95 | 29.75 | 29.13 | 79.93 | 9.59 | 10.48 |
Net Cash (Debt) | 35.22 | 40.87 | -12.03 | -51.54 | 30.55 | 498.36 |
Net Cash Growth | - | - | - | - | -93.87% | 44959.40% |
Net Cash Per Share | 6.46 | 7.54 | -2.23 | -9.59 | 5.71 | 106.14 |
Filing Date Shares Outstanding | 5.43 | 5.42 | 5.39 | 5.39 | 5.34 | 5.33 |
Total Common Shares Outstanding | 5.43 | 5.39 | 5.37 | 5.37 | 5.34 | 5.31 |
Book Value Per Share | 35.01 | 34.15 | 29.85 | 28.52 | 25.00 | 30.52 |
Tangible Book Value | 180.28 | 173.71 | 148.74 | 140.18 | 119.06 | 145.3 |
Tangible Book Value Per Share | 33.21 | 32.21 | 27.69 | 26.12 | 22.31 | 27.37 |