German American Bancorp, Inc. (GABC)

German American Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	376.44	358.6	240.24	212.52	169.16	139.15
Interest Income on Investments	57.63	61.49	50.8	44.14	49.77	31.23
Total Interest Income	434.07	420.09	291.04	256.66	218.93	170.38
Interest Paid on Deposits	102.8	115.09	90.62	56.92	13.51	4.96
Interest Paid on Borrowings	9.01	10.87	9.83	9.31	4.83	4.59
Total Interest Expense	111.81	125.96	100.45	66.22	18.34	9.55
Net Interest Income	322.26	294.13	190.59	190.43	200.58	160.83
Net Interest Income Growth	20.93%	54.33%	0.08%	-5.06%	24.72%	3.60%
Trust Income	16.81	16.81	14.42	11.71	10.08	10.32
Gain (Loss) on Sale of Assets	-	-	38.32	-	-	1.4
Gain (Loss) on Sale of Investments	-	-	-34.79	0.04	0.56	2.25
Other Non-Interest Income	33.62	30.91	28.99	34.61	33.22	29.5
Total Non-Interest Income	71.01	67.31	62.66	60.26	59.13	59.46
Non-Interest Income Growth	10.75%	7.42%	3.98%	1.91%	-0.55%	9.16%
Revenues Before Loan Losses	393.26	361.44	253.25	250.69	259.72	220.29
Provision for Loan Losses	6.23	19.43	2.78	2.55	6.35	-6.5
Revenue	387.04	342.02	250.48	248.14	253.37	226.79
Revenue Growth	23.74%	36.55%	0.94%	-2.06%	11.72%	18.02%
Salaries and Employee Benefits	107.17	103.67	78.28	80.12	79.66	66.1
Occupancy Expenses	17.93	17.93	13.63	14.47	14.92	-
Federal Deposit Insurance	3.8	3.8	2.91	2.83	1.86	1.42
Amortization of Goodwill & Intangibles	10.15	10.15	2.03	2.84	3.71	2.73
Selling, General & Administrative	38.92	38.92	29.62	24.67	22.34	34.12
Other Non-Interest Expense	27.83	27.48	19.91	19.57	19.58	19.64
Total Non-Interest Expense	205.81	201.95	146.38	144.5	142.07	124.01
EBT Excluding Unusual Items	181.23	140.07	104.1	103.65	111.3	102.79
Pretax Income	182.21	140.07	104.1	103.65	99.18	102.79
Income Tax Expense	36.56	27.44	20.29	17.76	17.35	18.65
Net Income	145.64	112.64	83.81	85.89	81.83	84.14
Net Income to Common	145.64	112.64	83.81	85.89	81.83	84.14
Net Income Growth	45.41%	34.39%	-2.42%	4.96%	-2.75%	35.25%
Basic Shares Outstanding	38	37	30	30	29	27
Diluted Shares Outstanding	38	37	30	30	29	27
Shares Change	7.76%	24.07%	0.33%	0.32%	11.03%	-0.01%
EPS (Basic)	3.88	3.06	2.83	2.91	2.78	3.17
EPS (Diluted)	3.88	3.06	2.83	2.91	2.78	3.17
EPS Growth	34.93%	8.28%	-2.74%	4.63%	-12.40%	35.47%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.240	1.180	1.100	1.020	0.940	0.860
Dividend Growth	6.90%	7.27%	7.84%	8.51%	9.30%	10.26%
Effective Tax Rate	20.07%	19.59%	19.49%	17.13%	17.50%	18.14%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 1, 2026

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