German American Bancorp, Inc. (GABC)

German American Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	372.88	358.6	240.24	212.52	169.16	139.15
Interest Income on Investments	58.45	61.49	50.8	44.14	49.77	31.23
Total Interest Income	431.33	420.09	291.04	256.66	218.93	170.38
Interest Paid on Deposits	107.3	115.09	90.62	56.92	13.51	4.96
Interest Paid on Borrowings	9.56	10.87	9.83	9.31	4.83	4.59
Total Interest Expense	116.86	125.96	100.45	66.22	18.34	9.55
Net Interest Income	314.46	294.13	190.59	190.43	200.58	160.83
Net Interest Income Growth	31.38%	54.33%	0.08%	-5.06%	24.72%	3.60%
Trust Income	18.33	16.81	14.42	11.71	10.08	10.32
Gain (Loss) on Sale of Assets	-	-	38.32	-	-	1.4
Gain (Loss) on Sale of Investments	-	-	-34.79	0.04	0.56	2.25
Other Non-Interest Income	32.36	30.91	28.99	34.61	33.22	29.5
Total Non-Interest Income	71.71	67.31	62.66	60.26	59.13	59.46
Non-Interest Income Growth	20.55%	7.42%	3.98%	1.91%	-0.55%	9.16%
Revenues Before Loan Losses	386.18	361.44	253.25	250.69	259.72	220.29
Provision for Loan Losses	6.43	19.43	2.78	2.55	6.35	-6.5
Revenue	379.75	342.02	250.48	248.14	253.37	226.79
Revenue Growth	35.10%	36.55%	0.94%	-2.06%	11.72%	18.02%
Salaries and Employee Benefits	104.15	103.67	78.28	80.12	79.66	66.1
Occupancy Expenses	18.86	17.93	13.63	14.47	14.92	-
Federal Deposit Insurance	3.95	3.8	2.91	2.83	1.86	1.42
Amortization of Goodwill & Intangibles	10.11	10.15	2.03	2.84	3.71	2.73
Selling, General & Administrative	40.81	38.92	29.62	24.67	22.34	34.12
Other Non-Interest Expense	28.96	27.48	19.91	19.57	19.58	19.64
Total Non-Interest Expense	206.84	201.95	146.38	144.5	142.07	124.01
EBT Excluding Unusual Items	172.91	140.07	104.1	103.65	111.3	102.79
Pretax Income	177.35	140.07	104.1	103.65	99.18	102.79
Income Tax Expense	35.27	27.44	20.29	17.76	17.35	18.65
Net Income	142.08	112.64	83.81	85.89	81.83	84.14
Net Income to Common	142.08	112.64	83.81	85.89	81.83	84.14
Net Income Growth	64.95%	34.39%	-2.42%	4.96%	-2.75%	35.25%
Basic Shares Outstanding	38	37	30	30	29	27
Diluted Shares Outstanding	38	37	30	30	29	27
Shares Change	14.11%	24.07%	0.33%	0.32%	11.03%	-0.01%
EPS (Basic)	3.79	3.06	2.83	2.91	2.78	3.17
EPS (Diluted)	3.79	3.06	2.83	2.91	2.78	3.17
EPS Growth	44.54%	8.28%	-2.74%	4.63%	-12.40%	35.47%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.220	1.180	1.100	1.020	0.940	0.860
Dividend Growth	7.02%	7.27%	7.84%	8.51%	9.30%	10.26%
Effective Tax Rate	19.89%	19.59%	19.49%	17.13%	17.50%	18.14%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 27, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

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