German American Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	301.49	294.13	190.59	190.43	200.58	160.83
Net Interest Income Growth	57.56%	54.33%	0.08%	-5.06%	24.72%	3.60%
Non-Interest Income	55.51	67.31	62.66	60.26	59.13	59.46
Non-Interest Income Growth	1435.12%	7.42%	3.98%	1.91%	-0.55%	9.16%
Revenues Before Loan Losses	357	361.44	253.25	250.69	259.72	220.29
Provision for Credit Losses	6.43	19.43	2.78	2.55	6.35	-6.5
Revenue	350.58	342.02	250.48	248.14	253.37	226.79
Revenue Growth	97.83%	36.55%	0.94%	-2.06%	11.72%	18.02%
Compensation Expenses	108.52	107.74	82.26	83.24	84.15	68.57
Selling, General & Admin	41.84	-	42.18	38.84	42.9	33.07
Other Non-Interest Expenses	29.71	94.21	21.94	22.41	27.15	22.37
Total Non-Interest Expense	202.4	201.95	146.38	144.5	154.19	124.01
Pretax Income	177.35	140.07	104.1	103.65	99.18	102.79
Provision for Income Taxes	35.27	27.44	20.29	17.76	17.35	18.65
Net Income	142.08	112.64	83.81	85.89	81.83	84.14
Net Income to Common	142.08	112.64	83.81	85.89	81.83	84.14
Net Income Growth	64.95%	34.39%	-2.42%	4.96%	-2.75%	35.25%
Shares Outstanding (Basic)	38	37	30	30	29	27
Shares Outstanding (Diluted)	38	37	30	30	29	27
Shares Change	14.11%	24.07%	0.33%	0.32%	11.03%	-0.01%
EPS (Basic)	3.79	3.06	2.83	2.91	2.78	3.17
EPS (Diluted)	3.79	3.06	2.83	2.91	2.78	3.17
EPS Growth	44.11%	8.13%	-2.75%	4.68%	-12.30%	35.47%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	0	90.72	101.49	102.18	96.16
Free Cash Flow Growth	-	-	-10.61%	-0.68%	6.27%	12.67%
Free Cash Flow Per Share	-	-	3.06	3.43	3.47	3.62
Dividends Per Share	1.220	1.180	1.100	1.020	0.940	0.860
Dividend Growth	7.02%	7.27%	7.84%	8.51%	9.30%	10.26%
Profit Margin	40.53%	32.93%	33.46%	34.61%	32.30%	37.10%
FCF Margin	-	0.00%	36.22%	40.90%	40.33%	42.40%
Effective Tax Rate	19.89%	19.59%	19.49%	17.13%	17.50%	18.14%

SEC Filings: 10-K · 10-Q