Virginia National Bankshares Corporation (VABK)

VABK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	229	215	205	184	196	201
Market Cap Growth	17.65%	4.75%	11.21%	-5.71%	-2.69%	172.86%
Enterprise Value	181.37	218.47	208.68	187.94	199.08	204.45
Last Close Price	42.20	39.85	38.20	34.38	36.66	37.88
PE Ratio	11.44	11.23	12.13	9.60	8.37	17.70
PS Ratio	3.95	3.74	3.76	3.22	2.92	3.69
PB Ratio	1.23	1.17	1.28	1.21	1.47	1.24
P/TBV Ratio	1.23	1.17	1.29	1.21	1.47	1.10
P/FCF Ratio	-	10.36	14.10	14.49	8.84	17.08
P/OCF Ratio	8.64	10.07	13.42	13.27	8.63	15.39
EV/Sales Ratio	3.13	3.80	3.82	3.28	2.97	3.76
EV/EBITDA Ratio	-	54.78	49.03	39.41	39.15	46.47
EV/FCF Ratio	-	10.53	14.34	14.76	8.99	17.37
Debt / Equity Ratio	0.02	0.02	0.02	0.02	0.03	0.02
Debt / EBITDA Ratio	0.96	0.89	0.82	0.73	0.67	0.77
Debt / FCF Ratio	0.14	0.17	0.24	0.27	0.15	0.29
Net Debt / Equity Ratio	0.02	0.02	0.02	0.02	0.03	0.02
Net Debt / EBITDA Ratio	0.96	0.89	0.82	0.73	0.67	0.77
Net Debt / FCF Ratio	0.14	0.17	0.24	0.27	0.15	0.29
Asset Turnover	0.03	0.04	0.03	0.04	0.04	0.04
Return on Equity (ROE)	10.81%	11.18%	10.83%	13.45%	15.87%	8.24%
Earnings Yield	8.75%	8.91%	8.25%	10.41%	11.95%	5.65%
FCF Yield	-	9.66%	7.09%	6.90%	11.31%	5.85%
Dividend Yield	3.41%	3.54%	3.45%	3.84%	3.27%	3.62%
Payout Ratio	39.02%	39.47%	41.77%	36.72%	27.27%	63.63%
Buyback Yield / Dilution	-0.57%	-0.49%	-0.35%	-0.41%	-13.97%	-73.35%
Total Shareholder Return	2.84%	3.05%	3.10%	3.43%	-10.70%	-69.73%

Updated May 12, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q