Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD

33.62

-0.43 (-1.26%)

At close: Jul 29, 2026, 4:00 PM EDT

33.62

0.00 (0.00%)

After-hours: Jul 29, 2026, 4:10 PM EDT

Norwood Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	0.4	78.32	62.19	62.07	68.4	65.31
Net Interest Income Growth	-99.42%	25.94%	0.20%	-9.25%	4.72%	29.39%
Non-Interest Income	10.26	9.62	-11.15	8.12	9.93	8.36
Non-Interest Income Growth	11.54%	-	-	-18.20%	18.79%	7.47%
Revenues Before Loan Losses	10.66	87.94	51.04	70.19	78.33	73.67
Provision for Credit Losses	1.43	1.77	2.67	5.55	-	4.2
Revenue	9.23	86.17	48.37	64.64	78.33	69.47
Revenue Growth	-87.51%	78.16%	-25.18%	-17.47%	12.75%	31.56%
Compensation Expenses	31.07	26.93	25.02	23.57	22.07	20.61
Selling, General & Admin	7.35	14.01	13.76	11.71	11.11	10.29
Other Non-Interest Expenses	10.58	10.21	9.85	8.22	7.86	7.72
Total Non-Interest Expense	63.34	51.15	48.63	43.5	41.04	38.61
Pretax Income	36.35	35.02	-0.26	21.15	36.39	30.86
Provision for Income Taxes	7.51	7.26	-0.1	4.39	7.15	5.95
Net Income	28.83	27.76	-0.16	16.76	29.23	24.92
Net Income to Common	28.83	27.76	-0.16	16.76	29.23	24.92
Net Income Growth	809.30%	-	-	-42.67%	17.33%	65.22%
Shares Outstanding (Basic)	10	9	8	8	8	8
Shares Outstanding (Diluted)	10	9	8	8	8	8
Shares Change	14.29%	14.11%	0.11%	-1.14%	-0.27%	13.40%
EPS (Basic)	2.91	3.01	-0.02	2.08	3.58	3.05
EPS (Diluted)	2.91	3.01	-0.02	2.07	3.58	3.04
EPS Growth	1112.50%	-	-	-42.18%	17.76%	45.45%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	29.25	19.68	28.41	28.58	27.94
Free Cash Flow Growth	-	48.61%	-30.73%	-0.59%	2.29%	114.13%
Free Cash Flow Per Share	-	3.17	2.43	3.51	3.50	3.41
Dividends Per Share	1.270	1.250	1.210	1.170	1.130	1.060
Dividend Growth	3.25%	3.31%	3.42%	3.54%	6.60%	4.95%
Profit Margin	312.29%	32.21%	-0.33%	25.93%	37.32%	35.86%
FCF Margin	-	33.94%	40.69%	43.95%	36.49%	40.22%
Effective Tax Rate	20.67%	20.74%	37.98%	20.75%	19.66%	19.26%

SEC Filings: 10-K · 10-Q