First Carolina Financial Services, Inc. (FCBM)

NYSE: FCBM · Real-Time Price · USD

12.67

-0.01 (-0.08%)

At close: Aug 24, 2026, 4:00 PM EDT

12.67

0.00 (0.00%)

After-hours: Aug 24, 2026, 7:00 PM EDT

FCBM Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Interest Income on Loans	167.22	166.68	158.15	120.79
Interest Income on Investments	24.03	22.76	17.94	14.77
Total Interest Income	191.25	189.43	176.09	135.57
Interest Paid on Deposits	84.32	86.17	78.51	62.17
Interest Paid on Borrowings	4.69	4.82	6.02	7.52
Total Interest Expense	89.01	90.99	84.53	69.69
Net Interest Income	102.24	98.44	91.56	65.88
Net Interest Income Growth	-	7.51%	38.98%	-
Gain (Loss) on Sale of Investments	1.83	1.72	-	0.11
Other Non-Interest Income	3.42	4.54	2.22	1.19
Total Non-Interest Income	34.66	43.24	5.48	2.41
Non-Interest Income Growth	-	689.79%	127.56%	-
Revenues Before Loan Losses	136.9	141.68	97.04	68.28
Provision for Loan Losses	8.05	8.54	-1.77	1.3
Revenue	128.85	133.14	98.8	66.98
Revenue Growth	-	34.76%	47.50%	-
Salaries and Employee Benefits	47.81	51.65	26.61	20.25
Occupancy Expenses	15.62	14.26	3.21	2.58
Federal Deposit Insurance	4	3.89	2.95	2.41
Amortization of Goodwill & Intangibles	2.58	2.54	-	-
Selling, General & Administrative	30.34	28.06	10.67	8.67
Other Non-Interest Expense	5.01	6.84	28.5	8.39
Total Non-Interest Expense	105.37	107.23	71.94	42.29
EBT Excluding Unusual Items	23.48	25.91	26.86	24.7
Other Unusual Items	-6.09	-10.36	-0.42	-
Pretax Income	17.39	15.55	26.44	24.7
Income Tax Expense	3.48	3.35	5.53	5.07
Net Income	13.91	12.2	20.91	19.63
Net Income to Common	13.91	12.2	20.91	19.63
Net Income Growth	-	-41.66%	6.54%	-
Basic Shares Outstanding	25	25	22	22
Diluted Shares Outstanding	25	25	22	22
Shares Change	-	12.25%	1.80%	-
EPS (Basic)	0.57	0.50	0.96	0.91
EPS (Diluted)	0.57	0.49	0.95	0.91
EPS Growth	-	-47.89%	4.97%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Effective Tax Rate	20.02%	21.56%	20.91%	20.52%

SEC Filings: 10-K · 10-Q