OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
53.54
+0.66 (1.25%)
Aug 13, 2026, 4:00 PM EDT - Market closed
OFG Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 618.58 | 608.47 | 588.44 | 560.87 | 482.08 | 407.37 |
Net Interest Income Growth | 3.44% | 3.40% | 4.92% | 16.34% | 18.34% | -0.26% |
Non-Interest Income | 128.22 | 122.98 | 123.25 | 128.38 | 131.69 | 133.21 |
Non-Interest Income Growth | 6.52% | -0.22% | -4.00% | -2.51% | -1.14% | 7.12% |
Revenues Before Loan Losses | 746.8 | 731.44 | 711.69 | 689.25 | 613.77 | 540.58 |
Provision for Credit Losses | 95.64 | 107.51 | 82.25 | 60.64 | 24.12 | 0.22 |
| 651.16 | 623.93 | 629.44 | 628.61 | 589.65 | 540.36 | |
Revenue Growth | 5.12% | -0.88% | 0.13% | 6.61% | 9.12% | 22.78% |
Compensation Expenses | 165.45 | 162.43 | 159.71 | 155.83 | 142.93 | 133.44 |
Selling, General & Admin | 216.68 | 215.13 | 200.86 | 195.84 | 185.75 | 174.66 |
Other Non-Interest Expenses | 16.96 | 12.25 | 15.12 | 11.69 | 16.86 | 17.66 |
Total Non-Interest Expense | 399.09 | 389.81 | 375.69 | 363.37 | 345.55 | 325.76 |
Pretax Income | 252.07 | 234.12 | 253.75 | 265.25 | 244.11 | 214.6 |
Provision for Income Taxes | 31.62 | 29.01 | 55.58 | 83.38 | 77.87 | 68.45 |
Net Income | 220.45 | 205.1 | 198.17 | 181.87 | 166.24 | 146.15 |
Net Income Attributable to Preferred Dividends | - | - | - | - | - | 1.26 |
Net Income to Common | 220.45 | 205.1 | 198.17 | 181.87 | 166.24 | 144.9 |
Net Income Growth | 13.21% | 3.50% | 8.96% | 9.40% | 14.73% | 113.66% |
Shares Outstanding (Basic) | 43 | 43 | 45 | 47 | 48 | 51 |
Shares Outstanding (Diluted) | 43 | 43 | 45 | 47 | 48 | 51 |
Shares Change | -2.83% | -4.80% | -3.45% | -2.83% | -5.71% | -0.36% |
EPS (Basic) | 5.10 | 4.74 | 4.36 | 3.86 | 3.46 | 2.85 |
EPS (Diluted) | 5.08 | 4.74 | 4.36 | 3.86 | 3.44 | 2.81 |
EPS Growth | 16.73% | 8.72% | 12.86% | 12.33% | 22.42% | 112.88% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 202.66 | 199.34 | 231.16 | 277.8 | 133.46 | 76.99 |
Free Cash Flow Growth | 3.14% | -13.77% | -16.79% | 108.16% | 73.34% | 290.88% |
Free Cash Flow Per Share | 4.66 | 4.61 | 5.09 | 5.90 | 2.76 | 1.50 |
Dividends Per Share | 1.300 | 1.200 | 1.000 | 0.880 | 0.700 | 0.400 |
Dividend Growth | 18.18% | 20.00% | 13.64% | 25.71% | 75.00% | 42.86% |
Profit Margin | 33.85% | 32.87% | 31.48% | 28.93% | 28.19% | 27.05% |
FCF Margin | 31.12% | 31.95% | 36.73% | 44.19% | 22.63% | 14.25% |
Effective Tax Rate | 12.55% | 12.39% | 21.90% | 31.43% | 31.90% | 31.90% |